Barbara Kirby is a financial advisor with Focus Financial Network, Inc. She holds the CFP® and ChFC® designations and has 43 years of industry experience. She has been affiliated with OSAIC and Focus Financial since 2006. Outside of her advisory role, she is a partner in a student rental housing LLC. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through 118 advisors. The firm serves individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Kenneth Lachance is a financial advisor with Associated Investment Services, Inc. in Minneapolis, MN, holding a Series 66 credential and four years of industry experience. He previously worked at Wells Fargo Clearing for 32 years before joining Associated Investment Services and Associated Bank. Outside of advisory work, he is involved in a real estate investing business through CHANCE4PROPERTIES, LLC. Associated Investment Services, Inc. provides advisory and brokerage services primarily to individual investors, as well as small corporations, trusts, estates, and charitable institutions. The firm utilizes model portfolio and separately managed account programs implemented by third-party managers and its affiliate Kellogg Asset Management, delivering advisory services mainly through the Envestnet/NFS platform.

Richard Koch is a financial advisor with Mutual Advisors, LLC, holding a Series 63 designation and over 42 years of industry experience. He has worked at Mutual Advisors and Mutual Securities since 2019 and previously spent more than two decades with Principal Life Insurance Co and Princor Financial Services Corporation. Outside of investment advising, he is a licensed insurance agent specializing in life, disability, and long-term care insurance. Mutual Advisors, LLC is an SEC-registered firm managing approximately $6.75 billion through a network of 123 advisors. The firm serves individuals, high-net-worth clients, institutional investors, trusts, and retirement plans, employing a blend of passive and active investment strategies tailored to client objectives.

Bryan Lee is a financial advisor at Gradient Advisors, LLC with a Series 65 designation and one year of industry experience. He has previously held roles at Gradient Investments, Associate Staffing, Wells Fargo Clearing Services, Wells Fargo Bank, Select Comfort, and Securian Financial. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, offering a largely non-discretionary investment model that emphasizes client approval of transactions.

Timothy Rosga is a financial advisor with Gradient Securities, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc., City National Bank, and RBC Capital Markets. Outside of his advisory work, he operates as an insurance agent providing financial consulting and various insurance product sales through Nohner Rosga Financial. Gradient Securities, LLC, operating as Gradient Wealth Management, offers financial planning, consulting, and non-discretionary asset management to individuals and institutional clients. The firm integrates third-party manager referrals and ERISA plan services with a business model that includes both advisory and broker-dealer activities.

Christopher Mc Grann is a financial advisor with Riverbridge Partners, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior work includes roles at IMST Distributors, U.S. Bancorp Investments, US Bank, and Sanford C. Bernstein & Co. He is based in Minneapolis, MN. Riverbridge Partners is an SEC-registered investment adviser offering discretionary portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, institutions, and investment companies. The firm employs a growth equity investment process and manages strategies that include Enhanced Income portfolios, serving a broad client base that includes sovereign wealth funds and other institutional investors.

Brian D'orazio is a CFP® and CFA® with 21 years of industry experience. He has been with CliftonLarsonAllen Wealth Advisors, LLC since 2012. Based in Minneapolis, MN, he holds Series 63 and Series 65 licenses. CliftonLarsonAllen Wealth Advisors, LLC provides wealth advisory and asset management services to a diverse client base including individuals, high-net-worth households, pension and profit-sharing plans, corporations, and charitable organizations. The firm emphasizes strategic asset allocation through model portfolios combining mutual funds and ETFs, and integrates wealth, tax, estate, and insurance professionals to coordinate comprehensive planning.

Rose Hammes Nestor is a financial advisor with Focus Financial who holds Series 63 and Series 66 designations and has 15 years of industry experience. She has worked at Focus Financial and its affiliated firms since 2016. Focus Financial Network serves a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations, offering managed account services, financial planning, and retirement plan consulting with an emphasis on coordinated estate and tax planning.

Michael Clancey is a CFA® charterholder and holds a Series 63 license with three years of industry experience. He currently works at Fiduciary Counselling, Inc. and previously held positions at the Minnesota State Board of Investment and Portico Benefit Services. Fiduciary Counselling, Inc. provides investment advisory, accounting, tax, trust, estate planning, and estate administration services to individuals, trusts, charitable organizations, corporations, and registered investment entities. The firm uses model portfolios based on asset allocation methodology and capital market assumptions, incorporating a range of investment vehicles including registered and unregistered funds, ETFs, private investments, digital assets, and sustainable strategies.

Alec Finn is a financial advisor at Oxford Financial Group, LTD in Minneapolis, MN, holding a Series 65 designation and with two years of industry experience. His prior roles include positions at SRS Acquiom and US Bank, along with eight years of service in the U.S. Navy. Oxford Financial Group, LTD serves ultra high-net-worth individuals, families, institutional clients, trusts, foundations, and closely held business owners. The firm offers family office and CIO services, comprehensive financial and estate planning, fiduciary trust administration, and access to private market investments, employing a diversified asset allocation strategy across public and alternative asset classes.

Jason Mahn is a financial advisor with NorthRock Partners, LLC, holding a Series 66 designation and seven years of industry experience. He previously worked at City National Bank, RBC Capital Markets, LLC, and Plexus Corp. Mahn maintains a Wisconsin insurance license for Accident & Health, Life, and Variable contracts. NorthRock Partners is a full-service wealth management firm serving individuals, trusts, estates, retirement plans, private funds, and other business entities. The firm employs a tailored, holistic investment approach emphasizing broad asset allocation, diversification, and periodic rebalancing, with offerings that include public market strategies and alternative investments.

David Wischmeier is a financial advisor at M Holdings Securities, Inc. in Minneapolis, MN, with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Winged Keel Group and Mbw Group. Wischmeier serves on the board of Saint Paul's Outreach and is treasurer for the charitable ministry Holy Trinity Hermitage, Inc. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients through a nationwide network of independent Member Firms. The firm offers a range of advisory services, including investment management, retirement plan consulting, financial planning, and insurance-contract advisory services, utilizing multiple sponsored platforms and third-party managers.

Laura Neal is a financial advisor at Fiduciary Counselling Inc. in St. Paul, MN, holding a Series 65 designation with six years of industry experience. Her prior roles include positions at ICONIQ Capital, RMB Capital Management, Arootah, Rover, and Cresset Asset Management. Fiduciary Counselling Inc. provides investment advisory, accounting, tax, trust, estate planning, and estate administration services to a broad client base, including individuals, trusts, charitable organizations, and corporations. The firm employs a model portfolio approach driven by asset allocation methodology, utilizing a mix of registered and unregistered funds, ETFs, private investments, digital assets, and sustainable strategies.

Connor Chesnut is a CFA® charterholder with two years of industry experience, currently serving as a financial advisor at Thrivent Advisor Network, LLC. His prior roles include positions at Purshe Kaplan Sterling Investments, Craig-Hallum Capital Group, and PricewaterhouseCoopers LLP. Outside of finance, Chesnut has experience in the food and beverage industry, having worked at Jimmy's Food and Drink and Big Guys BBQ. Thrivent Advisor Network, LLC provides investment advisory services to individuals, families, trusts, estates, businesses, retirement plans, and charitable organizations. The firm emphasizes a long-term investment approach with customized asset allocations using low-cost mutual funds, ETFs, fixed-income securities, and alternative investments, supported by integration within the broader Thrivent group.

Carter Mc Graw is a Series 65 licensed advisor at Gradient Investments, LLC with one year of industry experience. Prior to joining Gradient Investments, he held roles at Case Central, LLC and Gartner Companies. Gradient Investments provides discretionary investment management to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm uses a proprietary Wright Investment Strategies framework and offers a variety of model and custom portfolios, managing assets primarily on a discretionary basis.

Audrey Heitkamp is a financial advisor with Focus Financial in Bloomington, MN, holding a Series 66 license and four years of industry experience. Her prior work includes roles at OSAIC, CarVal Investors, and Ernst & Young. Outside of her advisory duties, she operates as a notary public and holds an ownership interest in a partnership managing administrative functions related to her financial advisory business. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through 118 advisors, serving individuals, pension plans, trusts, charitable organizations, and corporate clients. The firm provides discretionary and non-discretionary managed accounts, retirement plan consulting, and financial planning, utilizing a range of investment strategies and vehicles tailored to client needs.

Thomas Klein is a CFA® charterholder and holds a Series 66 registration, with four years of industry experience. He currently works at Gradient Investments, LLC and previously was associated with Ameriprise Financial Services, LLC, Panoramic Wealth Advisors, and U.S. Bank. Gradient Investments, LLC provides discretionary investment management to individuals, high-net-worth clients, institutions, pension and profit-sharing plans, trusts, estates, corporations, and charitable organizations. The firm employs a proprietary investment framework and offers a variety of model and custom portfolios managed on a discretionary basis.

Benjamin Reynolds is a financial advisor with Thrivent Advisor Network, LLC, holding a Series 66 designation and bringing 11 years of industry experience. He has worked at multiple firms including Thrivent Investment Management Inc. and Purshe Kaplan Sterling Investments, and currently serves as Wealth Coach and Director of Financial Planning at Parable Wealth Partners. Reynolds is also the owner of Storyline, LLC, a non-investment-related business established to cover expenses for his advisory activities. Thrivent Advisor Network, LLC provides investment advisory services to individuals, families, trusts, estates, businesses, retirement plans, and charitable organizations. The firm employs a primarily long-term investment approach, utilizing customized asset allocations with low-cost mutual funds, ETFs, fixed-income securities, and alternative investments, supported by ongoing client reviews and third-party custodians.

Jamie Kaestner is a financial advisor with Saxony Capital Management, LLC in Minneapolis, MN, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Smart Money Group, LLC, Plan Group Financial, Inc., and Summit Brokerage Services, Inc. He is also associated with Ironhorse Wealth Management, an investment-related business. Saxony Capital Management provides portfolio management and financial planning services to individuals, including high-net-worth clients, and institutional clients such as retirement plans, trusts, charitable organizations, and corporations. The firm operates a multi-team model across multiple offices, offering discretionary asset management alongside hourly or flat-fee financial planning, utilizing a wide range of investment methods and third-party managers.

Erin Berns is a financial advisor with NorthRock Partners, LLC in Minneapolis, MN, holding a Series 65 designation and 11 years of industry experience. He worked at Lifestage Wealth Management Group LLC from 2014 to 2016 before joining NorthRock Partners in 2016. Outside of advising, Berns is co-owner of Suits Coffee, a coffee bean roasting business, and serves on the board of the Alexandria Community College Foundation. NorthRock Partners is a full-service wealth management firm serving individuals, trusts, estates, retirement plans, private funds, and business entities. The firm employs a tailored investment approach focusing on asset allocation, diversification, and periodic rebalancing, offering a range of financial planning and personal office services.