Sharon Harshbarger Kucera is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by proprietary tools and serves clients through both direct relationships and corporate financial planning agreements.

Daniel Michaluk is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has been with Merrill since 2013. Outside of his advisory role, he is involved in a family multimedia production business, Video and Vision Multimedia Productions, where he supports sales and client relationship development. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Cass is a financial advisor at Merrill with seven years of industry experience and holds the Series 66 designation. He has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Injil Muhammad is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has held roles at multiple firms including Avantax and Legacy 220 Incorporated, and operates a CPA practice focused on tax preparation. Muhammad is also involved in marketing and business development for Clarion Wealth Management and holds ownership in Clarion Tax & Wealth Strategies. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Robert Esposito is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Haddon Financial and SII Investments, Inc. for 20 years each. Outside of his advisory role, he is involved in non-variable insurance activities in Cherry Hill, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Gary Moody is a financial advisor at Merrill with 23 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2020, previously spending significant time at Glen Eagle Wealth, LLC and Glen Eagle Advisors LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adam Kwietniak is a financial advisor at Merrill with eight years of experience in the industry. He holds the Series 66 designation and has held roles at Merrill since 2018. His prior work includes positions at Rider University and Rutgers Business School, among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Santosuosso is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His background includes roles outside of financial services, such as work in physical therapy, retail, and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Eileen Pickard is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill Lynch since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christian Grumm is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America, Freedom Mortgage, AT&T, and Nu-Wave Wireless. Outside of finance, he is co-owner of WAC Entertainment LLC, a creative content business producing music, videos, and other online media. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Gaeta is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing, Cetera Advisors, and Rockdale Financial Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. Their advisory process combines quantitative screening and qualitative research to develop model asset allocations, incorporating ESG criteria and leveraging broad derivatives and commodities capabilities.

Austin Parisi is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. His career includes roles at Dubliner on the Delaware and T54, as well as academic experience at Penn State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals and institutions.

Elona Gera is a financial advisor at Equitable Advisors with 13 years of industry experience. She holds the Series 66 designation and has been with Equitable and its predecessor, AXA Equitable, since 2013. Outside of advising, she provides Albanian interpretation services for medical appointments. Equitable Advisors serves a broad range of clients, including individuals from non-HNW to high-net-worth, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through various advisory programs and third-party managers.

Joshua Nyce is a financial advisor with Merrill holding a Series 66 designation and three years of industry experience. His prior roles include positions at Fidelity Talentsource and The Salvation Army. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Paul Simonetti is a financial advisor at Edward Jones with one year of industry experience. Before joining Edward Jones, he served 18 years in the New Jersey Army National Guard. He holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and has a large nationwide network of financial advisors and branch offices.

James Vessio is a financial advisor with Merrill, holding a Series 66 credential and 19 years of industry experience. He has been with Merrill since 2007, operating out of Pennington, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Christian Pothast is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to Merrill, he held positions at NBCUniversal and Nova Group Marketing, among other roles. He also spent four years affiliated with Seton Hall University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ryan Murray is a financial advisor with Ameriprise based in Jamison, PA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Murray serves as Treasurer for Nestlewood Estates, is a member of the finance committee at Solomon's Lodge No. 3, and holds leadership positions including Honorary Chairman of the Business Advisory Council and President of Alternative Care Concepts. He also supports local education through involvement with the Jamison Elementary Home & School Association. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary advice, primarily focusing on assets held in Ameriprise Managed Accounts.

Samantha Rodrick is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her prior background includes roles at McDaniel College and Impact XM. She has also been involved with Green Leaf Pet Resort and Hotel LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Rusty Todd is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Bleakley Financial Group and has held positions outside the financial industry in the restaurant and hospitality sectors, including roles at Itsurwiener Restaurant and Bar and Deal Lake Bar + Co. He also has experience in private lifeguarding and golf club operations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.