Christopher Paglia is a CFP® with 33 years of industry experience, currently serving at Sanctuary Advisors, LLC. His prior experience includes roles at Sanctuary Securities and Wells Fargo, where he worked for over a decade combined. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm supports its network of more than 400 independent investment adviser representatives with a variety of portfolio management options and employs multiple analytical approaches while acting as a fiduciary under written advisory agreements.

Joseph Scotti is a CFP® with 11 years of experience, currently serving at Equity Services, Inc. He has worked with National Life Group and Integrated Financial Concepts since 2015. Scotti is involved in educational initiatives related to pension and insurance topics, producing videos and providing guidance to professionals on retirement portfolios and pension planning. Equity Services, Inc., operating as ESI Financial Advisors, offers financial planning, consulting, and asset management services to a range of clients including individuals, corporations, trusts, and retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers, combining long-term strategies with options for shorter-term trading and specialized instruments.

Matthew Moore is a financial advisor with Primerica Advisors, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Park Avenue Securities, Bank of America, Merrill, UBS Financial Services, and Guardian Life Insurance Company. He serves on the Board of Trustees for the Somerset County 200 Club. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering both transaction-based brokerage and fee-based advisory services along with financial and retirement-plan consulting. The firm utilizes a mix of proprietary and third-party investment strategies and supports a range of account-level services such as lending solutions and donor-advised funds.

Zachary Zenda is a financial advisor with NewEdge Advisors, holding a Series 66 designation and 13 years of industry experience. He previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for a decade before joining NewEdge Advisors and LPL Financial in 2023. Outside of his advisory roles, he is a co-owner of Emeritus Wealth, LLC, a business entity for tax and investment purposes. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a broad range of portfolio management and consulting services, supported by centralized due diligence, technology tools, and multiple program structures that integrate in-house and third-party manager strategies.

David Parsels is a financial advisor with Primerica Advisors, holding the ChFC® designation and a Series 63 license, with 23 years of industry experience. He has worked at Park Avenue Securities since 2002 and has been affiliated with Northeast Planning Corp and Guardian Life Insurance Company since 2000. Parsels also serves as a marketing consultant for Guardian Life Insurance Company. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing a range of proprietary and third-party investment strategies across discretionary and non-discretionary accounts.

Pai Yen Chung is a CFP® professional with over 31 years of experience in the financial industry. He has been with Transamerica Financial Advisors since 2012 and has held roles with several other firms including Clearwater Benefits, Elite Advisors, Inc., and WFGIA. He is involved in managing an office through Mission Team, LLC. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker‑dealer services, utilizing proprietary and third‑party investment models with discretionary and non-discretionary program options.

Komal Desai is a financial advisor with Steward Partners Investment Advisory, LLC and holds the Series 66 designation. She has 18 years of industry experience, including 18 years at Merrill before joining Steward Partners in 2023. Steward Partners Investment Advisory, LLC is an enterprise-scale, SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services.

John Flynn is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 65 licenses. He has 14 years of industry experience and has been with Equity Services, Inc. and National Life Insurance Co/Integrated Financial Concepts, LLC since 2015. Flynn is involved in educating public employees, including teachers, police, and firefighters, on retirement portfolio options and insurance products. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms using third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Nicole Toro is a financial advisor with TIAA-CREF in Red Bank, NJ, holding a Series 66 designation and 12 years of industry experience. She has been with TIAA-CREF and TIAA since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, frequently serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides a fiduciary standard across its RIA services and manages client portfolios using both model and customized approaches.

Abraham Strum is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He previously worked for Prudential Insurance Company of America and Pruco Securities, LLC for a decade. Outside of his advisory role, he owns seasonal rental properties in Maine. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

Christopher Howard is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 16 years of industry experience. He has been with Citigroup Global Markets since 2009. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution and custody services. The firm employs multi-asset, multi-manager strategies and utilizes internal standards and oversight committees to select and monitor managers, combining large institutional scale with specialized market roles.

Carl Demarco Jr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including 24 years at Hornor, Townsend & Kent and Penn Mutual. Outside of advising, he teaches adult education classes in financial planning at Richard Stockton University and serves as an officer on the NAC Executive Committee. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and employs third-party asset manager relationships with both discretionary and non-discretionary account options.

Alexander Stuart is a financial advisor with Integrated Wealth Concepts LLC, holding Series 66, 63, and 65 licenses and 13 years of industry experience. His prior roles include positions at Cantor Fitzgerald Investment Advisors, LPL Financial, and AXA Distributors. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management and financial planning, constructing customized portfolios that combine internal management with third-party asset managers while maintaining client assets with third-party custodians.

Steven Criscuolo is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Raymond James Financial Services Advisors Inc., BFS Wealth Management, and LPL Financial. Outside of his advisory work, he is involved with the Academy for Continuing Professional Education as a sponsor of CPA continuing education. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a strategic investment process that combines passive and active managers guided by an internal Investment Committee.

Carlos Cadavillo is a financial advisor with Transamerica Financial Advisors in Edison, NJ, holding Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Wfgia and A.F. Paredes & Co. CPAs, as well as a 25-year tenure at Philips Lighting Co. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering a range of advisory and broker-dealer services through proprietary and third-party model portfolios.

Peter Johnson is a CFP® with 12 years of industry experience, currently affiliated with Park Avenue Securities and Guardian Life Insurance Company. His prior roles include positions at Goldman Sachs & Co, Folio Investments, Inc., and Morgan Stanley Distribution, Inc. Park Avenue Securities serves a broad retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports a variety of account-level services.

William Van Winkle is a financial advisor with Eagle Strategies (NY Life) in Red Bank, NJ, holding a Series 63 designation and over 43 years of industry experience. He has worked with Eagle Strategies since 2012 and has longstanding affiliations with Van Winkle Associates, Nylife Securities Inc., and New York Life Insurance, spanning multiple decades. Eagle Strategies serves a diverse client base that includes individual investors, defined contribution and benefit plans, as well as charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, with an emphasis on tailored recommendations and managing a substantial portion of assets on a non-discretionary basis.

Anthony Ringston is a financial advisor at Equity Services, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equity Services since 2012. In addition to his advisory role, he has engaged in multiple insurance-related activities, including serving as a sales agent and director for several insurance and risk mitigation firms. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and model portfolios to deliver both long-term and specialized investment strategies.

Michael Braccia is a financial advisor at Eagle Strategies (NY Life) with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Alexander Capital Wealth Management LLC, Legend Securities Inc, and New York Life-related entities. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of advisors. The firm offers a range of programs tailored to client objectives, with a significant portion of its assets managed on a non-discretionary basis.

John Mccormack Jr. is a financial advisor with Commonwealth Financial Network holding Series 63 and Series 65 credentials and has 29 years of industry experience. His prior firms include Wells Fargo Clearing and Chase Investment Services Corp. He also spends a small portion of his time involved in fixed insurance sales conducted at his branch location. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.