Daniel Richmond is a CFP® and holds a Series 66 license with 18 years of industry experience. He is currently with Robert Baird & Co., where he has worked since 2022, and previously worked at Hefren Tillotson, Inc. since 2007. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individual, corporate, pension, profit-sharing, and charitable clients. The firm offers a wide range of financial planning and portfolio management services, utilizing manager-traded and model-traded SMA strategies, tax management, and internal research tools, including artificial intelligence, to support its advisory work.

Francis O'Connor is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2016, progressing through various positions including Branch Leader, Vice President and Financial Consultant, Investment Consultant, Relationship Manager, Financial Representative, and Customer Experience Associate. Throughout his tenure, Francis has developed extensive experience in financial consulting and branch leadership. He focuses on providing clients with comprehensive financial planning, aiming to empower them with the knowledge and insights necessary to make informed financial decisions. Outside of his professional responsibilities, Francis enjoys baseball, beach activities, fitness, golf, outdoor adventures, and traveling.

Christina Roeding is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has been affiliated with various divisions of Fidelity since 2013, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios and fund advisory services.

Ryan Franks is a financial advisor at Cetera with 23 years of industry experience and holds the CFP® and ChFC® designations along with a Series 66 license. His prior roles include positions at Voya Financial Advisors and DSF Wealth Management Group, where he has been active since 2004. Outside of financial services, he is a partner in a farming venture and serves on the board of a nonprofit organization supporting families. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, enabling advisors to implement both affiliated and third-party investment strategies across multiple program structures.

Jack Kelly is a Financial Advisor at Merrill Lynch Wealth Management, where he works with individuals and families to develop disciplined investment strategies aligned with their long-term financial goals. His approach emphasizes clear planning, thoughtful risk management, and building lasting client relationships. Jack began his career at Bank of New York Mellon as a Senior Analyst in Global Securities Operations before joining Merrill in 2022. He holds the CERTIFIED FINANCIAL PLANNER® designation and the FINRA Series 7 and 66 registrations. His expertise includes education planning, family wealth management strategies, employee financial health, liquidity management, personal retirement planning, portfolio management services, and tax minimization. He earned a Bachelor of Science in Finance and Accounting from Duquesne University. Outside of his professional practice, Jack enjoys biking, fishing, golfing, pickleball, running marathons, skiing, soccer, swimming, and traveling.

Jenny Dematteo is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. She has been affiliated with various divisions within Fidelity since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, with a focus on systematic methodologies and long-term asset allocation.

Gavin Shovlin is a CFP® certificant and Series 66 license holder with five years of industry experience. He has worked at OSAIC since 2023, following positions at Fsc and First Commonwealth Bank. Outside of his advisory role, he operates as a sole proprietor insurance broker selling term and fixed insurance products. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage portfolios that include a variety of investment types and supports both discretionary and non-discretionary account management.

Steven Aloia is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Goldman Sachs & Co. LLC and The AYCO Company, L.P./Mercer Allied. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Melissa Stein is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at LPL Financial since 2022. Her prior roles include positions at NewEdge Advisors LLC and Mid Atlantic Capital Corporation, alongside operating Stein Wealth Advisers, LLC since 2009. She is also licensed as a non-variable insurance agent through Crump, providing life and health insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, and institutional clients. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support both discretionary and non-discretionary management.

John Link is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. John serves on the Board of Directors for the Ellsworth Sportsman's Club and is President-Elect of the FPA-Pittsburgh chapter. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Craig Mcroberts is a financial advisor at Robert Baird & Co. with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Hefren Tillotson, Inc. since 1993 before joining Robert Baird & Co. in 2022. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a variety of financial planning, portfolio management, and advisory services utilizing a combination of manager-traded and model-traded strategies, with ongoing investment oversight and the use of internal research and technology tools.

Nathaniel Carulli is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Cetera since 2019 and previously held roles at Green Holdings LLC and Foresters Financial Services. Outside of his advisory work, he is involved in coaching baseball at the community level. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with both discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Thomas Heller is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at NEXT Financial Group for 25 years. He also engages in tax preparation and accounting as a CPA on a limited basis. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing various management approaches and investment research.

Frank Runco Jr. is a financial advisor with LPL Financial in Canonsburg, PA, holding a Series 63 designation and 34 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1992. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a national network. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from various sources.

Nicholas Smutney is a CFP® with eight years of industry experience, currently serving as a financial advisor at Cetera. His prior work includes roles at DSF Wealth Management, PNC Investments, and Merrill Lynch. He is also an insurance agent involved in the sale of life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a nationwide multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a range of program structures and custodial relationships.

Anthony Campano is a financial advisor with Equitable Advisors in Pittsburgh, PA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2005. Equitable Advisors serves a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutions, providing financial planning, brokerage services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer and collaborates extensively with program sponsors and endorsed third-party managers to offer advisory and brokerage solutions.

Michael Lloyd is a financial advisor with Ameriprise in Pittsburgh, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advisory work, he is involved in fiduciary activities and owns a business related to group office protection and bill payment. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that combine research, modeling, and tax-efficiency analysis. The firm delivers these services through a centralized consulting team and integrates algorithmic tools alongside human oversight.

Tyler Mcafoose is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Cetera since 2019, following several years at Foresters Financial Services and Foresters Advisory Services. Outside of his advisory role, he is a 34% owner in a real estate rentals and flips business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Richard Dalzotto is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked with Cetera since 2024 and previously spent two decades at The Investment Center, Inc. and 18 years at Ic Advisory Services, Inc. In addition to his advisory work, he serves as president and owner of South Hills Financial Group and is involved with the Boy Scouts of America as a Chartered Organization Representative. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Scott Linville is a CFP® professional with 42 years of industry experience, currently affiliated with LPL Financial since 2009. He operates under the DBA The Advisors, LLC, and writes fixed insurance products as part of his business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.