Timothy Gay is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 34 years of industry experience. Prior to joining LPL in 2017, he spent 24 years with National Planning Corporation and has been associated with Christian W. Landis Agency, Inc. since 1991. His outside business activities include roles related to insurance sales and wealth protection through long-term care, disability insurance, and fixed annuities marketing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs and retirement consulting, utilizing model portfolios and research from various sources to provide discretionary and non-discretionary management solutions.

Sarah Popovich is a Series 66-registered financial advisor with Edward Jones in Lititz, PA, with six years of industry experience. She has worked at Edward Jones since 2019 and previously held positions at Bank of America, Merrill, Sunglass Hut, Citizens Bank, Harrisburg Area Community College, and Southern New Hampshire University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard, and is notable for its extensive retail advisor and branch network along with affiliated capabilities including a trust company and proprietary mutual funds.

Charles Hanna Jr. is a financial advisor with Raymond James Financial in Lancaster, PA, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His prior experience includes 14 years at M&T Securities, Inc., and he has worked with Fulton Financial Advisors and Fulton Bank since 2018. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools to support client goals and is notable for its affiliation with a municipal advisor and specialized employer advisory programs.

Timothy Sheehan is a financial advisor with LPL Financial in Lancaster, PA, holding Series 63 and Series 66 designations and 18 years of industry experience. He has worked at LPL Financial since 2018 and previously at INVEST Financial Corporation for one year. In addition to his advisory role, he serves as a financial advisor at Members 1st Federal Credit Union, where he has been involved for over 10 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from LPL Research and third-party subadvisors.

Judith Frantz is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has worked with Waddell & Reed, Inc. and various insurance carriers prior to joining LPL Financial in 2021. Frantz was also involved with the American Business Women Association and the Women Excelling Chapter at The Berkshire Country Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Stephen Biers is a Certified Financial Planner (CFP®) and holds a Series 66 license with 11 years of experience in the financial industry. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm provides a range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Christina Gaston is a CFP® professional with seven years of industry experience, currently affiliated with LPL Financial. She has previously worked with firms including Spring Ridge Financial Group, Commonwealth Financial Network, and Cambridge Investment Research Advisors. Gaston also serves as an independent advisor for ASH Brokerage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers diverse advisory programs and financial planning services, supported by research and model portfolios from various sources.

James Gibson is a financial advisor with RBC Capital Markets in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients, including pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, discretionary and non-discretionary portfolio management, and access to in-house and third-party investment managers.

Jennifer Ritter is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Cambridge in 2017, she worked at Northwestern Mutual Wealth Management Company and related entities from 2015 to 2016. In addition to her advisory role, she operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client objectives.

Gregory Ashekian is a financial advisor with Equitable Advisors in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Craig Patterson is a CFP® professional with 43 years of industry experience. He has worked at Osaic since 2018 and spent 35 years with Signator Investors, Inc. He volunteers on the Pequea Township Planning Committee, assisting with land development and transfer reviews. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance assessments to construct diversified portfolios, while supporting both discretionary and non-discretionary account management.

Diane Kridler is a financial advisor with LPL Financial in Mount Joy, PA, holding a Series 66 designation and 12 years of industry experience. Her career includes roles at Ameriprise Financial Services, Raymond James Financial Services, and Fulton Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Nicholas Travaglini is a financial advisor with OSAIC in Lancaster, PA, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His prior roles include positions at SagePoint Financial, Delaware Valley Advisors, Minnesota Life Insurance, Securian Financial Services, and LPL Financial. Outside of his advisory work, he owns UNITED STAR CAPITAL, LLC, which focuses on deal sourcing and construction. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and charitable investors, offering a range of brokerage and advisory services. The firm employs various investment tools and platforms to construct portfolios with multiple asset classes, supporting both discretionary and non-discretionary management.

Scott Harris is a Senior Financial Advisor with Merrill Lynch Wealth Management. With over 13 years of experience in the financial services industry, Scott specializes in managing new wealth, personal retirement planning, and portfolio management services. He focuses on understanding clients’ life priorities to develop personalized strategies that address their goals and aspirations. Scott holds a Bachelor's Degree from Elizabethtown College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He emphasizes building long-term relationships with clients to improve their overall financial wellbeing. Outside of work, Scott spends time with his family, including his three children, two grandchildren, and his dog Dakota, and enjoys golfing with his son Tyler.

Peyton Bechtold is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, Peyton held positions at Misenos 2 and Tom James Company. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement, focusing on clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Robert Hostetter is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He previously worked at Securities America Advisors Inc and Concourse Financial Group Securities Inc. Outside of financial advising, he is a partner in an accounting firm and serves as a township auditor, among other business activities including co-owning a hair salon and participating on a regional bank advisory board. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management options and investment program structures, overseeing more than $256 billion in assets under management.

Jennifer Philbert is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fees, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Benjamin Hagy is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and four years of industry experience. His career includes roles at Concourse Financial Group Securities Inc and the Pennsylvania Public School Employees' Retirement System. Outside of his advisory duties, he provides administrative support and insurance services through Pathway Financial Group and Hagy Financial Services. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options, including discretionary and non-discretionary services, and manages over $256 billion in assets.

Fiona Grant Boltz is a financial advisor with Merrill who holds Series 63 and Series 65 licenses and has 31 years of industry experience. She has been with Merrill since 1994 and has also worked at Bank of America, N.A. since 2011. In addition to her advisory role, she serves on the boards of the Willow Valley Communities Charitable Foundation and the Junior League of Lancaster. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Melissa Heinley is a Series 66-licensed financial advisor with Morgan Stanley in Lancaster, PA, and has 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers comprehensive financial planning and a range of advisory programs supported by structured planning tools and investment modeling.