Karen Monborne is a CFP® professional with eight years of industry experience. She has been with Advisors Financial, Inc. since 2011. Advisors Financial, Inc. is a six-advisor firm serving individuals, trusts, estates, foundations, endowments, charitable organizations, and other legal entities. The firm provides customized investment management and financial planning, managing approximately $321 million in discretionary assets and utilizing a team-based approach with fundamental analysis and a long-term investment horizon.

Ronald Dennis is a financial advisor with Invicta Financial Group in Arlington, VA, holding a Series 66 designation and nine years of industry experience. He previously worked at First Command Insurance Services, Inc., and related entities from 2016 to 2024, before joining BDT & Associates, Inc. in 2024. Outside of his advisory role, he serves as President of Nazarene Discipleship International at Calvary Church of the Nazarene in Annandale, Virginia. Invicta Financial Group provides financial planning and advisory services to individuals, high-net-worth clients, and business entities. The firm emphasizes tailored written financial action plans and refers clients to third-party money managers for portfolio management, primarily operating in a non-discretionary advisory capacity.

William Cotton is a financial advisor at Fortress Private Ledger, LLC with 25 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at LPL Financial LLC and S2K Financial LLC. Outside of his advisory role, he is a partner at Collegiate Financial Group, focusing on financial planning. Fortress Private Ledger advises individual and institutional clients, including high-net-worth individuals and employer-sponsored retirement plans, offering financial planning, portfolio management, ERISA-qualified retirement plan consulting, and Qualified Opportunity Zone advisory services. The firm’s investment approach integrates trend identification and technical analysis with complementary strategies across various asset types, supported by a network of investment adviser representatives and third-party managers.

Laura Ruiz is a financial advisor at Widmann Financial Services with 26 years of industry experience. She holds the Series 66 designation and has worked at Widmann Financial Services since 2009, including her current tenure starting in 2022, as well as at Commonwealth Financial Network since 2009. Widmann Financial Services offers discretionary asset management, financial planning, and consulting services to individuals, families, businesses, and charitable organizations. The firm employs a hybrid, research-driven investment approach that integrates third-party analysis and conducts financial education seminars in collaboration with outside professionals.

Thomas Gaultney is a financial advisor at West Financial Services, Inc. He holds a Series 65 designation and has over 12 years of experience, including a prior role at Lyon Park Solutions and Services LLC. West Financial Services, Inc. is an SEC-registered, fee-only investment adviser managing approximately $2.8 billion across a diverse client base that includes individuals, retirement plans, charitable organizations, and corporations. The firm employs a client-specific, diversified investment approach with a core-and-satellite equity strategy and laddered fixed-income allocations, managing portfolios primarily on a discretionary basis.

Tracey Baker is a CFP® professional with 27 years of industry experience, serving as an advisor at CJM Wealth Advisers, Ltd. since 1999. She is president of the Financial Planning Association of Nation’s Capital and serves on the Planned Giving Advisory Board for the Inova Hospital Foundation. CJM Wealth Advisers, Ltd. offers discretionary and non-discretionary investment advisory services, financial planning, and retirement plan consulting to individual and institutional clients, including high net worth individuals and charitable organizations. The firm manages investments primarily through its wrap-fee program, employing fundamental and technical analysis across a range of asset classes and maintaining policies on cryptocurrency authorization and AI tool use.

John Wittelsberger Jr. is a CFP® with nine years of industry experience, currently serving at Armstrong, Fleming & Moore, Inc. He has been with the firm since 2014 and also has a decade of association with Commonwealth Financial Network. Armstrong, Fleming & Moore offers portfolio management, financial planning, and retirement consulting primarily to high-net-worth individuals, emphasizing tailored investment allocations and fundamental analysis. The firm combines discretionary and non-discretionary services, working closely with Commonwealth Financial Network to provide access to various programs and sub-advisors.

Christopher Poch is a financial advisor at Promethium Advisors, LLC with 39 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Morgan Stanley Private Bank and as an independent consultant and author. Outside of his advisory work, he is involved in executive coaching through Purpose Advisors, LLC, serves on the finance committee of the Society of the Sacred Heart, and has authored books on investment topics. Promethium Advisors provides discretionary investment management, financial planning, and consulting services to individuals—including both high-net-worth and non-HNW clients—as well as institutional clients such as pension plans and nonprofits. The firm uses a diversified investment approach that combines passive and active strategies, alternatives, and tactical asset allocation, with continuous portfolio monitoring and oversight of any Independent Managers employed.

Patrick Fitzgerald is a CFA® charterholder with nine years of industry experience. He is currently with West Financial Services, Inc., where he has worked since 2021. His prior experience includes roles at The Brookings Institution and Janney Capital Management. West Financial Services, Inc. is a fee-only investment adviser managing approximately $2.8 billion for individuals, retirement plans, charitable organizations, and corporations. The firm employs a diversified, client-specific asset allocation approach with long-term and tactical strategies, primarily managing portfolios on a discretionary basis.

Dana Sippel is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Personal Financial Specialist™ (PFS™) with 23 years of industry experience. She has been with Glassman Wealth Services, LLC since 2017 and previously worked at West Financial Services, Inc for eight years. Glassman Wealth Services serves individual and high-net-worth clients, pension and profit-sharing plans, and charitable organizations by providing discretionary investment management, financial planning, and retirement-plan consulting. The firm employs a tailored portfolio approach using various investment vehicles and incorporates private investment fund valuations and planning tools to integrate non-managed assets into client advice.

Timothy Pang is a CFA® charterholder with five years of industry experience, currently serving as a financial advisor at Sargent Investment Group since 2021. Prior to joining the firm, he held roles at Randstad and Merrill. Sargent Investment Group provides investment advisory and financial planning services to a range of clients, including individuals, trusts, and non-profit organizations, using a goals-based approach to construct customized portfolios across various asset classes. The firm also manages pooled private funds and offers retirement-plan advisory and consulting services.

Karen Blair is a CFP® and holds a Series 66 license with eight years of industry experience. She is currently with CJM Wealth Advisers, Ltd., where she has worked since 2025. Her prior experience includes roles at Cassaday & Company, Inc. and Mason Investment Advisory Services, Inc. CJM Wealth Advisers, Ltd. provides discretionary and non-discretionary investment advisory services, financial planning, and retirement plan consulting to individual and institutional clients. The firm manages portfolios through its wrap-fee program using a range of investment vehicles and applies both fundamental and technical analysis with long- and short-term strategies.

Steven Schleupner is a financial advisor at Councilor Wealth LLC with 20 years of industry experience. He holds the ChFC® and Series 66 designations. His prior roles include positions at Guardian Life, Merrill, TIAA-CREF, and various other firms. In addition to his advisory work, Schleupner provides Divorce Financial Planning services with the accounting firm Councilor Buchanan & Mitchell. Councilor Wealth offers portfolio management and financial planning to individuals, retirement plans, and not-for-profit organizations. The firm employs a long-term investment approach grounded in fundamental and technical analysis as well as modern portfolio theory, managing client accounts on both discretionary and non-discretionary bases.

Carl Holubowich is a CFP® with 21 years of industry experience and is a member of Armstrong, Fleming & Moore, Inc. He has been with Armstrong, Fleming & Moore since 2005 and with Commonwealth Financial Network since 2009. Armstrong, Fleming & Moore offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting primarily to high-income and high-net-worth individuals and qualified retirement plans. The firm emphasizes tailored allocations and fundamental analysis, managing portfolios for multi-year horizons and utilizing a range of programs through Commonwealth Financial Network.

Benjamin Seamans is a financial advisor with Aspect Partners, LLC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corp and Almanack Investment Partners, LLC. In addition to his advisory work, he is a licensed insurance agent offering accident, disability, annuity, life, and long-term care insurance products. Aspect Partners serves a diverse client base including individuals, trusts, estates, retirement plans, nonprofits, and insurance company clients. The firm provides discretionary asset management, financial planning, and retirement-plan consulting, utilizing individualized investment strategies and a range of securities under a fiduciary standard.

David Straus is a CFA® charterholder and holds a Series 65 license with 29 years of industry experience. He has worked at Strathmore Capital Advisors since 2025 and previously spent 11 years at New Potomac Partners, LLC. Strathmore Capital Advisors serves individuals, trusts, endowments, and participant-directed retirement plans through discretionary portfolio management and goals-based financial planning. The firm emphasizes an asset-allocation driven investment approach using mutual funds and ETFs, integrates technology in client service, and offers unique services including a securities-backed lending strategy and combined tax preparation and estate-planning platforms.

Michael Treanor is a CFP® professional with 10 years of industry experience, currently serving at Aegis Wealth since 2013. He is based in Bethesda, MD, and is part of a six-advisor team at Aegis Wealth Management LLC. Aegis Wealth Management is a team advisory firm managing approximately $708 million for individuals, high-net-worth clients, and charitable organizations. The firm provides portfolio management, financial planning, third-party adviser selection, and tax return preparation, employing a mix of fundamental analysis, modern portfolio theory, and quantitative methods tailored to client goals and risk tolerance.

Eduardo Wisbrun is a CFA® charterholder with seven years of industry experience. He is currently with West Financial Services, Inc., joining the firm in 2024. Prior to this, he worked at Morgan Stanley for five years and Caravel Management for seven years. West Financial Services, Inc. is a fee-only investment adviser managing approximately $2.8 billion for individuals, retirement plans, charitable organizations, and corporations. The firm uses a diversified, client-specific asset allocation approach with a long-term focus, incorporating core-and-satellite equity strategies and laddered fixed-income allocations.

Michael Zarrelli is a CFP® professional with five years of experience in financial advisory roles. He currently works at Foundry Financial LLC and previously held positions at Financial Services Advisory, Inc. and PNC Financial Services. Outside of finance, his work history includes roles in the food service industry. Foundry Financial LLC provides discretionary investment management, financial planning, and pension consulting services to individuals, high-net-worth clients, and charitable organizations. The firm uses risk-based, diversified portfolios and employs various analytical methods while maintaining adviser-held discretion to manage client portfolios.

Karen Schaeffer is a CFP® with 34 years of industry experience and has been with Schaeffer Financial LLC since 2004. She is a member of the board of directors for the Lincoln Institute of Land Policy, a nonprofit private operating foundation. Schaeffer Financial LLC is a five-adviser team serving individuals and families, including federal employees and foreign nationals with G‑IV visas, as well as trusts, foundations, and small businesses. The firm provides financial planning and discretionary portfolio management, emphasizing diversified asset allocation and often working with third-party portfolio managers.