Scott Marsden is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that align with each client's unique financial goals and changing market conditions. His approach integrates investment insights from Merrill and access to banking and lending solutions through Bank of America. Scott's expertise includes education planning, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. He holds the designation of Personal Investment Advisor (PIA) and earned his High School Diploma from Haddon Township High School. Outside of his professional work, Scott enjoys boating, drawing and sketching, hunting, ice hockey, skiing, and traveling.

Robert Whiteside III is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Navy Federal Financial Group, Ameritas Investment Company, TIAA-CREF, Charles Schwab, and TD Ameritrade. His other business activities include co-owning a condo used for off-campus housing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Stewart is a financial advisor with Raymond James & Associates in Annapolis, MD, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He previously worked at Janney Montgomery Scott for 13 years before joining Raymond James in 2022. Stewart is involved with the ESF Dream Camp Foundation in Bryn Manor, PA. Raymond James & Associates is a large dually registered broker-dealer and investment adviser serving individuals, institutions, and municipal entities with a range of advisory services, including financial planning and institutional consulting, supported by extensive research and various portfolio management options.

Justin Bowmaker is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 19 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2009 to 2017. Outside of his advisory role, he is involved in automobile racing. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using detailed client data and firm-approved analytical tools to provide written financial recommendations.

Richard Cox Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 22 years of industry experience. He previously worked at Farmers Financial Solutions for 12 years and has been with Raymond James entities since 2017. Outside of his advisory role, he owns and operates Sentinels Financial Group LLC, which provides support and insurance services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm employs tailored, non-discretionary planning supported by analytical tools and serves a large network of advisors, with specialized municipal advisory capabilities and targeted consulting programs.

Andrew Nurmi is a Financial Consultant at Fidelity Investments. In this role, he collaborates with clients to develop foundational financial strategies tailored to their goals and unique needs throughout their lives. He has been with Fidelity Investments since 2022, holding various positions including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to his career in financial services, Andrew worked as an Independent Insurance Investigator, Appraiser, and Adjuster at Johns Eastern Company from 2012 to 2021. His experience spans financial consulting and insurance investigation, providing a broad perspective on client needs and risk management. Outside of his professional work, Andrew enjoys baseball, golf, spending time with family, and caring for pets.

Lee Bollhorst is a financial advisor with Ameriprise in Severna Park, MD, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he occasionally plays in a band on weekends. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Robert Boyles is a financial advisor with Mass Mutual Investors Services in Elkridge, MD, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also works with Massachusetts Mutual Life Insurance Company. Before that, he spent three years at MetLife Securities Inc. Outside of his advisory role, he is also an insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning and asset management services, using software tools and Monte Carlo simulations to inform collaborative, annual planning engagements.

Laurette Dearden is a CFP® professional with 30 years of industry experience, currently affiliated with Cetera. She has held roles at several firms, including The Guardian Life Insurance Company of America and Petersen International Underwriters. In addition to her advisory work, she owns a tax preparation and accounting practice. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services through a nationwide network of independent advisors. The firm employs a multi-manager platform with diverse program structures and custodial relationships.

Garrett Conn is a financial advisor with Mass Mutual Investors Services in Columbia, MD, holding Series 65 and Series 63 licenses with eight years of industry experience. Prior to joining Mass Mutual in 2018, he worked at Northwestern Mutual Life Insurance Company and Northwestern Mutual Investment Services LLC from 2017 to 2018 and at Enterprise Holdings from 2015 to 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships without investment discretion, and offers specialized services such as divorce planning and employer-sponsored planning programs.

Taylan Young is a financial advisor at Morgan Stanley in Annapolis, MD, holding a Series 66 designation with nine years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2016 and Morgan Stanley Private Bank, N.A. since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations to support its advisory services.

Deirdre Shafe is a Financial Consultant at Fidelity Investments, where she has been serving since 2023. Prior to this role, she gained experience as an Investment Consultant from 2022 to 2023, a Relationship Manager from 2021 to 2022, and a Financial Representative from 2020 to 2021, all within Fidelity Investments. She began her financial career as a Teller at Bank of America from 2003 to 2004. Her professional approach centers on creating tailored financial plans that address the specific situations and needs of her clients. She aims to simplify investing to help clients feel comfortable and confident in pursuing their financial goals. Beyond her current roles, Deirdre served as a Board Member and Treasurer for Spa Creek Conservancy, Inc. from 2015 to 2019. Deirdre's personal interests include art, horseback riding, parenthood, and traveling.

Casey Thrush is a Wealth Management Advisor at Merrill Lynch Wealth Management in Annapolis. He works with both families and individuals to help them reach their financial goals through a disciplined long-term approach to wealth creation. Casey and his team focus on various client areas including family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and sports and entertainment. Casey holds a bachelor's degree in finance from the University of New Hampshire, where he also played four years on the Men's Division I Ice Hockey team. Prior to college, he attended DeMatha Catholic High School in Hyattsville, Maryland. After playing professional ice hockey for two years, he transitioned to financial advising and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). In his role, Casey aims to help clients pursue their financial goals related to retirement, education, legacy, and healthcare planning. He and his team follow the Merrill tradition of community involvement, volunteering with organizations they serve. Outside of work, Casey enjoys football, golfing, ice hockey, fishing, snowboarding, and spending time with his family on the Eastern Shore where he grew up.

Tara Guido is a financial advisor at Fidelity with 11 years of industry experience. She holds a Series 66 designation. Prior to joining Fidelity Investments, she worked at Valic Financial Advisors for nine years and also had roles at Agia and Fidelity Brokerage Services. Outside of her advisory work, she owns Princess in Process, a business that designs and sells inspirational materials. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction.

Cole Allsopp is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2015 and draws on his personal and professional experience owning and running a small business to guide clients through financial transitions, including moving from peak earnings to achieving financial well-being and independence. Cole’s areas of expertise include liquidity management, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, individual and corporate investment strategy, tax minimization, and retirement income planning. He holds a Bachelor's Degree from the College of Charleston and has earned professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Residing in Annapolis with his wife Liz and their daughter Vivien, Cole volunteers for local maritime organizations and spends his free time on the Chesapeake Bay with family and friends.

Alexis Lecouras is a CFP® and holds a Series 66 license, with 18 years of experience in the financial industry. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Peter Ocasio IV is a financial advisor at Edward Jones in Millersville, MD, holding CFP® and Series 66 designations with 10 years of industry experience. Prior to joining Edward Jones in 2016, he served in the U.S. Army at the Defense Logistics Agency - Army, TSC Central Maryland from 2010 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its large network of advisors and branches, as well as its affiliated trust company and securities-based lending options.

John Cox Jr. is a financial advisor at Ameriprise with 22 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2004. Outside of his advisory work, he engages in freelance writing and art, submitting short stories, poetry, and artwork for contests and publication. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Steven Ackerson is a CFP® professional with 23 years of experience in the financial industry. He has been with Ameriprise since 2005, initially at Ameriprise Financial Services, Inc., and currently at Ameriprise. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations through a centralized consulting team.

Christopher Swatta is a financial advisor at RBC Capital Markets with 13 years of industry experience and holds a Series 66 credential. He has been with RBC Capital Markets since 2012 and also works with City National Bank. Outside of his advisory role, he is an active partner in an investment farm operation in Annapolis, Maryland. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm provides customized portfolio management and financial planning services through a variety of advisory programs that utilize both in-house and third-party investment managers.