Craig Johnson is a financial advisor with Cape Investment Advisory, Inc. He holds the Series 66 designation and has experience working at the Government Employees Benefits Association and Transamerica Agency Network. Prior to his advisory roles, he has a background that includes positions at enterprises such as de Lazy Lizard and Seacrets. Cape Investment Advisory, Inc. serves individuals, businesses, qualified pension and profit-sharing plans, IRAs, trusts, and other entities. The firm offers portfolio management, financial planning, and access to third-party and affiliated asset managers, with an investment process that incorporates personal client discussions, risk assessment, and asset allocation informed by historical data and optimization software.

Chris Holcomb is a CFP® professional with 18 years of industry experience, currently serving at Vicus Capital, Inc. He has held roles at Heritage Financial Advisors, LLC and Cetera Wealth Services, LLC. Outside of his advisory work, Holcomb mentors entrepreneurs through SCORE and provides guidance on a customer experience certificate program at Ashland University. Vicus Capital serves a diverse client base including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors. The firm offers investment management, financial planning, and retirement plan consulting, utilizing a combination of fundamental and technical analysis across multiple strategies and providing specialized fiduciary consulting and plan-sponsor services.

Jeffrey Johnson is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Waverly Advisors, LLC since 2025. Prior to joining Waverly Advisors, he spent 20 years at Grant/GrossMendelsohn, LLC. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations, providing both discretionary and non-discretionary portfolio management alongside financial planning and retirement consulting services.

Desislava Locher is a CFA® charterholder with 10 years of industry experience. She has been with 1919 Investment Counsel, LLC since 2011. 1919 Investment Counsel provides discretionary and non-discretionary investment management and wealth-planning services to individual and institutional clients, including high-net-worth individuals, endowments, foundations, pension plans, and public entities. The firm emphasizes customized portfolios with core holdings in liquid mid- and large-cap equities and investment-grade fixed income, supported by proprietary research and model portfolios.

Sullivan Beck Winter is a financial advisor at Greenspring Advisors, LLC with two years of industry experience. He previously worked at T. Rowe Price and has held various positions outside of finance, including roles at BJ's Restaurant & Brewhouse and Peak Custom Remodeling Corporation. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profits, and employer-sponsored retirement plans. The firm employs a fundamental, quantitative, and qualitative investment approach with an emphasis on asset allocation, offering both discretionary and non-discretionary portfolio management and institutional retirement plan consulting.

Edna Kowitz is a financial advisor at LexAurum Advisors with 26 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Her prior experience includes roles at Summit Financial Group, Northwestern Mutual Investment Management, and she is president of Kowitz Financial Group, LLC, which provides investment and insurance services. LexAurum Advisors offers investment management, financial planning, and retirement-plan services to individuals, families, businesses, and institutional clients. The firm employs a multi-advisor team approach and emphasizes diversified portfolios aligned with modern portfolio theory, utilizing model allocations typically implemented with low-cost ETFs.

Fremont Knittle III is a financial advisor at Harbor Investment Advisory, LLC with 16 years of industry experience. He holds the Series 66 designation and has been with Harbor Investment Advisory since 2015. Harbor Investment Advisory serves individual and high-net-worth clients, family offices, retirement plans, charitable organizations, and business entities by providing portfolio management, financial planning, retirement plan consulting, and various wrap-fee advisory programs. The firm uses a combination of quantitative and qualitative analysis to tailor asset allocations and select third-party portfolio managers, offering both discretionary and non-discretionary investment programs.

Rachael Deveau is a financial advisor at Greenspring Advisors, LLC with two years of industry experience. She holds a Series 66 designation and previously worked at Chapin Davis Investments and OrthoMaryland. Outside of her advisory roles, she has volunteered with the Chestnut Ridge Volunteer Fire Company. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profit organizations, and employer-sponsored retirement plans. The firm uses fundamental, quantitative, and qualitative analysis with an asset-allocation focus and offers discretionary and non-discretionary portfolio management, comprehensive wealth planning, and retirement plan consulting.

Brian Slagle is a financial advisor at Lombard Advisers Incorporated with 12 years of industry experience. He has held roles at Lombard Advisers, Lombard Securities, and Northwestern Mutual. Slagle serves on the board of trustees for JP Home, Inc., a nonprofit halfway house for recovering alcoholics. Lombard Advisers provides personalized investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses, offering both discretionary and non-discretionary portfolio management through a variety of platform programs.

Matthew Knudsen is a financial advisor at Greenspring Advisors, LLC with four years of industry experience. He previously worked at T. Rowe Price from 2022 to 2026 and has held positions at Bozzuto Group and Amazon. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profit organizations, and employer-sponsored retirement plans. The firm’s investment approach combines fundamental, quantitative, and qualitative analysis with an asset-allocation focus, and it offers services including discretionary portfolio management, comprehensive wealth planning, and institutional retirement plan consulting.

Dale Foard is a financial advisor at Independence Square Holdings, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at WPG Financial, United Planners' Financial Services of America, and CFG Capital Markets. Independence Square Holdings serves individuals, including high-net-worth clients, retirement plans, and institutional clients through financial planning, portfolio management, and pension consulting. The firm operates as a multi-team adviser with around 40 advisors and offers customized portfolios, model portfolios, and access to third-party managers and advisory programs.

Fred Hill Jr. is a financial advisor at Harbor Investment Advisory, LLC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Harbor Investment Advisory since 2014. Harbor Investment Advisory serves individual and high-net-worth clients, family offices, retirement plans, charitable organizations, and business entities by providing portfolio management, financial planning, retirement plan consulting, and wrap-fee advisory programs. The firm uses a combination of quantitative and qualitative analysis to tailor asset allocations and select third-party portfolio managers, offering both discretionary and non-discretionary investment programs.

Kevin Chandler is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 credentials and three years of industry experience. Before joining T. Rowe Price, he worked at Amazon and held roles at several other firms, including Securitas Security Services and Abercrombie & Fitch. Outside of financial advising, he is the CEO of A & K Chandler LLC, a consulting business that assists small businesses in acquiring Federal Government contracts. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines telephone access to advisors with an online planning tool to deliver comprehensive retirement income planning and ongoing reviews.

Larry Whaley is a CFP®-certified financial advisor with PlanMember Securities Corporation in Elkridge, MD, bringing 37 years of industry experience. He has been with PlanMember since 2008 and also serves as president and owner of Paladin Advisor Group. Outside of his advisory work, Whaley leads worship music at a camp for families affected by disability and has involvement with the nonprofit organization Joni and Friends. PlanMember provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering education, support, and a range of risk-based mutual fund portfolios managed through a defined strategic asset allocation and rebalancing process.

Peter Sorensen is a financial advisor at HB Wealth with one year of industry experience. He holds a Series 65 designation and joined HB Wealth Management, LLC in 2025. His prior work includes positions at Bucknell University and various educational institutions. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers wealth management, investment management, financial planning, and outsourced chief investment officer services, employing a combination of quantitative and qualitative analysis across public and private investment strategies.

Scott Kelly is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and with 13 years of industry experience. He previously worked at Merrill for four years and Chapin Davis, Inc. for seven years before joining Janney in 2019. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and advisory programs, with investment advice delivered through in-house and third-party portfolio management.

Andrew Caples is a CFP® and holds the Series 65 designation with three years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2026. Prior to that, he was employed at United Capital Financial Advisors, LLC and Goldman Sachs. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, estates, business entities, and institutional investors. The firm employs tailored asset-allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Matthew Spratt is a Certified Financial Planner (CFP®) with 12 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. since 2014. He holds a Series 66 designation and is based in Owings Mills, MD. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm’s approach includes goals-based planning, tax-aware portfolio management using proprietary T. Rowe Price mutual funds and ETFs, and employs Monte Carlo simulations for retirement income projections.

Njuh Tata is a financial advisor with Valic Financial Advisors holding a Series 66 designation and no prior industry experience. His work history includes roles outside the financial sector, such as positions at McCormick and Schmick's and the University of Maryland, before joining Valic Financial Advisors. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, leveraging centralized technology and model solutions to manage approximately $29.2 billion for close to 300,000 clients.

Michael Hoff is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 65 and Series 66 credentials and 24 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Raymond James Financial Services. Hoff is also the owner of SMH Capital Group, a support company unrelated to investment activities. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, pension consulting, and managed account services.