Luke Pitcher is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors LLC, TGA Sports, and held roles at various educational and country club establishments. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Sean Jones is a financial advisor with Edward Jones in Chesapeake, VA. He holds the CFP®, ChFC®, and Series 66 credentials and has seven years of industry experience. Prior to joining Edward Jones in 2018, he worked at Raytheon and II Corps Consultants. Outside of his advisory role, he owns Death Wish For Life LLC, an internet-based retail clothing business focused on print-on-demand apparel. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and operates under a fiduciary standard, supported by a nationwide network of approximately 23,701 financial advisors.

Rachel Maria Jeffries is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise, she worked at Plant Factory Interiors LLC and Prosper Insurance. Outside of her advisory role, she serves as a brand ambassador for Chix Event Services, LLC, participating in local music festivals to provide samples and promotional materials. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria. The firm employs a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies, primarily focusing on assets managed within Ameriprise.

Kelly Janzen is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Raymond James and Associates, Inc. for 13 years and has experience assisting with retail restock and recovery at SPARC Group LLC/Aeropostale. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Jernigan is a financial advisor with Raymond James Financial based in Virginia Beach, VA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He also leads The Pinnacle Group as CEO and President, a business he has owned since 2005. Jernigan has worked at Raymond James Financial since 2009 and has extensive experience managing regional advisory operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal advisory services, along with specialized consulting programs such as SIMPLE IRA Employer Advisory & Consulting Services.

John Gillis Jr. is a financial advisor with LPL Financial in Chesapeake, VA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 14 years prior to joining LPL Financial in 2019. He is also the managing member of JCG LLC, an investment-related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, 529 account management, and brokerage services, with both discretionary and non-discretionary management supported by research and model portfolios.

Scott Matheson is a CFP®-certified financial advisor at Ameriprise with 32 years of industry experience. He has worked at Ameriprise since 2017 and previously held roles at Wells Fargo Advisors from 2009 to 2017. He serves on the Board of Directors for the Southeastern Virginia Community Foundation. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides clients with written reports and ongoing advice focused on income planning and tax-aware withdrawal strategies.

Jordan Ramirez is a Series 66-licensed financial advisor with six years of industry experience, currently practicing at Raymond James Financial in Virginia Beach, VA. He has held advisory roles at TowneBank and Raymond James Financial Services Advisors, Inc. since 2017. Ramirez is also involved in support activities related to Towne Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporations. The firm uses tailored, non-discretionary planning with risk profiling and analytical modeling and supports municipal finance work through unique affiliations.

Ryan Dutil is a financial advisor with Wells Fargo Clearing holding Series 65 and Series 63 licenses and three years of industry experience. His work history includes roles at Wells Fargo Bank, LPL Financial, and ABNB Federal Credit Union. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory in its investment approach.

Cassie Arture is a Planning Consultant at Fidelity Investments, where she collaborates with clients to develop personalized financial plans aimed at achieving their goals. She works closely with clients to create roadmaps tailored to their financial objectives and provides them with knowledge about the tools and resources available through Fidelity. Cassie has been with Fidelity Investments since 2021, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2023. Her experience spans various aspects of client relationship management and financial planning within the company.

Svetlana Williams is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2021. In addition to her advisory role, she is involved with The Language Group LLC, a part-time English-Russian translation service. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Robert Hamlin Jr. is a CFP® professional with 27 years of industry experience, currently affiliated with OSAIC since 2023. He previously worked at Lincoln Financial Advisors Corp. for 16 years and SagePoint Financial, Inc. Additionally, he is involved with IronBridge Wealth Counsel, LLC, where he offers fixed insurance products as part of financial planning. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, through a large network of advisers and multiple advisory platforms. The firm integrates brokerage and investment advisory services with tools such as asset-allocation models and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

David Christianson is a financial advisor at LPL Financial with 40 years of experience in the industry. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2025, he spent 22 years at Next Financial. Outside of his advisory work, he is involved as a volunteer with a nonprofit organization and pursues activities as a musician and artist. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research, model portfolios, and technology solutions.

Kristine Joyce Salvador is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has worked at multiple Morgan Stanley entities since 2011, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and emphasizes advisory roles without providing individual security recommendations as part of standalone plans.

Hunter Johnson is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Christopher Newport University. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools, offering planning services without individual security recommendations as part of the standalone program.

Sharon Hishok is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2003. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations through a centralized consulting team.

Melanie Bray is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She has worked within Wells Fargo affiliates since 2011, including Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tyler Campbell is a financial advisor with Edward Jones in Virginia Beach, VA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he worked at Keller Williams Town Center and served six years in the United States Navy. He has also worked as a referral agent in real estate. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of financial advisors. The firm offers a range of investment advisory programs and maintains affiliated capabilities including trust services, mutual funds, and securities-based lending.

Deborah Flores is a financial advisor with Wells Fargo Clearing in Norfolk, VA, holding a Series 66 designation and seven years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Michael Brooks is a CFP® and CFA® with 21 years of experience in the financial services industry. He is currently affiliated with Raymond James Financial Services Advisors Inc. and has previously worked at Truist Advisory Services, BB&T Securities, and UBS Financial Services. Brooks serves as a director on the board of the Hampton Roads Estate Planning Council. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and employs advanced analytical tools to support client goals, while also maintaining a municipal advisor affiliation that supports public finance work.