Timothy Hummel is a financial advisor with RBC Capital Markets in Virginia Beach, VA, holding a Series 66 designation and 12 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc and Bank of America, N.A. In addition to his advisory role, he serves as president and instructor of TRH Inc, a sports instruction and training business. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and custody services, tailored to each client’s risk profile and investment preferences.

Henry Jones is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and having 30 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2016. Outside of his advisory role, he serves as president of the Hampton Roads Lacrosse Officials Association and has worked as a lacrosse official since 1995. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing various model-based and discretionary strategies.

Karen Mcnabb is a CFP® professional with 14 years of experience, currently advising clients at LPL Financial since 2021. Her prior experience includes roles at Waddell & Reed, various insurance carriers, and involvement with the Financial Planning Association of Hampton Roads. She has also served in community roles such as the Strawbridge Elementary PTA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by proprietary and third-party research.

Jennifer Wilson is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has been working with both Merrill and Bank of America since 2013 and 2015, respectively. Outside of her advisory role, she is a part-time group fitness instructor at Onelife Fitness in Virginia Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Maureen Kane is a financial advisor at Edward Jones in Virginia Beach, VA, holding a Series 66 license with seven years of industry experience. Prior to joining Edward Jones in 2019, she served 11 years in the United States Navy. Outside of her advisory role, she manages residential rental properties in Virginia Beach and Annapolis. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a large nationwide network of advisors and branch offices. The firm offers a range of investment strategies and affiliated products under a fiduciary standard.

Jennifer Duncan is a financial advisor at Edward Jones with 23 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes positions at Merrill, Bank of America NA, and San Blas Securities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large nationwide network of financial advisors and branches.

Samuel Slagle is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. His prior work includes roles at Royal Alliance Associates and Signator Investors. He also operates The Frieden Agency as an insurance agent for various independent insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm offers tailored investment strategies across multiple custody platforms, proprietary and third-party model solutions, and maintains notable institutional features such as advisor transition programs and explicit conflict-of-interest controls.

Bryan Rex is a CFP® and ChFC® with 28 years of industry experience, currently serving with Cambridge Investment Research Advisors since 2017. Prior to this, he worked at Invest Financial Corporation from 2009 to 2017. He is also owner of Cornerstone Financial Services Inc., where he acts as an independent insurance agent and vice president of planning. Cambridge Investment Research Advisors serves a broad client base including individuals at various wealth levels, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers a range of financial planning and investment management services through independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Ferdinand Perez is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 29 years of industry experience. He has worked at Cambridge Investment Research since 2019, previously at Lincoln Financial Securities Corporation for six years and Massachusetts Mutual Life Insurance Company for 20 years. Perez is also an independent insurance agent and an owner/partner of Retirement Planning Solutions, LLC. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing proprietary and third-party model strategies across various platform arrangements.

Adam Tiller is a financial advisor at Edward Jones in Chesapeake, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked for nine years at Nucor Steel Arkansas. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients nationwide. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jason Hoffman is a financial advisor at Raymond James & Associates with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Hoffman serves as a board member and finance/investment committee member of the Tidewater Jewish Foundation, contributing to the strategic planning and management of its endowment. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, non-discretionary investment consulting, and institutional advisory services, supported by a nationwide adviser force.

Jennifer Tunstall is a Series 66-licensed financial advisor with Morgan Stanley, based in Virginia Beach, VA, and has 21 years of industry experience. She has worked with Morgan Stanley since 2009 and has been part of Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process that incorporates firm-approved tools and modeling techniques.

Penny Crowell is a financial advisor at Mass Mutual Investors Services with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Mass Mutual and its affiliates since 1999. In addition to her advisory role, Crowell is involved in the sale of individual life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with an emphasis on collaborative goal analysis and a range of investment strategies.

Danica Ann Cabonce is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior experience includes roles at Bank of America, Merrill, Liberty University, and Wells Fargo. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved tools as part of its financial planning approach.

Colin Mc Nulty is a financial advisor with Cambridge Investment Research Advisors in Virginia Beach, VA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His prior work includes positions at Royal Alliance Associates and Sii. In addition to his advisory role, he operates Frieden Wealth Management and The Frieden Agency as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, and retirement plan advisory services. The firm offers customizable investment strategies through various platforms and maintains proprietary and third-party model portfolios.

Kevin Furey serves as a Senior Resident Director with Merrill Lynch Wealth Management, bringing over 25 years of experience as a financial advisor. In his role, he manages a broad range of wealth management services, including trust and agency services provided through Bank of America Trust Services. Kevin’s practice supports national clients with sophisticated wealth management needs, focusing on personalized strategies that address family wealth management, managing new wealth, tax minimization, and retirement income. Kevin holds multiple securities licenses, including Series 3, 7, 9, 10, 65, and 66, along with a Virginia Insurance License. He also holds professional designations such as Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor’s Degree from Old Dominion University and completed his high school education in West Bridgewater, Massachusetts. In addition to his professional pursuits, Kevin has been engaged with various community organizations, including current membership as a Bank of America Trustee with the Hampton Roads Chamber of Commerce and past involvement with the Bon Secours Health Foundation, Old Dominion University College of Business Dean’s Executive Advisory Council, The United Way of South Hampton Roads Foundation, Virginia Aquarium and Marine Science Foundation, and Volunteer Hampton Roads. Outside of work, he enjoys hiking, music, running, and tennis.

Joanne Maguire is a CFP® with 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Hillery Schanck is a financial advisor with Wells Fargo Advisors in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Before joining Wells Fargo Advisors in 2025, Schanck worked within Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 onward. Outside of advising, Schanck is the author of a devotional book titled *The Soul Meets Its Worth*. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients, offering comprehensive investment and financial planning services tailored to clients who meet certain net-worth thresholds. The firm’s approach integrates multiple financial products and services with planning, covering a broad range of client needs from retirement to niche areas such as business-owner transition and sports & entertainment planning.

Albert Masood is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of advising, he is a silent partner in his daughters' business through Olivia Valais LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

P Murphy is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Prior to joining Ameriprise in 2019, Murphy worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of advisory work, Murphy serves as adjunct faculty at multiple universities and coaches a high school girls softball team. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm provides comprehensive, research-driven recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies, supported by a centralized consulting team and automated analytics.