Bennett Taylor is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has worked at several firms, including Taylor Capital Management and George Wealth Management. Outside of advising, he serves as a credit analyst at Millennium Bank, where he underwrites customers primarily for the bank’s small business and consumer portfolios. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and planning services, employing multiple program structures and custodial relationships, with assets under management exceeding $256 billion.

R Laughter is a CFP® professional with 32 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously worked at Commonwealth Financial Network for 11 years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored, non-discretionary planning and analytical tools to support client goals and provides specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Lindajane Cofield is a Series 66-licensed financial advisor with UBS Financial Services in Chattanooga, TN, where she has worked since 2021. She has three years of industry experience, including prior roles at the University of Tennessee at Chattanooga and Unum. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

John Draper is a CFP® professional with 28 years of experience in financial advising. He is currently with OSAIC and has previously worked for Fsc Securities Corporation for 16 years. Draper is a partner in Browne, Draper and Land Financial Concepts LLC, where he is involved in financial plan creation, client meetings, and trading. OSAIC serves a broad mix of retail and institutional clients, including high-net-worth investors and charitable organizations, through a large network of advisers and advisory platforms. The firm employs a range of asset-allocation tools and offers both discretionary and non-discretionary portfolio management, incorporating diverse investment vehicles and third-party services.

Steven Melton is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has nine years of industry experience, including six years at Edward Jones prior to joining Wells Fargo in 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

William Hardin is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services Inc. from 2013 to 2020. Hardin serves as a finance committee member for the Siskin Children's Institute, a nonprofit supporting children with special needs. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Douglas Morningstar is a financial advisor with Ameriprise, holding a Series 66 designation and three years of industry experience. He has been with Ameriprise since 2022 and has prior work experience in various roles including positions at Pensacola Christian College and in the food service industry. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm provides detailed written Recommendation Reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic automation.

Jeffrey Scotchie is a Series 66-credentialed financial advisor with 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008, currently serving clients from Chattanooga, TN. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement income planning focused on dependable income sources.

Rawdon Gallman III is a Series 66-licensed advisor at Raymond James Financial with one year of industry experience. His prior work includes positions at Mercer University and a long-term role at Central Baptist Church. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses tailored planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Michael Schleger is a financial advisor with Morgan Stanley in Chattanooga, TN, holding a Series 66 credential and 15 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Raymond James Financial Services, and Lawson Winchester Wealth Management. He serves as a board member of the Mountain Education Foundation, a nonprofit focused on education and fundraising. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning that leverages firm-approved tools and investment modeling techniques.

Dennis Steele Jr. is a financial advisor at Edward Jones with the Series 66 designation and five years of industry experience. He has been with Edward Jones since 2020 and previously worked at Southern Adventist University for 21 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alfred Charles Schwab IV is a financial advisor at UBS Financial Services with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms including Goldman Sachs & Co. LLC and Northwestern Mutual. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management and proprietary research to tailor investment strategies.

Scott McDonald is a financial advisor with UBS Financial Services in Chattanooga, TN, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Citigroup Global Markets for five years before joining UBS in 2009. Outside of his advisory role, he co-owns and manages a rental property with his spouse. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor investment strategies aligned with clients’ goals and risk profiles.

Byron Boyd is a financial advisor with LPL Financial in Chattanooga, TN, holding Series 63 and Series 65 licenses and 23 years of industry experience. Prior to joining LPL Financial in 2015, he worked at Equitable Advisors and OneAmerica Securities, and he founded Boyd Investments. Outside of advisory work, he is involved with Dowis & Boyd CPAs, PC, focusing on tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Mary King is a financial advisor at Morgan Stanley with 30 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market modeling techniques.

Katy Cottle is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Raymond James Financial in Chattanooga, TN. She previously worked for FTB Advisors, Inc. for 19 years before joining Raymond James and FirstBank in 2022. Outside of advisory activities, she is an associate and sales assistant at FirstBank Investment Partners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers non-discretionary, tailored planning and consulting supported by advanced analytical tools and maintains specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory services.

Vicki Cherry is a financial advisor at Stifel with 40 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel since 2015. Her previous roles include positions at International Advisory Consultants Inc., UBS Financial Services, and Merrill. Stifel serves a diverse client base including individuals, institutions, and municipalities, offering brokerage and advisory services supported by proprietary investment methodologies developed by its Investment Strategy Group.

Lawrence Walter is a financial advisor with Ameriprise in Dalton, GA, holding a Series 63 designation and 31 years of industry experience. He has been with Ameriprise and its related entities since 1994. Outside of his advisory work, he owns Walt's Woodworking, a small business focused on creating wooden flags and other woodworking projects. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement, using a combination of research, modeling, and tax-efficiency analysis to provide customized recommendations, with an emphasis on assets held in Ameriprise managed accounts.

Gina Liberto is a financial advisor with UBS Financial Services in Chattanooga, TN, holding Series 63 and Series 66 designations and five years of industry experience. Her prior roles include positions at J Raschke, George Financial, Equitable Advisors, LLC, and UNIFY Financial Credit Union. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial plans and portfolio management.

Kevin King is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2006 and holds a Series 66 designation. King served as a trustee for the Haggai Institute, a nonprofit focused on leadership training, from 2017 to 2020 and currently serves on the board of directors for the Riverfront Lodge HOA in Avon, Colorado. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services that include portfolio management, financial planning, and access to proprietary research and capital markets solutions.