Davida Carter is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 38 years of industry experience. She has worked with LPL Financial since 2014 and has been associated with VyStar Credit Union and VyStar Financial Group since 2005. Carter serves as a member of the VyStar Credit Union Retirement Plan Committee, a nonprofit board role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by internal and third-party research.

Elaina Evans is a financial advisor at Edelman Financial Engines with two years of industry experience. She holds a Series 66 designation and previously worked at Fidelity Investments, Slight Edge Insurance and Financial Services, and Neora International. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large participant base through both advisor-led and online offerings.

Pavan Varshney is a financial advisor with Ameriprise in Jacksonville, FL, holding Series 65 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Patriot Rail, Omnipath Financial, Inc., and CSX Corporation. Outside of his advisory work, he has real estate ownership unrelated to investment activities. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm uses a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax-efficient strategies and adaptive withdrawals.

Christopher Coplien is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Wells Fargo, he worked at First Command in various capacities from 2024 to 2025. He is also a co-owner of the Retro Hangover Podcast, which he has been involved with since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services grounded in an IPS-driven process and modern portfolio theory. The firm’s offerings include a wide range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Matthew Monroe is a financial advisor at Morgan Stanley in Jacksonville, FL, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Wells Fargo Advisors and Fidelity Investments, as well as involvement with the High Tide Burrito Company and the Florida State University Art Center. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by proprietary tools and modeling techniques.

Amy Mc Glohorn is a financial advisor at Edward Jones in Jacksonville, FL, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Edward Jones, she has experience as an adjunct professor at Southeastern University and has worked in education at Providence School of Jacksonville and Richland School District One. Outside of her advisory role, she serves as a dissertation chair and is a brand partner in a direct sales business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Poul Pedersen serves as the Regional Director of Executive Services at Fidelity Investments, a role he has held since 2023. In this capacity, he leads a team of Financial Professionals who provide clients with support in benefits and financial planning. His responsibilities include offering strategic insight and fostering collaborative leadership to enhance financial well-being for both his team and clients. Prior to his current position, Poul held leadership roles at Fidelity Investments including Team Leader for Investment Solutions from 2020 to 2023 and Team Leader for Workplace Planning and Advice from 2015 to 2020. These roles have contributed to his expertise in financial planning and client support within the investment and workplace planning sectors.

Jason Sorensen is a financial advisor with Equitable Advisors in Jacksonville, FL. He holds a Series 66 designation and has been with the firm since 2026. Prior to joining Equitable Advisors, his background includes roles in engineering and various positions unrelated to the financial industry. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory solutions.

Douglas Overlade is a financial advisor at Fidelity with nine years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2016. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, and it also acts as a commodity pool operator while advising multiple registered investment companies.

Anthony Spears Jr. is a financial advisor at Fidelity with 18 years of industry experience. He holds a Series 66 designation and has worked with various Fidelity entities since 2010. Outside of his advisory role, he is involved in music ministry at Dayspring Baptist Church in Jacksonville, Florida, where he oversees choir rehearsals and music education. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Krystal Meadows is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has worked at Wells Fargo Clearing Services since 2017 and has been with Wells Fargo Bank NA since 2012. Outside of her advisory role, she is also a commissioned notary public. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer Pasterczyk is a CFP®-designated financial advisor with 17 years of industry experience. She is currently with Edward Jones and has previously worked at firms including Fidelity Investments and VyStar Credit Union/LPL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and affiliated investment products, supported by a nationwide network of more than 23,000 financial advisors.

Trellanee Moore is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 18 years of industry experience. Her prior roles include positions at Vystar Credit Union, Sagepoint Financial, Inc., and Axa Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management supported by research and model portfolios.

Kim Boylan is a financial advisor with Edward Jones in Fernandina Beach, FL, holding CFP® and Series 66 credentials and bringing 14 years of industry experience. Boylan has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment strategies and affiliated financial services through a nationwide network of more than 23,700 advisors.

Kyle Kennington is a CFP® with nine years of industry experience, currently affiliated with Wells Fargo Clearing since 2024. He previously worked at Bank of America, Merrill Lynch, National Life Group, and Equity Services. Outside of finance, he was involved with Aqua Grill from 2016 to 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Regina Taras is a CFP® professional with 42 years of industry experience, currently serving at Raymond James & Associates since 2022. Prior to this, she spent 10 years at UBS Financial Services NC. Outside of her advisory role, she is involved as a partner and proprietor in small business ventures managing accounting and tax reporting duties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning and consulting with a range of portfolio management styles and affiliated research resources.

Peter O'Brien is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007. Outside of finance, he is an officer of Avanti Travel Advisors, a travel agency based in Ponte Vedra Beach, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Shane Tschappat is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at VyStar Credit Union, 121 Financial Credit Union, and Agapi Behavioral Consultants. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Benjamin Buchanan is a Financial Advisor at Merrill Lynch Wealth Management and a member of the Chappell Walker Group. In this role, he supports affluent households and business owners by providing comprehensive wealth management strategies, including guidance on business owner pre- and post-liquidity event planning. Benjamin holds a bachelor's degree from Florida State University and has completed an Accredited Certificate Program from the College for Financial Planning. He holds the CERTIFIED FINANCIAL PLANNER® certification and a Personal Investment Advisor designation. His areas of expertise include family wealth management strategies, executive compensation, legacy planning, institutional consulting, personal retirement planning, and services tailored for endowments, foundations, and non-profits. Beyond his professional work, Benjamin serves on the board of Community Hospice and Palliative Care of Jacksonville. His personal interests include biking, golfing, hiking, music, skiing, spending time with his family, and traveling.

Hagop Keshishian is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has worked with Wells Fargo entities since 2010. His outside activities include co-owning a residential rental property in Ormond Beach, FL. Wells Fargo Advisors provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, utilizing research and analytics from the Wells Fargo Investment Institute and third-party sources.