Marlon Munroe is a financial advisor at A.G.P. / Alliance Global Partners with seven years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Jamaica Money Market Brokers for six years. A.G.P. / Alliance Global Partners is a dually registered SEC investment adviser and FINRA-member broker-dealer serving individual clients, retirement plans, and pooled/institutional vehicles through a multi-team platform. The firm offers a variety of portfolio management and financial planning services, with a notable focus on international investing and management of pooled-vehicle accounts.

Norberto Pagan Rivera is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 license and six years of industry experience. Prior to joining Kovack Advisors and Kovack Securities in 2020, he worked briefly at Standard International Bank and spent nine years as a self-employed consultant and attorney. He is also the owner and president of Identity Conudrum, LLC, a merchandise business supporting local Puerto Rican artists who sponsor nonprofit causes, and PR Compliance Guru, LLC, which provides legal, tax, and compliance consulting services. Kovack Advisors, Inc. is a multi-team registered investment adviser with roughly 260 advisors and over $6 billion in client assets, serving a diverse client base that includes individuals, pension plans, charitable organizations, banks, and government entities. The firm uses an Envestnet-supported workflow alongside internal and third-party investment models to manage portfolios and offers both model-based and advisor-managed solutions across multiple custodians.

Mitchell Hirsch is a financial advisor at OneSeven with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Advisors and International Assets Advisory, LLC. Hirsch serves as a board member for the Broward County Gator Club, a nonprofit providing scholarships to local seniors. OneSeven offers investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, employing a primarily long-term investment approach with access to diversified portfolios and alternative investments. The firm combines discretionary and non-discretionary strategies, utilizing third-party platforms and independent managers.

Richard Bates Jr. is a financial advisor at Sound Income Strategies, LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Retirement Income Source of Fort Lauderdale and Integrity Investment & Tax Advisory, LLC. Outside of his advisory work, he participates in disc golf tournaments for a fee and coaches advisors and agents through Sound Income Group, LLC. Sound Income Strategies, LLC manages approximately $4.0 billion in assets and serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm emphasizes fixed-income analysis and customized portfolio construction, offering a range of services from discretionary asset management to sub-advisory relationships and insurance planning.

Steven Wright is a financial advisor at Kovack Advisors, Inc. with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with multiple firms, including Northwestern Mutual and Independent Financial Partners. Outside of his advisory role, Wright is vice president and accountant at S.R. Wright & Company, P.A., a CPA firm. Kovack Advisors, Inc. is a multi-team registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities. The firm offers portfolio management, financial planning, and sub-advisory services, utilizing an Envestnet-supported process with both internal and third-party investment models.

Scott Anselmo is a financial advisor at Signature Equity Partners, LLC with 22 years of industry experience. He holds a Series 66 designation and has worked previously at Valic Financial Advisors and Merrill. Anselmo also serves as a Senior Financial Advisor at PATH Financial Partners, where he provides wealth management and insurance planning services. Signature Equity Partners offers investment advisory and planning services to individuals, retirement plans, corporations, and other entities. The firm operates through a multi-team network of 34 advisors and utilizes the Vision2020 Wealth Management Platform to deliver tailored portfolio management and financial planning solutions.

Ramon Gonzalez is a CFP® with 31 years of industry experience, currently serving at Kovack Advisors, Inc. since 2009. He has a background in investment advisory and financial consulting through his involvement with G V Investments & Retirement Solutions. Outside of finance, Gonzalez is also a musician and screenplay writer. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government entities, employing a risk-based, model-supported investment process and offering both discretionary and non-discretionary portfolio management.

Peter Monks is a financial advisor with Kovack Advisors, Inc., holding a Series 66 designation and 17 years of industry experience. He has worked at firms including Merrill, Buckman Advisory Group LLC, Eagle Strategies, and Morgan Stanley. Outside of his advisory role, he is involved in managing rental properties as a licensed realtor. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets, serving individuals, pension plans, charitable organizations, banks, and government entities. The firm employs a structured investment process using Envestnet-supported workflows and a combination of internally created models and third-party managers, offering both model-based and advisor-managed solutions.

Brian Snerson is a financial advisor with Summit Financial, LLC, holding a Series 66 designation and 23 years of industry experience. He has been with Summit and its related entities since 2003 and is also involved in insurance sales through an affiliated firm. Snerson refers clients to Fieldpoint Private Bank & Trust for lending services and receives referral fees for these introductions. Summit Financial, LLC is a multi-team SEC-registered advisory firm managing approximately $26.35 billion in assets and serving around 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative approaches tailored to client needs.

Brian Kovack is a financial advisor at Kovack Advisors, Inc. in Fort Lauderdale, FL, with 30 years of industry experience. He has worked at Kovack Advisors since 2006 and Kovack Securities Inc. since 1998. Outside of his advisory role, he is an owner of Discount Aviation, LLC, which is involved in helicopter sales, and serves as a FINRA arbitrator and a board member of the Financial Services Institute. Kovack Advisors, Inc. is a multi-team registered investment adviser with around 260 advisors managing over $6 billion in assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients, offering portfolio management, financial planning, and access to sub-advisory programs, utilizing both proprietary models and third-party managers.

Edward Gourdeau is a financial advisor at American Independent Securities Group, LLC with 16 years of industry experience. He holds the Series 66 designation and has worked at multiple firms including Raymond James Financial Services, LPL Financial, and UBS Financial Services. Gourdeau also operated his own professional limited liability company, Edward Anthony Gourdeau, PLLC, from 2021 to 2023. American Independent Securities Group provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers portfolio management through both discretionary and non-discretionary arrangements and provides access to third-party managers and estate-planning services.

Anthony Agbay is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2015 and previously worked at L.M. Kohn & Company and Leonard & Company. Outside of his advisory role, he manages operations for an advisory and consulting firm, The Agbay Group LLC, and is a licensed agent involved in fixed insurance sales. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, employing a structured investment process supported by Envestnet and offering both model-based and advisor-managed portfolio solutions.

Adam Rauscher is a financial advisor with Merit Financial Advisors in Boca Raton, FL. He holds a Series 66 designation and has 21 years of industry experience. Prior to joining Merit Financial Advisors in 2026, he worked at Stone Creek Capital Management, Biltmore Capital Advisors, and Thrivent Financial for Lutherans. Outside of advisory work, he is a licensed insurance agent specializing in life, long-term care, and disability insurance. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, high-net-worth clients, employer-sponsored retirement plans, ESOPs, and institutional clients. The firm uses a long-term, diversified asset allocation strategy overseen by an internal investment team and offers both discretionary and non-discretionary account management.

Michael Gracy Jr. is a CFP® professional with 25 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2015. His prior experience includes roles at Resource Horizons Investment Advisory, Inc., 1st Global Advisors Inc, and PRUCO Securities, LLC. Outside of his advisory work, he is active in community and professional organizations, including serving on the Matheson History Museum Board of Directors and as a committee member for Rotary District 6970. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients, providing portfolio management, financial planning, and sub-advisory services through a risk-focused investment process.

Robert Owens is a financial advisor with A.G.P. / Alliance Global Partners, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior positions include roles at Foresters Financial Services, National Agent Alliance, and Wells Fargo. Outside of his advisory work, Owens manages consulting and business brokerage activities through R.V. Owens, LLC and serves as a trustee for Tomorrow Is Better, a nonprofit providing tax planning guidance for church members. A.G.P. / Alliance Global Partners is a dually registered SEC investment adviser and FINRA-member broker-dealer serving individual clients, retirement plans, and institutional vehicles. The firm emphasizes international investing and offers a range of portfolio management and financial planning services across a multi-team platform.

Darrin Halsey is a CFP® credentialed financial advisor with 27 years of industry experience. He has been with Kovack Advisors, Inc. since 2009, following prior roles at Raymond James & Associates and A. G. Edwards & Sons, Inc. Outside of his advisory work, he serves as a director on the Rotary Club of Arcadia Foundation and volunteers as a swimming official for USA Swimming and local high school events. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, employing a combination of proprietary models and third-party managers to provide portfolio management and financial planning services.

William Miller is a financial advisor with ValMark Advisers, Inc. in Boca Raton, FL, holding CFP® and ChFC® designations and over 31 years of industry experience. He has been with ValMark since 2006 and is the owner and managing member of Miller Wealth Advisors, LLC, a financial services consulting firm. Miller serves on the board of the Greater Boca Raton Estate Planning Council, participating in membership and programming committees. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based portfolios using mutual funds, ETFs, and third-party managers, and offers proprietary platforms and fee-based planning and consulting services.

Michael Frieda is a ChFC® credentialed financial advisor with 42 years of industry experience, currently with Private Client Services, LLC since 2010. He is also co-owner and technical coordinator of Crystal Wealth Management, Inc, where he is involved in the sale of traditional fixed-rate insurance, annuity products, and health-related insurance. Private Client Services is a multi-team SEC-registered advisory firm serving individuals, families, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm provides financial planning, consulting, and portfolio management through a network of approximately 50 advisors and manages about $1.05 billion across more than 3,200 client accounts.

Mikael Rodriguez is a financial advisor at ValMark Advisers, Inc. with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Brokerage Services LLC and Creative Financial Network. Outside of his advisory role, he is an associate advisor at Platinum Peak Advisors, assisting senior advisors and servicing client accounts. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 representatives. The firm emphasizes diversified, goal-based model portfolios implemented primarily with mutual funds, ETFs, and approved third-party managers.

Robert Whitaker is a Series 66-licensed financial advisor with four years of industry experience, currently with NFSG Corporation. He previously worked as an independent insurance agent and has been with NewBridge Securities Corporation since 2017. Outside of his advisory role, Whitaker is involved in insurance sales through his own business entities. NFSG Corporation provides investment advisory and financial planning services to a diverse range of clients, including individuals, trusts, estates, and business entities. The firm offers discretionary and non-discretionary asset management, utilizing a variety of investment instruments and both internal portfolio management and third-party asset managers.