Karl Hamilton is a financial advisor with Truist Advisory Services in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes roles at SunTrust Investment Services, SunTrust Advisory Services, and Suntrust Securities, Inc., spanning over two decades. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, participant advice, and a manager-selection program utilizing discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Michael Franck is a financial advisor at Truist Advisory Services in Tampa, FL, holding a Series 66 designation with four years of industry experience. He has worked within the Truist organization since 2016, including roles at SunTrust and Truist Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools.

Juan Manteiga is a financial advisor at Oppenheimer with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Oppenheimer since 2014. Prior to that, he was with H&R Block Financial Advisors, Inc. for 21 years and Citigroup Global Markets for 12 years. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of investment programs and advisory services that include equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management.

Michael Labarbera is a financial advisor at Hightower Advisors in Tampa, FL, holding a Series 66 designation with 26 years of industry experience. Prior to joining Hightower in 2026, he worked at Journey Strategic Wealth, PKS, LPL Financial, and INVEST Financial Corporation. He also serves as a consultant for MDL Insurance Advisors, Inc. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering portfolio management, financial planning, and retirement consulting through a multi-manager investment approach that includes both affiliated and third-party managers.

John Collins is a financial advisor with Truist Advisory Services in Tampa, FL, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at BB&T Securities, SunTrust Investment Services, Raymond James Financial, Morgan Stanley, and Ameriprise. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration, to deliver its AMC Advantage manager-selection program and fiduciary support.

Scott Harris is a CFP® with 42 years of industry experience, currently serving at Integrity Alliance, LLC since 2012. Prior to that, he spent 14 years at Money Advisors Group, Inc. and has operated Scott S. Harris Financial Services, Inc. since 1993. He is involved in insurance sales as an independent agent and holds a leadership role as vice-president at Safe Money Strategies, a field marketing organization. Integrity Alliance is a large advisory network with over 300 independent investment adviser representatives managing approximately $5.4 billion in client assets. The firm serves individual investors, corporations, and qualified retirement plans, offering portfolio management, financial planning, and access to third-party managers through various platforms.

Alexandre Santos is a CFP® with 25 years of experience in the financial services industry. He is currently with Cresset Asset Management, LLC and previously worked at UBS Financial Services for 11 years. Santos serves on the boards of the Vita Nova Foundation, which provides services to homeless youth, the University of Miami Sports Hall of Fame & Museum, and the Bayshore Little League in Tampa, where he is also president of the board and coaches. Cresset Asset Management is a multi-disciplinary adviser managing approximately $78.9 billion in client assets, serving individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles. The firm employs a disciplined, risk-aware approach combining strategic asset allocation, manager selection, and both active and passive implementation across a range of asset classes, including alternatives and private funds.

Richard Humphrey is a CFP® and ChFC® with 25 years of experience in financial advisory. He is currently with Steward Partners Investment Advisory, LLC and has previously worked at UBS Financial Services and Raymond James Financial Services. Humphrey is also involved as an insurance agent with Steward Partners Global Advisory. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering various advisory and portfolio management solutions.

Karl Lunney is a financial advisor with Principal Financial Services in Tampa, FL, holding a Series 63 designation and bringing 30 years of industry experience. His career includes roles at 360 Wealth & Benefits Inc, Principal Securities Inc, Excalibur Financial Group, and Principal Life Insurance Company. Outside of his advisory work, he serves as a board member coordinating charitable mission trips and holds leadership positions as president of two homeowners associations. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions with both adviser and promoter arrangements.

Alyssa Neblett is a financial advisor with Citigroup Global Markets who holds a Series 66 designation and has 10 years of industry experience. She previously worked at Raymond James Financial Services and T. Rowe Price. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with oversight committees and provides bespoke discretionary solutions for large relationships.

Jervand Asatrjan is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has worked at CITI Private Bank since 2022. Prior to that, he held roles at Raymond James Financial Services and Raymond James & Associates from 2017 to 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees to select and monitor managers, and it operates with a scale and market role that includes in-house research and derivatives services.

Michael Olivia is a CFP® professional with 27 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities in Tampa, FL. He has worked with Guardian Life and its subsidiaries since 2014 and has been with Park Avenue Securities since 2017. Outside of his advisory role, he serves as an assistant coach and fundraiser for a local Little League, helping raise money for field improvements. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers tailored financial planning, discretionary and model-based investment management, and access to proprietary and third-party advisory programs.

Steven Fox is a financial advisor at Janney Montgomery Scott with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Wells Fargo Clearing. Outside of his advisory role, he serves as President of the Park Ridge Rotary and Co-President of the Montvale Chamber of Commerce, both community and philanthropic organizations in New Jersey. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse range of clients, including individuals, families, trusts, estates, and institutional entities. The firm offers brokerage, financial planning, and advisory services through in-house and third-party portfolio management across multiple wrap programs and unified managed accounts.

Matthew Lochrane is a financial advisor with Truist Advisory Services in Tampa, FL, holding Series 63 and Series 65 designations and having 10 years of industry experience. His career includes roles at Truist Advisory Services, SunTrust Advisory Services, SunTrust Bank, Wells Fargo, and Wells Fargo Clearing. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary approaches, supported by third-party platforms and research tools, to manage investments and provide fiduciary support.

Anthony Javarone is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. His prior roles include positions at International Assets Investment Management, Morgan Stanley, and Citigroup Global Markets. He is also the managing director and owner of Javarone Group, LLC, Insight Private Wealth, and Insight Institutional Consulting. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services through a network of approximately 286 advisors and employs a customized, primarily long-term investment approach using a range of asset classes and sub-advisory arrangements.

Stephen Bielke Jr. is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and 19 years of industry experience. His work history includes roles at Purshe Kaplan Sterling Investments, Raymond James Financial Services, Waddell & Reed, and Wells Fargo Advisors Financial Network. Outside of finance, he owns businesses specializing in consulting services and the sales of boat docks and lifts. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios utilizing ETFs, mutual funds, and alternative investments, supported by sub-advisory relationships and integrated operational tools.

Jeremy Martin is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and six years of industry experience. His prior roles include positions at Northwestern Mutual and service in the U.S. Army. He also has an ongoing academic affiliation with the University of Colorado Denver. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm utilizes proprietary software and model portfolios from Morningstar Investment Management to provide personalized asset allocation and retirement guidance to a large client base.

Nicholas Klein is a financial advisor with Concurrent Investment Advisors, LLC in Tampa, FL, holding a Series 66 designation and having nine years of industry experience. He has previously worked at Raymond James Financial Services and Purshe Kaplan Sterling Investments. Outside of his advisory role, he is a co-founder of Knapp Klein Holdings, a business involved in property management and financial operations. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, individual securities, and alternative investments, supported by internal due diligence and various operational tools.

Alberto Magliozzi is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 registrations and bringing 21 years of industry experience. His prior roles include positions at Raymond James Financial Services, E*TRADE Capital Management, and Charles Schwab. Outside of his advisory work, he is involved in real estate sales through his ownership of Magliozzi CRE LLC and his role at MRG Realty Partners. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a security-based swap dealer and futures commission merchant.

John Langford is a CFP® and ChFC® with over 20 years of experience in the financial services industry. He is affiliated with Guardian Life and has worked at Park Avenue Securities since 2006. Langford serves on the board of the National Pediatric Cancer Foundation. Park Avenue Securities, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored client solutions through advisor-led discretionary management, model-based strategies, and a range of proprietary and third-party programs.