Katrina Ridgeway is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and has worked at LPL Financial since 2018, with prior experience at Benchmark Wealth Management and First South Credit Union. LPL Financial is a national investment adviser and broker-dealer serving individual and institutional clients through a broad network of representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by research, model portfolios, and various program offerings.

Khallada Simpson is a financial advisor at Raymond James Financial with five years of industry experience. He holds a Series 66 designation and has prior experience with firms including Massachusetts Mutual Life Insurance Company and Equitable Advisors LLC. Outside of his advisory work, he is an independent contractor for Lyft and Uber and works seasonally with Amazon.com Services. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs in municipal finance and employer retirement plans.

Marisa Simonetti is a financial advisor with Ameriprise in Memphis, TN, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliate since 2015. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, offering tailored written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its advice and offers a broad range of advisory, brokerage, and insurance solutions.

Sean Clark is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding Series 65 and Series 63 credentials. He has one year of industry experience and previously worked at Fifth Third Securities, Regions Bank, and in eCommerce roles at Walmart and Amazon. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages over $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

James Whitehead is a CFP® professional with 24 years of experience in financial services. He is currently with Ameriprise and has held previous roles at his own practice, James D. Whitehead, as well as Shoemaker Agency, Securian Financial Services Inc., and Minnesota Life. Outside of his advisory work, he is involved in a consulting business focused on property and casualty insurance. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored income recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Benjamin Nicol is a financial advisor with Raymond James Financial in Memphis, TN, holding a Series 66 designation and 17 years of industry experience. He has worked at Pinnacle Financial Partners and Raymond James Financial since 2022 and previously spent nearly a decade with FTB Advisors, Inc. Nicol is involved with Fountain Financial Group, a marketing entity within the Raymond James and Pinnacle Financial Partners network. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth individuals, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and is noted for its municipal advisory affiliation and specialized plan-level consulting services.

Mosi Jones Jr. is a financial advisor with LPL Financial based in Memphis, TN. He holds Series 63 and Series 65 licenses and has two years of industry experience, including prior roles at First Horizon Advisors and Wells Fargo. Jones also has a varied background with experience in retail and service industries. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

Justin Kreis is a financial advisor with Raymond James & Associates in Memphis, TN. He holds a Series 66 designation and has 18 years of industry experience, including 13 years with Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Elizabeth Smith is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has worked at Raymond James & Associates since 2013. Outside of her advisory role, she has been involved with fitness centers including Golds Gym and Desoto Athletic Club. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research resources.

Nathan Travis is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding a Series 66 designation and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Monica Wiesel is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Tate Charping is a financial advisor with Cetera, holding a Series 66 license and one year of industry experience. His background includes roles at Cetera Wealth Services and the United States Probation Office, as well as teaching positions at the Regents School of Oxford. He is also a financial advisor at Shoemaker Financial, focusing on financial planning, investment planning, and insurance planning. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management and financial planning services to individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers access to various investment strategies and third-party managers across multiple program structures and custodial relationships.

Louis Allen Jr. is a financial advisor with LPL Financial based in Memphis, TN, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at LPL Financial since 2025 and has concurrent experience with Ftb Advisors, Inc. and First Tennessee Brokerage, Inc., spanning over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management supported by in-house and third-party research and portfolio management tools.

James Killebrew is a CFP® professional at Charles Schwab with 28 years of industry experience. His prior roles include positions at Fidelity Personal and Workplace Advisors and Strategic Advisors Inc. He serves as Treasurer on the board of the Seacliff Homeowners Association. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and a centralized, integrated operational structure.

Anna Embry is a Series 66-licensed financial advisor with eight years of industry experience. She is currently with LPL Financial and has previously worked at First Horizon Advisors, MML Investors Services, Mass Mutual Life Insurance Company, and the University of Mississippi. Outside of her advisory roles, she was involved with Head Over Heels for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research support.

Meggan Glass is a financial advisor with Merrill, holding a Series 66 designation and 15 years of industry experience. She has been with Merrill since 2013 and has also worked at Bank of America, N.A. since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs model-based and discretionary investment strategies developed by internal teams and third-party managers.

Selenne Calhamer is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2017. Prior to that, she was employed at USAA Financial Planning Services and USAA Financial Advisors, Inc. from 2012 to 2017. Calhamer also serves as a non-public arbitrator for FINRA, a role she has held since 2000. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Shy is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Edward Krausnick Jr. is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and bringing 43 years of industry experience. He has been with Raymond James & Associates since 2012 and also has experience with Resolute Capital IV since 2017. Outside of his advisory role, he is an investor and partner in various private businesses, including involvement in a restaurant venture in Memphis. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting services supported by a nationwide adviser force and employs a range of portfolio management styles supplemented by firm research and sub-advisers.

Gregory Gartrell is a financial advisor at Merrill with 17 years of industry experience. He holds the Series 66 designation and has worked at several firms including Wells Fargo Clearing and Wells Fargo Advisors. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.