Jeremy Payton is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at PNC Bank, NA and PNC Investments, LLC from 2012 to 2017. Outside of his advisory role, he has a relationship with Melaleuca, a wellness company, as noted in regulatory filings. Edward Jones is a full-service wealth management firm that serves a broad client base, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated financial products through a large network of advisors and branch offices nationwide.

Frank Re is a financial advisor with LPL Financial and holds a Series 66 designation. He has nine years of industry experience, including roles at LPL Financial LLC and Lebanon Citizens National Bank since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Susan Sandhu is a financial advisor with Morgan Stanley in Beavercreek, Ohio, holding Series 63 and Series 65 designations and bringing 18 years of industry experience. She has been with Morgan Stanley since 2018 and has worked specifically with Morgan Stanley Private Bank, N.A. since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market outlook models.

Nathaniel Anthony is a Series 66-credentialed financial advisor with 16 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2019 and previously held roles at Xenia Christian and Legacy Christian Academy. In addition to his advisory work, he serves as an associate employee at McGillivary & Ippisch Wealth Advisors, managing assets for both personal clients and those of Marty McGillivary. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm provides non-discretionary planning tailored to client goals and supports municipal finance work through a unique affiliation with a municipal advisor.

Shawn Morris is a financial advisor with Merrill in Miamisburg, Ohio, holding a Series 66 designation and over 24 years of industry experience. He has been with Merrill since 1992. Outside of his advisory role, he serves as a Power of Attorney for non-investment related entities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Green is a financial advisor with Raymond James Financial in Dayton, OH, holding a Series 63 designation and 30 years of industry experience. He previously worked at LPL Financial for 12 years before joining Raymond James in 2017. In addition to his advisory role, Green serves as an independent contractor and insurance agent with Harrison Wealth Management Group, where he conducts client meetings, investment research, and due diligence. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm uses tailored, non-discretionary planning tools and supports a broad advisor network with services that include municipal advisory work and specialized employer consulting programs.

Elizabeth Braun is a financial advisor with Primerica Advisors in Centerville, OH, holding Series 63 and Series 65 licenses and four years of industry experience. She has been with Primerica Advisors since 2022 and has worked at Primerica Financial Services since 1999. Outside of advising, she is involved in sales of home security and automation products, as well as other home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies offered by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Douglas Lindley is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Cetera Advisors LLC since 2013 and with Cetera since 2024. Outside of advising, he serves as treasurer for a local networking group called Junto. Cetera Investment Advisers LLC is an SEC-registered firm offering a range of investment advisory services through a large network of independent advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients, providing portfolio management, financial planning, and access to third-party managers across multiple program structures.

Andrew Raucci Jr. is a financial advisor with OSAIC who holds a ChFC® designation and a Series 66 license, with 19 years of industry experience. He has worked at Osaic Wealth, Inc. since 2017 and previously at Sterne Agee Investment Advisor Services and Sterne Agee Financial Services. In addition to his advisory role, he is the owner of the TermQuote and CareQuote trademarks and serves as CEO of Ingram & Raucci Insurance and Financial Advisors, focusing on insurance sales and related services. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports multiple investment platforms, including discretionary and non-discretionary account management.

Kyle Poland is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an assistant swim coach at the YMCA of Greater Dayton. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Michael Hall is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and previously worked in the beverage and distribution industries, including roles at Boston Beer Company and Heidelberg Distributing. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and model strategies.

Ryan Martini is a financial advisor at Equitable Advisors with 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors, LLC for 18 years. Martini also serves as the power of attorney and executor for his mother’s trust. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that includes advisory and brokerage/insurance channels to support client recommendations.

Emily Myers is a financial advisor at Robert Baird & Co. with seven years of industry experience. She holds a Series 66 designation and has worked at Baird since 2019, following prior roles at UBS Financial Services, Wright State University, City of Englewood, and Tractor Supply Company. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and other institutional clients. The group offers tailored financial planning and portfolio management services using a combination of in-house and third-party managers across a range of traditional and non-traditional investment strategies.

David Wilkins is a financial advisor with Ameriprise in Centerville, OH, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Ameriprise since 2015, initially with Ameriprise Financial Services, Inc., and continuing with Ameriprise since 2020. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers these services through a centralized consulting team in partnership with financial advisors.

Keith Ruxer is a Series 66-licensed financial advisor at Morgan Stanley with 14 years of industry experience. His prior work includes ten years at PNC Investments and four additional years at PNC Investments, LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

David Fakes is a CFP® practitioner with 11 years of industry experience, currently affiliated with Charles Schwab in Cincinnati, OH. Prior to joining Charles Schwab in 2025, he held various roles at Fidelity Investments from 2015 to 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment process.

Joshua Meyers is a financial advisor at Edward Jones in Franklin, OH, with 10 years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2017. His prior roles include positions at Logik, Bank of America, Merrill, and LA Fitness. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Amanda Perkins is a CFP® with 16 years of industry experience, currently serving at Charles Schwab in Cincinnati, OH. She has been with Charles Schwab & Co., Inc. since 2009 and Charles Schwab Bank since 2014. Outside of financial advising, she is involved in retail sales of beauty and wellness products and participates in in-home nail fashion sales. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering managed-account and financial planning services through its Schwab Wealth Advisory program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and provides integrated brokerage, custody, and alternative investment services.

Yuh Chen Yu is a financial advisor at Edward Jones in Kettering, Ohio, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, Yu worked at Door Dash and PNC Bank, and has been involved with CBY LLC since 2017. Outside of advisory services, Yu participates in rental property management through involvement with CBY Investments LLC and Cotton Bailey Properties LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products. The firm operates with a significant national presence, maintaining approximately 23,701 financial advisors and $1.01 trillion in assets under management.

Matthew Miller is a financial advisor at Cetera with 14 years of industry experience. He holds the CFP® and Series 66 designations. Miller has worked with Cetera Wealth Services, LLC since 2013 and operates Miller Financial Advisors and Harlan Miller and Associates, both financial services businesses. He also holds a license to sell fixed insurance products including life, health, disability, annuities, and long-term care. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, retirement plan, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers and program structures.