Makaella Caruth is a CFP® and holds a Series 65 license, currently with ISTO Advisors, LLC. She has two years of industry experience, including prior roles at Plante Moran and Alphastar Capital Management. ISTO Advisors serves individuals, families, trusts, estates, retirement plans, and corporate entities, offering comprehensive wealth management, financial planning, and a two-phase “Prosperity” program that integrates financial planning with ongoing wealth management and multigenerational coaching. The firm operates under a fiduciary standard, tailoring strategies to client objectives and risk tolerances using a broad range of investment options and third-party technology for estate and tax-aware planning.

Anthony Sellors is a financial advisor at Carrera Capital Advisors with Series 63 and Series 65 licenses and five years of industry experience. He previously worked at Northwestern Mutual Investment Services LLC for three years and Humana for six years. Carrera Capital Advisors serves individual clients across the wealth spectrum, retirement plans, trusts, foundations, and institutional entities, providing discretionary portfolio management, financial planning, and consulting. The firm employs a multifaceted investment approach combining quantitative tools, fundamental analysis, technical patterns, and machine-learning techniques to create diversified, tax-aware portfolios.

Andrew Charbonneau is a CFP® professional with 12 years of industry experience. He is currently with Defining Wealth Partners LLC and has previously worked at Securities America, Inc., and The O.N. Equity Sales Company, among others. Outside of his advisory role, he owns Redwood Wealth Management, Inc., a consulting business, and is also active as an insurance agent. Defining Wealth Partners serves individual and high-net-worth clients as well as small businesses, providing financial planning, retirement-plan advice, and portfolio management. The firm employs an evidence-based, broadly diversified buy-and-hold investment approach focused on low-cost, tax-aware implementation.

Kelly Fetterman is an advisor at DeRoy & Devereaux Private Investment Counsel, Inc. in Bloomfield Hills, MI, holding a Series 65 designation and bringing 12 years of industry experience. He previously worked at Yousif Capital Management, LLC and World Asset Management, Inc. DeRoy & Devereaux provides discretionary investment management primarily to high-net-worth individuals, families, foundations, pension plans, endowments, and municipalities. The firm follows a value-oriented, bottom-up fundamental investment approach and maintains distinct strategies across equities and fixed income.

Michael Brocavich is a CFP®-certified financial advisor with 19 years of industry experience. He is currently a Senior Financial Planner and Director of Financial Planning at Center for Financial Planning Inc, where he has worked since 2021. His prior experience includes roles at Raymond James Financial Services, Edward Jones, and McClaren Investment Partners LLC. Brocavich is also a partner at Center for Financial Planning II, LLC. Center for Financial Planning, Inc. provides financial planning and investment management services to individuals, high-net-worth households, trusts, estates, and charitable organizations. The firm manages approximately $1.97 billion in assets, emphasizing strategic asset allocation, diversification, and a documented suitability process with regular portfolio reviews.

Keely Mc Leod is an advisor at Blue Chip Partners, LLC with Series 65 credentials and one year of industry experience. Before joining Blue Chip Partners, she held roles at the University of Michigan, Miss Kim Korean Restaurant, Oakhurst Country Club, Auburn Hills Chamber of Commerce, and Notre Dame Prep. Blue Chip Partners provides fee-based investment management and financial planning to individuals, high net worth clients, trusts, estates, charities, small businesses, and pension/profit-sharing plans. The firm manages approximately $1.88 billion across about 1,000 client relationships, offering services that include discretionary and non-discretionary portfolio management, comprehensive or limited financial planning, and employer-sponsored account management.

Stephen Dzialo is a Series 65 credentialed advisor at Managed Asset Portfolios, LLC with three years of industry experience. He has been with the firm since 2022. Managed Asset Portfolios, LLC provides discretionary and non-discretionary investment advisory services to individual and institutional clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs a bottom-up, fundamental value research approach and is notable for its role as a sub-adviser to affiliated mutual funds and its use of varied fee arrangements.

Christopher Fisher is a CFA® charterholder with 32 years of industry experience. He is affiliated with ISTO Advisors, LLC as well as Fisher Financial Partners, where he has served since 2004. Fisher serves on the board of trustees for Allendale Association, a school and home for troubled youth. ISTO Advisors works with individuals, families— including high-net-worth clients—trusts, estates, retirement plans, and corporate entities. The firm offers comprehensive wealth management and financial planning services, using a broad range of investment options and third-party technology, and also provides multigenerational coaching through its “Prosperity” program.

Lisa Carey is a CFP® with eight years of industry experience and has been with GEM Asset Management, LLC since 2012. She holds the Series 63 designation and works from Plymouth, MI as part of a six-advisor team. GEM Asset Management, LLC provides discretionary investment management and financial planning services to individuals, qualified retirement plans, and charitable organizations. The firm constructs globally diversified portfolios that emphasize factor exposures and combines low-cost passive funds with active management in less efficient sectors.

Amanda Toia is a financial advisor with Center for Financial Planning Inc in Farmington Hills, MI, holding Series 63 and Series 66 licenses and having 24 years of industry experience. She has worked at Raymond James Financial Services since 2010 and previously held roles at Merrill, J.P. Morgan Securities Inc., and Banc One Securities Corporation. Center for Financial Planning Inc is an SEC-registered investment adviser serving individual clients, trusts, estates, and charitable organizations. The firm manages approximately $1.97 billion in assets and focuses on strategic asset allocation and diversification through a documented suitability process and regular portfolio reviews.

Anthony Digiovanni is a CFA® charterholder with 11 years of industry experience. He has been with White Pine Investment Co since 2012. White Pine Investment Company provides fee-only investment management and financial planning for individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, cyclical, and charting analysis to implement portfolios tailored to client goals, and provides regular written updates and estate-planning coordination.

Steven Nofar is a financial advisor with Spartan Wealth Management who holds a Series 65 license and has 10 years of industry experience. His career includes roles at Cadaret Grant & Co., Inc., Cambridge Investment Research Advisors, and LPL. Outside of financial advising, he is the owner and president of a law firm and serves as Vice Chairman of a medical care nonprofit for underserved communities. Spartan Wealth Management is a multi-advisor team serving individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary investment management, comprehensive financial planning, and advisory services, utilizing fundamental analysis combined with Modern Portfolio Theory to construct long-term, diversified portfolios.

Brandon Ramirez is a financial advisor at Strategic Wealth Advisors Group, Inc. with four years of industry experience. He holds the Series 66 designation and has previously worked at MML Investors Services, LLC and MassMutual Life Insurance Co. In addition to his advisory role, he is also licensed as an insurance agent, selling various insurance products. Strategic Wealth Advisors Group serves individual clients, including high-net-worth households, through financial planning, consulting, and discretionary investment management, often utilizing independent sub-advisors. The firm also provides ERISA plan services and conducts public educational seminars on investment topics.

Angela Cusmano is a financial advisor with Dahring | Cusmano and Associates, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Her prior firms include Next Financial Group Inc and Purshe Kaplan Sterling Investments. She is also an owner involved in providing fixed annuity insurance to clients. Dahring | Cusmano and Associates offers holistic financial planning, discretionary and non-discretionary investment management, and consulting services to individuals, including high-net-worth clients, as well as family offices, trusts, private foundations, and qualified retirement plans. The firm emphasizes client-centered portfolio management with a focus on asset allocation and low-cost investments, and it provides institutional plan services including fiduciary roles and operational support.

Robert Ingram II is a financial advisor with Center for Financial Planning Inc in Farmington Hills, MI. He holds the Series 63 and Series 66 designations and has 23 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc. and Tru Vista Wealth Advisors. Center for Financial Planning Inc is an SEC-registered investment adviser serving individual clients, trusts, estates, and charitable organizations. The firm focuses on strategic asset allocation and diversification, offering tailored financial planning and portfolio management with both discretionary and non-discretionary mandates.

Bradley Hoekstra is a financial advisor at GEM Asset Management, LLC with a Series 65 designation and two years of industry experience. His work background includes roles at Michigan State University and NextEra Energy. GEM Asset Management provides discretionary investment management and financial planning services to individuals, high-net-worth clients, qualified retirement plans, charitable institutions, and foundations. The firm manages approximately $628 million and uses globally diversified, factor-driven model portfolios that combine low-cost passive funds with selective active management and innovative allocation strategies.

Chetan Rastogi is a financial advisor at Heron Bay Capital Management with five years of industry experience. He holds the Series 65 designation and has worked previously at Seizert Capital Partners and Empowerment International, Inc. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutional accounts. The firm employs a long-term strategy using fundamental, technical, and cyclical analysis to construct customized portfolios primarily composed of individual equities and low-cost ETFs.

Judy Goldis is a financial advisor at VIMA, LLC with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including AE Financial Services, Oliver Lagore Vanvalin Investment Group, SPC, and Sigma Financial Corporation. She also owns Goldis Financial Services, an insurance sales business. VIMA, LLC is a mid-sized advisory firm serving individual and high-net-worth clients with customized portfolio management, financial planning, and 401(k) consulting. The firm utilizes a top-down, sector-level screening process and offers discretionary trading authority, option strategies, and fixed-fee engagement options.

Anthony Mona is a financial advisor with Spartan Wealth Management, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at UBS Financial Services for 15 years and has also been affiliated with Cadaret Grant & Co., Inc. and LPL Financial LLC. Mona serves on the boards of several nonprofit organizations, including the Chaldean American Chamber of Commerce, the Chaldean Community Foundation, and the Chaldean Diocese of Saint Thomas Apostle USA. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a long-term investment approach based on fundamental analysis and Modern Portfolio Theory, offering personalized asset allocation and portfolio strategies through a multi-advisor team.

Kent Bowman is a CFP® professional with 42 years of experience in the financial services industry. He has been with Arrow Financial Group since 2001 and is a principal at several affiliated firms, including Arrow Investment Management, LLC. Outside of his advisory work, he serves on the boards of two nonprofit organizations focused on environmental conservation and the arts. Arrow Investment Management, LLC provides investment management, financial planning, and retirement-plan consulting to individuals, corporations, foundations, and employee benefit plans. The firm uses risk-adjusted, multi-asset allocation models and offers a variety of portfolio management platforms while maintaining a small advisory team and client base.