David Chapman is a CFP® professional with 22 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He has held roles at Charles Schwab & Co., Charles Schwab Bank SSB, and USAA-affiliated firms over a career spanning more than two decades. Based in San Antonio, TX, Chapman has worked extensively within prominent financial institutions. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services include guidance on asset allocation and investment selection, relying on Charles Schwab’s asset-allocation models and research tools, with tailored recommendations reviewed at least annually.

Sarah Doerr is a financial advisor at Prime Capital Financial with 18 years of industry experience. She previously worked at CrossVault Capital Management for 10 years before joining Prime Capital Investment Advisors in 2022. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans. The firm offers a range of services including asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings, managing accounts using diverse strategies and platforms to meet client needs.

James Geddie is a financial advisor at First Command Advisory Services with nine years of industry experience. He holds the Series 66 designation and has been with First Command in various roles since 2016. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team using model portfolios and approved third-party managers.

Samphors Chea is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2018. Outside of finance, he owns and manages a bakery shop in San Antonio, where he also works as a baker. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and futures commission merchant services.

Alexander Denney is a financial advisor with Eagle Strategies (New York Life) based in San Antonio, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. His prior roles include positions at Prime Prosperity LLC and Atlas Retirement Strategies, and he is currently President-Elect of the Texas Exes San Antonio Chapter, where he assists in organizing volunteer events and scholarship fundraising. Denney is also involved in insurance brokering for non-registered products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Patrick Warchol Sr. is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 designations and nine years of industry experience. He has been with Citibank since 2015. Outside of his advisory role, he creates and sells handcrafted woodworks such as birdhouses and planter boxes at local community events in San Antonio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing both discretionary and non-discretionary portfolio management and bespoke solutions for high-net-worth clients.

Ronnie Kirby is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2025, previously associated with Equitable Advisors, LLC, and experience in various roles outside of finance including positions at FedEx and Techtronic Industries. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset investment advisory programs and execution and custody services. The firm is notable for its large institutional scale, in-house research capabilities, and its roles as a security-based swap dealer and futures commission merchant.

Celeste Reyes Luna is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 designation and 26 years of industry experience. She previously worked at UBS Financial Services Inc. for 11 years and Citigroup Global Markets for 9 years. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports a network of over 400 independent adviser representatives who employ varied investment approaches and offer both discretionary and non-discretionary portfolio management solutions.

Gary Farmer is a financial advisor with Transamerica Financial Advisors and holds a Series 63 designation. He has 35 years of industry experience, including roles at WealthWave, World Financial Group, and Transamerica Financial Advisors. Farmer is involved in sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to individual investors, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio and third-party manager approach through multiple program platforms, managing approximately $1.7 billion in regulatory assets under management.

Scott Hiller is a CFP® and ChFC® with 27 years of experience in financial advisory. He has worked at Schwab Wealth Advisory since 2022 and has been with Charles Schwab since 2020. Prior to that, he spent nearly two decades with USAA Financial Planning Services and related entities. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset-allocation models and internal research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts handled by third-party or affiliated managers.

Richard Law Jr. is a Series 65 licensed financial advisor with Integrity Alliance, LLC, based in San Antonio, TX, and has seven years of industry experience. Prior to joining Integrity Alliance in 2026, he worked at Regal Investment Advisors, LLC for seven years. Outside of advising, he is active as a soccer referee under the business Richard Law Sports Official. Integrity Alliance serves a broad client base including individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and both wrap and non-wrap programs through a large advisor network managing over $5 billion in assets, utilizing various discretionary and model portfolio approaches.

Alison Flaum is a ChFC® credentialed financial advisor with 28 years of industry experience, currently practicing at Eagle Strategies (New York Life). She has been affiliated with New York Life Insurance Company and Nylife Securities Inc. since 1997 and has operated her own advisory business since 2009. Outside of her advisory work, Ms. Flaum is an artist who sells her paintings. Eagle Strategies serves a diverse client base including individuals, institutional investors, and retirement plan sponsors. The firm provides financial planning, investment management, and retirement-plan advisory services with an emphasis on tailored, mostly non-discretionary asset management and fiduciary responsibilities for retirement investors.

Kevin Moore is a financial advisor with Commonwealth Financial Network, holding CFP® and Series 66 credentials and bringing 23 years of industry experience. He has worked with firms including I Financial and Equitable Advisors. Moore also serves as president and owner of Munford Moore, Inc., a company created to process securities and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of nearly 2,900 advisors managing over $200 billion in client assets. The firm offers a wide range of managed-account programs, access to third-party asset managers, and comprehensive back-office services.

Tyrone Wells is a financial advisor at Citigroup Global Markets with nine years of industry experience. He has been with Citibank since 2014 and holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale combined with specialized market roles such as acting as a swap dealer and futures commission merchant.

Brann Calvetti is a Series 66-licensed financial advisor with First Command Advisory Services, bringing seven years of industry experience. His background includes roles within multiple First Command entities since 2018 and service with the United States Department of Defense dating back to 2014. Outside of his advisory work, he serves as Treasurer on the Church Council of King of Kings Lutheran Church, managing financial oversight and accountability. First Command Advisory Services, Inc. is an SEC-registered investment adviser focused on individuals, corporate, and charitable clients, with particular attention to active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects portfolios and managers from prescreened lists.

Jerel Rodney Ona is a financial advisor with Citigroup Global Markets in San Antonio, TX, holding a Series 66 designation and 19 years of industry experience. He has worked at Citigroup Global Markets since 2007. Outside of his advisory role, he serves as a board member and youth teacher at Gam Yachad Messianic Congregation. Citigroup Global Markets serves individual and institutional clients, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research, swap dealer, and futures commission merchant activities.

Veronica Alvarez is a financial advisor at Citigroup Global Markets with 12 years at the firm and four years of industry experience. She holds Series 63 and Series 66 licenses and is based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm specializes in multi-asset, multi-manager strategies implemented through both discretionary and non-discretionary programs, supported by in-house research and extensive oversight.

Mark Swindell is a financial advisor with First Command Advisory Services in San Antonio, TX. He holds the Series 66 designation and has 12 years of industry experience. His work history includes roles at First Command Financial Planning, Inc., First Command Advisory Services, and First Command Insurance Services, Inc., where he has been employed since 2013. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs utilizing model portfolios and third-party managers selected by an internal Investment Management Team.

Chloe Tramontano is a financial advisor at Rockefeller Financial LLC, holding a Series 66 credential with approximately one year of industry experience. Her prior roles include positions at Mondrian Investment Partners, Lamb Insurance Services, Glenmede Trust Company, and Penn Capital Management. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services through a Private Advisor model and a consolidated investment platform that includes equities, fixed income, and alternatives, alongside brokerage and investment banking capabilities.

Michael Tramontano is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 designations and 30 years of industry experience. He previously worked at Merrill and Bank of America, N.A., with over two decades of experience between those firms. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, operating uniquely as a registered broker-dealer with capabilities in securities transactions, variable insurance products, placement, and investment banking services.