Laura Downs is a Planning Consultant at Fidelity Investments, where she works with clients to develop personalized financial plans that align with their goals, values, and aspirations. She aims to provide guidance and strategies that help clients make informed financial decisions. Laura has been with Fidelity Investments since 2024, progressing through roles as a Financial Representative and Relationship Manager before assuming her current position. This experience has provided her with a broad understanding of client needs and financial planning processes.

Karina Kopaniecka is a financial advisor with LPL Financial in Colorado Springs, CO, holding a Series 66 designation and 18 years of industry experience. Her prior roles include positions at Raymond James & Associates, Kestra Advisory Services, Thornburg Investment Management, and several credit unions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios, research, and a variety of investment strategies.

Walter Cinocco is a financial advisor with LPL Financial in Colorado Springs, CO, holding Series 63 and Series 66 designations and with 32 years of industry experience. He has been with LPL Financial since 2010 and also founded Asset Architects LLC in 2015. Outside of financial advising, he is a vice president and 49% shareholder of EHN Companies, Inc., a family business involved in kitchen design and interior decorating. LPL Financial serves a broad client base that includes individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning and advisory programs, combining discretionary and non-discretionary management with research and model portfolios from LPL Research and third-party subadvisors.

Thomas Tang is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has held positions at Raymond James Financial Services and Beacon Light LLC. Tang also manages Tang Wealth Management, a separate business entity for tax and investment purposes. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Clayton Ernst is a CFP® with 31 years of industry experience, currently serving at Edelman Financial Engines in Colorado Springs, CO. He has worked with Financial Engines Advisors L.L.C. since 2018 and was previously with EF Legacy Securities, LLC and Edelman Financial Services LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm’s investment process emphasizes diversified model portfolios, long-term orientation, and fiduciary responsibility under ERISA, offering a range of discretionary and non-discretionary advice supported by proprietary modeling and planner delivery.

David Lalonde is a financial advisor with LPL Financial in Colorado Springs, CO, holding Series 65 and Series 63 licenses and totaling 22 years of industry experience. His prior roles include positions at Rocky Mountain College Planning Solutions, Rocky Mountain Wealth Partners, Geneos Wealth Management, and Presidential Brokerage. He is also the owner and president of Lalonde & Associates LLC, a non-investment related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and technology resources.

Edward Frelly is a CFP®-designated financial advisor with 17 years of industry experience, currently affiliated with LPL Financial. He has previously worked at Waddell & Reed, Inc., and Rebekah Von Berg. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Lashly Speights is a financial advisor with LPL Enterprise, holding a Series 66 designation and 14 years of industry experience. Prior to joining LPL Enterprise in 2024, Speights worked at Prudential Insurance Company of America and Pruco Securities, LLC. Both roles spanned more than a decade, reflecting a long tenure in insurance and securities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products through its integrated platform.

Donna Caplan is a financial advisor with Primerica Advisors in Monument, CO, holding Series 63 and Series 65 designations and 22 years of industry experience. She has worked with Primerica Financial Services since 2002 and PFS Investments Inc. since 2009. In addition to her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Matthew Lang is a financial advisor with Raymond James Financial Services Advisors Inc. He holds Series 63 and Series 66 licenses and has 28 years of industry experience. Prior to joining Raymond James in 2025, he spent 10 years at Commonwealth Financial Network. Outside of his advisory role, Lang owns a catering business focused on pig roasting and manages several real estate holdings. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary advisory services using analytical tools and supports a broad network of advisors with specialized programs in areas such as municipal finance and SIMPLE IRA employer advisory services.

Hannah Rivera is a financial advisor with J.P. Morgan Securities in Colorado Springs, CO, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., she worked in various roles in the food and service industries. She has also been involved with Dc Oakes Brewhouse and Eatery. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Timothy Wenger is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. He has held positions at Ameriprise Financial Services and Millennium Financial Group and currently serves as president of Colorado Argos Inc., a financial services company. Wenger is also involved in managing rental property businesses in Colorado Springs. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through multiple program structures and custodial relationships, managing over $256 billion in assets and supporting more than 10,000 advisors.

Brian Wortinger is a financial advisor with Edward Jones in Monument, CO. He holds a Series 66 designation and joined Edward Jones in 2025. Prior to entering the financial industry, he served in the United States Army for 30 years and worked at Colorado Springs Utilities for four years. Outside of his advisory role, Wortinger is involved in entertainment advising through Fireshoe Entertainment LLC and provides non-financial consulting services via JobbWon, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of over 23,700 financial advisors.

Brad Lundberg is a financial advisor with Edward Jones in Monument, Colorado. He holds the CFP® designation along with Series 63 and Series 65 licenses and has 29 years of industry experience, including 24 years with Edward Jones. He serves on the Finance Committee of World Radio Missionary Fellowship Inc. (Reach Beyond) in Colorado Springs. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management, offering a range of advisory programs and affiliated financial services through a large nationwide network of advisors and branch offices.

Dennis Lefevre is a CFP® professional with 25 years of experience in financial advising. He is currently with Cetera in Colorado Springs, CO, and previously worked at Concourse Financial Group Securities Inc and Everence Trust Company. He serves as treasurer on the board of Rocky Mountain Mennonite Camp and assists with bookkeeping duties for a pottery business owned by his spouse. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to third-party managers via a multi-manager platform with multiple program structures and custodial relationships.

Ian Glasgow is a financial advisor with Edward Jones in Colorado Springs, CO, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He previously worked at T. Rowe Price for 12 years before joining Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment options. The firm is notable for its extensive network of advisors and branches, as well as affiliated services including a trust company and proprietary mutual funds.

Max Zubiate is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 30 years of industry experience. He has worked at Cetera and affiliated firms since 2015 and has operated Academy Wealth Management Group, a financial services group, since 2015. He is also an insurance agent specializing in fixed and term life insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm operates a multi-manager platform offering a range of portfolio management and consulting services through a large nationwide network of independent advisors.

Clayton Worthington is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Edward Jones in Colorado Springs. Prior to joining Edward Jones in 2021, he was involved with USA Cycling and Progressive CrossFit, where he also offers part-time coaching and personal training. He serves on the board of directors for the Front Rangers Cycling Club, a local youth cycling organization. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, providing a range of advisory programs including discretionary and non-discretionary strategies. The firm is notable for its extensive nationwide network of advisors and branch offices, as well as its affiliated capabilities such as a trust company and proprietary mutual funds.

Joann Bucher is a financial advisor with Merrill based in Colorado Springs, CO, holding Series 63 and Series 66 licenses and eight years of industry experience. Her prior positions include roles at Bank of America, D.A. Davidson, ANB Bank, and Wells Fargo Clearing Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Johnson is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2025, he worked for Wildcat Construction for five years and Pioneer Sand Co. Inc. for 31 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.