Matthew Whitaker is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab Co., Inc. since 2023, including a role at Charles Schwab Bank, SSB. Prior to joining Schwab, he was with Dynamite Wealth Management and has a background that includes periods outside the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, employing a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Matthew Bassuk is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. His prior firms include SagePoint Financial, Independent Financial Group, and First Allied Securities among others. He is based in Scottsdale, AZ. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs advanced asset-allocation tools and multiple advisory platforms to construct and manage portfolios across various investment types.

John Dunkel is a CFP® professional with 16 years of industry experience, currently with Charles Schwab in Scottsdale, AZ. He has been with Charles Schwab and Charles Schwab Bank since 2011. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Alan Pederson is a financial advisor with Osaic Wealth, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has 29 years of industry experience. Since 2014, he has worked with SagePoint Financial. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers a broad range of brokerage and advisory services, portfolio construction tools, and access to third-party money managers and wrap programs.

Kristin Mavis is a financial advisor at OSAIC with 18 years of industry experience and holds a Series 66 designation. She previously worked at Lincoln Financial Advisors and Lincoln Financial Securities Corporation for a combined 15 years before joining OSAIC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managed-account solutions to construct portfolios across a wide range of investment types.

Steffani Johnstone is a financial advisor with LPL Financial in Peoria, AZ, holding a Series 66 credential and 11 years of industry experience. She previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Outside of her advisory role, she is employed with DoorDash. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, a range of advisory programs, retirement plan consulting, and brokerage services, utilizing a variety of model portfolios, third-party research, and technology-driven strategies.

Beaux Treguboff is a financial advisor at LPL Financial with 18 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co. Incorporated. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with discretionary and non-discretionary management options supported by proprietary and third-party research.

Robert Stuber is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Advisors for 13 years. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, investment advisory services, and access to multiple advisory platforms and third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary accounts across a wide range of investment products.

Linda Charvonia is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory work, she manages a rental property in Scottsdale, Arizona. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory approach is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Carmen Richards is a financial advisor at Osaic Wealth Inc. based in Scottsdale, AZ, with two years of industry experience. She holds the Series 66 designation and previously worked at Edward Jones for eleven years. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and investment advisory services and employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios with a range of investment options.

Fred Genge is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 66 designation and has worked at Advisor Group since 2013 before joining OSAIC in 2023. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services through multiple platforms, utilizing asset-allocation tools and automated rebalancing to manage portfolios comprising a broad range of securities.

Michael Federico is a financial advisor with Cambridge Investment Research Advisors in Glendale, AZ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc. and First Financial Equity Corp. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides various portfolio management options and employs a range of investment strategies, including proprietary model portfolios and access to third-party managers.

Mark Nixon is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He advises high-net worth individuals, families, and current and former business owners, focusing on creating customized financial strategies tailored to their specific needs and goals. With over 25 years of experience in the financial services industry and six years in leadership and management roles, Mark specializes in portfolio management, retirement solutions, asset allocation, education funding, tax minimization strategies, and estate planning services. He helps clients understand the percentage return needed on their assets to achieve their financial objectives across generations. His practice also emphasizes wealth management planning and supports business owners in decisions related to lending, business sales, and wealth transfer. Mark holds a Bachelor's Degree from West Texas A and M University and a Master's Degree from Eastern New Mexico University. He has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, Mark participates in team roping and country western dancing and is involved with the World Series of Team Roping organization.

Justin Gillham is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing experience in delivering comprehensive financial strategies for high net worth individuals and businesses. Since entering the financial services industry in 2002 and joining Merrill Lynch in 2008, Justin has been a part of the WGS Group in Scottsdale, Arizona, where he offers a broad approach to wealth management. His services include investment management, retirement and estate planning, wealth transfer strategies, education and liquidity planning, tax minimization, life insurance, and wealth preservation. Justin holds a Bachelor of Science degree in Business Management from Bowling Green State University, where he specialized in Finance, Financial Planning, and Management Information Systems. He earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification in 2008 and the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2007. His professional philosophy emphasizes personalized, consultative advice based on clients’ financial situations, preferences, and goals, with a focus on aligning asset allocation to clients’ income expectations, risk tolerance, and liquidity needs. Outside of his professional role, Justin is an avid golfer and family man who lives in Scottsdale, Arizona, with his wife and three children. He dedicates time to community involvement, including volunteering and coaching with the Cactus Foothills Little League, and has contributed to organizations such as the ALS Association, American Cancer Society, Arizona Foster Care, Adoption & Mentoring Agency, Fresh Start Women's Foundation, and Great Hearts Academies.

Kenneth Clowers is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and KMS Financial Services, Inc. He maintains an inactive insurance license issued by the State of Washington. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage, advisory services, and access to various investment platforms and third-party managers.

Amy Mohnsam is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. She has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets, offers both brokerage and advisory solutions, and employs research and analytics to guide investment selection within the constraints of custodian platforms.

Rosemary Altuna is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 39 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

David Meyer is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63, 65, and 66 designations and has previously worked at Securities America Advisors and Legal Shield. In addition to his advisory role, he participates in philanthropic planning organizations and various business networking groups. OSAIC serves a diverse client base including individual and high-net-worth investors, retirement plans, corporations, and charities, offering brokerage and advisory services, financial planning, and access to third-party money managers and investment platforms. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to manage portfolios with a range of investment products.

Carmen Valiquette is a financial advisor at Charles Schwab with seven years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2017, with prior roles at ITWorks, Modis, and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, written advice policies, and access to alternative investments through a centralized, integrated wealth management platform.

Dante Carbajal is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. He has held roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and previously worked in various service and logistics positions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized operational and supervisory structures.