David Garcia is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 65 and Series 63 licenses and having seven years of industry experience. His work history includes roles at Primerica Advisors since 2019 and at ABLE Engineering for ten years. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-based recommendations overseen by external asset managers.

Fernando Cubillas is a financial advisor with Merrill in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His career includes roles at Bank of America, N.A., Merrill, PFS Investments Inc., Primerica Financial Services, and Morgan Stanley. Outside of his advisory work, he owns Watch Plating Professionals LLC, a small business focused on gold-plated watches. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, and institutions, with portfolio implementation varying by strategy and incorporating tactical asset allocation and tax-aware options.

Patrick Moonga is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Wells Fargo Clearing, Citigroup, and JPMorgan Chase Bank. Outside of finance, he owns and operates two businesses: a family-owned food delivery service and a customer service company. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jesus Gonzalez is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 designation and four years of industry experience. His career includes roles at Bank of America, N.A. since 2022 and Merrill since 2019, with earlier experience at Family Dollar. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies developed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Allen III is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He worked at PFG Advisors from 2015 to 2017 before joining LPL Financial in 2009. Outside of his advisory role, he umpires high school baseball games. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a broad network of investment adviser representatives, offering a range of advisory programs, financial planning, and retirement consulting services.

Daryl Harper is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His work history includes roles at Edward Jones, U.S. Bank, and T-Mobile. Outside of his advisory role, he owns and operates businesses in real estate and event coordination. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and investment manager searches. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

William Medlicott is a financial advisor at Charles Schwab with Series 66 credentials and one year of industry experience. His prior work includes roles at Charles Schwab Bank and the Stenquist Insurance Agency, as well as eight years with the State of Montana. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management. The firm combines a large client base with integrated brokerage, custody, and advisory services across multiple platforms.

Chad Brown is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has worked with affluent families and business owners since joining Merrill in 2012, focusing on developing financial strategies that integrate risk-appropriate portfolio construction, trusts and estates, home financing through Bank of America, personal liability management, and insurance to support wealth creation and intergenerational transfer. Chad's approach emphasizes outcome-based investment and long-term planning to help clients achieve their financial goals. Chad holds a Bachelor's degree from the University of Notre Dame, graduating in 1988. Prior to his career in wealth management, he owned a business for over 15 years. He has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Chad enjoys cooking, hiking, tennis, and traveling. He resides in Quincy, Massachusetts with his wife, Fran, and has three children. Originally from Minnesota, Chad integrates his personal experiences into his client-focused financial advisory practice.

Christopher Schneider is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2016, progressing through roles including Planning Consultant, Relationship Manager, Financial Representative, and High Net Worth Associate. Christopher focuses on building trust with clients and providing value through his knowledge of Fidelity's wealth planning offerings. He believes that financial decisions are attempts to reach emotional goals and aims to keep interactions simple and transparent to maximize clients' time.

Robert Present is a financial advisor with RBC Capital Markets in Tucson, AZ, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He has worked at RBC Capital Markets since 2008 and City National Bank since 2017. Outside of his advisory role, he serves on multiple nonprofit boards, including the Jewish Federation of Southern Arizona and the Arizona-Sonora Desert Museum, with past leadership positions in several community organizations. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients from individual investors to institutions, offering customized portfolio management, financial planning, and brokerage services through various advisory programs. The firm integrates in-house and third-party investment managers with options for risk profiling, tax management, and responsible investing.

Mark Lattanzi is a financial advisor at Stifel with 35 years of industry experience. He holds a Series 63 designation and has been with Stifel Nicolaus & Co., Inc. since 2008. Stifel serves a broad range of clients including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

Mark Taylor is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at Cetera and its affiliate Cetera Wealth Services since 2018, and previously at Ameriprise Financial Services from 2012 to 2018. Outside of his advisory role, he serves as executor for his father's estate. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 advisors serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through multiple program structures and a multi-manager platform.

Chad Markham is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012. Prior to that, he has worked at JPMorgan Chase Bank, NA since 2008. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and delivers services on a non-discretionary basis.

Scott Summerford is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63, 65, and 66 licenses and having 12 years of industry experience. He has been associated with Wells Fargo entities since 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Daniel Kalota is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously spent ten years at Ameriprise Financial Services, Inc. in Tucson, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Katherine Bennen is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. She has worked previously with Bjork Financial, Birch Cove Group Ltd., and Raymond James Financial Services. Outside of her advisory role, she operates Golden Ginkgo Signature Travel, a travel agency based in San Diego. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charities. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies across its discretionary and non-discretionary management offerings.

Jacob Flading is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at Longview Insurance & Investments and Walmart. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

William Burk is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory work, he is involved in renovating historic properties and holds ownership stakes in several investment-related ventures. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet a net-worth threshold, including specialized services such as business-owner transition planning, sports and entertainment planning, and special-needs analysis.

Carl Stauss is a financial advisor with Edward Jones in Tucson, AZ, holding Series 66 and Series 63 licenses and bringing 24 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Kevin Rupprecht is the Regional Vice President of Executive Services at Fidelity Investments, where he leads and coaches a team of Vice Presidents, Executive Planning Consultants, and Executive Services Leaders supporting clients in Northern California. In his role, he focuses on benefits optimization, equity compensation analysis, and wealth management strategies to assist clients in achieving their key financial objectives. He emphasizes financial planning and delivering a consistent client experience to establish long-term relationships with clients and plan sponsors. Kevin's professional career includes a progressive tenure at Fidelity Investments, starting as an Investment Consultant in 2008 and advancing through various leadership roles, including Vice President, Financial Consultant; Branch Leader; and Workplace Regional Leader. Prior to this, he served as Associate Vice President of Investment Services at Greenberg Financial Group from 2004 to 2008.