Niklas Scherer is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been employed since December 1992. He specializes in areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He earned a Bachelor of Science in Business Administration from the University of Arizona in December 1988 and holds the Chartered Retirement Planning Counselor (CRPC™) certification from the College for Financial Planning Institutes Corp., awarded in November 2004. Niklas is also recognized as a Personal Investment Advisor (PIA). His community involvement includes serving as a member of the Assistance League of Tucson Advisory Council. Outside of his professional work, Niklas resides in Tucson with his family. He enjoys activities such as movies, off-roading in his RZR, skiing with his sons, adventure sports, hiking, music, traveling, and spending time with his family.

John O'Neill is a financial advisor with Ameriprise in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service targeting individuals with at least $1 million in net investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement-income recommendations through a centralized consulting team.

Alejandro Ursua is an International Wealth Advisor at Merrill Lynch Wealth Management and a member of The GTZ Group. He joined the firm in 2015 and focuses on relationship management while providing client service. Alejandro contributes to team efforts by identifying opportunities and supporting the achievement of client objectives. He also represents Wealth Management Client Associates on the International Wealth Management Client Associates Working Group, supporting international offices. Alejandro earned a Bachelor of Science in Business Administration with a certificate in Finance from the University of Arizona in 2017. Prior to joining Merrill Lynch, he worked as a Financial Consultant for New York Life. He holds the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. Born in Colima, Mexico, Alejandro has spent most of his life in Arizona. He is a member of the Eller Centurion at the University of Arizona and participates in local soccer leagues. In his free time, he enjoys traveling and spending time with family and friends.

George Herget Jr. is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2009, including work at Morgan Stanley Private Bank, National Association since 2015. Outside of his financial career, he serves as the Pima County Sheriff's Mounted Search and Rescue Captain. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and estate strategies.

David Smith is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and Merrill, as well as positions related to golf clubs and retail. He serves as a trustee for a family revocable trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Patrice Njento is a financial advisor with Merrill Lynch Wealth Management. He focuses on providing personalized financial guidance by building strong, lasting relationships with individuals, families, and business owners. Patrice works to align clients' finances with their goals, values, and vision for the future. He specializes in areas such as college education planning, divorce transition planning, legacy planning, liquidity management, personal retirement planning, portfolio management, and small business strategies. Patrice is a Personal Investment Advisor (PIA) and assists clients with a broad range of needs from general investing to retirement preparation. Patrice holds a Bachelor's Degree in Business Law and a Master of Business Administration in Finance, both from National University San Diego. He is multilingual, speaking English, Spanish, and French. Additionally, he is associated with the IFORFACT GROUP LLC and is involved with the 355th Medical Group in Tucson, AZ. Outside of his professional role, Patrice has interests in cooking, dancing, football, golfing, interior decorating, running marathons, soccer, spending time with family, woodworking, and writing.

Cary Walsh is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has been affiliated with Fidelity Brokerage Services, LLC since 2013 and currently works with Fidelity Investments. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a variety of asset classes.

William Holmes is a financial advisor with Morgan Stanley in Tucson, AZ, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Wells Fargo Advisors and Nova Home Loans. Outside of financial advising, he is involved as an employee and contractor in food delivery services, including DoorDash and Grubhub. Morgan Stanley Wealth Management is an SEC-registered firm offering a broad range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that span from retail advisory to institutional investment solutions.

Taylor Clark is a financial advisor with Robert Baird & Co. in Tucson, AZ. He holds the Series 66 designation and has industry experience dating from 2020, including prior roles at U.S. Bank and Faithful & Gould. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a variety of financial planning and portfolio management services, utilizing both internal research and external manager strategies, and reported approximately $394 billion in regulatory assets under management as of December 31, 2025.

Mckinley Griffith is a financial advisor with Morgan Stanley in Tucson, AZ, holding a Series 66 credential and 11 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory work, Griffith serves as president of the board for the University of Arizona Alumni Association's East Valley Cats Chapter. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and maintains a diverse offering that includes relationships with investment companies, private funds, and principal trading activities.

Terese Loscalzo is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm employs a structured planning process using proprietary tools and investment research, managing approximately $2.74 trillion in client assets.

Larry Mathias is a financial advisor with Edward Jones in Tucson, AZ, holding a Series 66 designation and five years of industry experience. He has worked at Edward Jones since 2020 and previously worked at Kamps Inc from 2016 to 2019. Outside of advisory work, he is a partner in Pacific Cathedral SRL, a company that owns a vacation home. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Renee Ann Duryea is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In her role, she works directly with clients to define their financial goals and develop portfolio strategies aimed at helping them pursue those goals. She provides ongoing advice and adjusts portfolio recommendations as clients' situations evolve. Her expertise includes general investing, retirement planning, and preparing for unexpected financial needs. Renee values getting to know her clients personally to understand what matters most to them, enabling her to tailor strategies accordingly. Renee holds a Bachelor's Degree from the University of the Philippines. She has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Deenna Schunk Peru is a financial advisor at Robert W. Baird & Co. with 31 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Robert W. Baird since 2019, following positions at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she is involved in bookkeeping and decision-making for a local electrical business and participates in sales of skin, beauty, and nutritional products on a part-time basis. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, institutional clients, and charitable organizations by providing tailored financial planning and portfolio management services that include discretionary and non-discretionary management, separately managed accounts, and overlay strategies.

Paula Weese is a financial advisor at RBC Capital Markets with 28 years of industry experience. She holds the Series 63 and Series 66 designations and has been with RBC Capital Markets and its related entities since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers.

Vicente Vargas is a financial advisor with Cetera who holds the Series 66 designation and has four years of industry experience. He is also a member of Busby, Sanford, Brady, CPAs, PLC, a public accounting firm where he provides tax and accounting services. Additionally, he serves as a trustee for an irrevocable living trust. Cetera Investment Advisers LLC is a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors.

Stuart Scibetta is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at several firms including Edward Jones and currently operates through multiple affiliated advisory entities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports a broad advisor network with specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Walter Smith Jr. is a financial advisor with LPL Enterprise holding the ChFC® designation and Series 63 and 65 licenses, with 18 years of industry experience. His prior roles include positions at New York Life Insurance Company, Nylife Securities LLC, and Farmers Financial Solutions. Outside of his advisory work, he volunteers with the Retiree Activities Office, a nonprofit organization in Tucson, AZ. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Jason Robinson is a financial advisor with Mass Mutual Investors Services in Tucson, AZ. He holds the CFP® and ChFC® designations and has 18 years of industry experience. Prior to joining Mass Mutual in 2018, he worked at Northwestern Mutual in various roles from 2007 to 2018. Outside of financial advising, he owns two retail sales businesses focused on woodworking projects and handmade wooden purses. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring ongoing collaborative planning relationships without discretionary authority.

Geary Jerde is a financial advisor with LPL Financial in Oro Valley, AZ, holding CFP®, Series 63, and Series 65 credentials and possessing 42 years of industry experience. He has been with LPL Financial since 1991. Jerde serves as a notary public in Idaho, providing free notary services to his clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, incorporating both discretionary and non-discretionary management, supported by research and model portfolios.