Kim Shoesmith is a financial advisor with Edward Jones in San Diego, CA, holding Series 63 and Series 66 credentials and 23 years of industry experience. She has been with Edward Jones since 2002. Outside of her advisory role, she performs with the band One Day Closer. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including managed solutions and separately managed accounts, and maintains a broad advisor and branch network across the United States.

Thomas Stout is a financial advisor at Ameriprise with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Navy Federal Credit Union and affiliated brokerage and asset management firms. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations through a centralized consulting team.

Karim Gadalla is a financial advisor with Charles Schwab, holding Series 66 and Series 63 credentials and six years of industry experience. His work history includes roles at Charles Schwab since 2022, TD Ameritrade from 2020 to 2022, and other diverse positions outside the financial sector. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary separately managed accounts and provides a broad range of integrated advisory, brokerage, custody, and cash-sweep services.

Douglas Peart is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics to support investment decisions while offering a range of financial products through its bank and insurance affiliates.

Stephen Anderson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and 15 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2019 and previously worked at FSC Securities Corp from 2015 to 2019. Outside of his advisory role, Anderson is owner and president of Anderson Wealth Management Corp, a firm providing tax and legal liability services, and he is also an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals and uses a range of portfolio management strategies across multiple custody platforms.

Ryan Locanto is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Based in San Diego, CA, he focuses on serving institutional clients. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Erin Johnson is a CFP®-certified financial advisor with 18 years of industry experience, currently affiliated with LPL Financial. Prior to joining LPL Financial, Erin worked at Agia and Valic Financial Advisors. Outside of advising, Erin is involved with GradePoint Insurance Group LLC, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and nonprofits through a national network of representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and specialized services for institutional clients.

Kathy Petersen is a financial advisor with Merrill in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Her career includes roles at Bank of America N.A., Merrill, Securities America, Inc., and KMS Financial Services, Inc. She is also involved in providing administrative, marketing, and business development support through Prosperity Wealth Management. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with both model-based and discretionary investment strategies.

Craig Cohn is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 license and bringing 25 years of industry experience. His prior roles include positions at Independent Financial Group, LLC and Commonwealth Financial Network. Outside of his advisory work, he is the sole owner of a business entity, COHN & COMPANY INC., which is non-investment related. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios and research.

Hillary Clarke is a Financial Consultant at Fidelity Investments, a position she has held since 2022. In her role, she focuses on developing personalized financial strategies tailored to clients' risk tolerance, liquidity needs, and time horizons to support their unique life goals. Hillary holds a California Insurance License, which complements her financial consulting expertise. Outside of her professional work, she engages in personal interests such as gardening, tennis, traveling, and volunteering.

Jasreen Sidhu is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has one year of industry experience. Prior to joining Wells Fargo, she worked at Edward Jones, Morgan Stanley, BMO, First Foundation Bank, UBS, and Questrade Inc. Sidhu is also listed as CEO of a photography and videography business, Divine Mantra LA LLC, though it is currently not operating. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 advisors and offers a broad range of brokerage and advisory solutions.

Susan Hoyt is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. Her prior experience includes positions at LPL Financial and CUSO Financial Services. Outside of her advisory role, she owns two rental properties. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, charitable clients, and institutions. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

Daniel Gardner is a Planning Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he worked as a Relationship Manager at Fidelity Investments from 2024 to 2025 and as a Financial Consultant at Equitable Advisors, LLC from 2021 to 2024. He holds a California Insurance License. Daniel emphasizes a client-centered approach to financial planning, focusing on listening and understanding his clients' goals and values. He aims to co-create strategies that align with what matters most to his clients, and he prioritizes making complex financial topics accessible and understandable. Outside of his professional work, Daniel enjoys activities such as golf, spending time at the lake, and watching movies.

Jason Corzine is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he began his career in 1995. Throughout his tenure, he has held various leadership positions, including Business Manager for the San Diego Complex. Jason focuses on developing financial strategies and providing advice tailored to individuals, families, and businesses by understanding their short- and long-term financial objectives. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® certificant and Chartered Retirement Planning Counselor (CRPC). Jason earned a Bachelor of Arts degree in Economics from Rutgers University in 1996. Jason resides in Rancho Bernardo, California with his wife, Rose, and their two children. Outside of work, he enjoys activities such as golfing, hiking, playing hockey, and tennis.

Paul Firth is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Wedbush Securities Inc for 21 years before joining LPL Financial in 2024. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, supported by research from LPL and third-party subadvisors.

Dwight Barbiasz is a Planning Consultant at Fidelity Investments, where he collaborates with clients to understand their financial goals and develop actionable plans aimed at achieving lasting financial success. He has been with Fidelity Investments since 2022, progressing through roles including Customer Relationship Advocate and Investment Solutions Representative before his current position. Dwight holds a California Insurance License, supporting his ability to provide comprehensive financial planning services. Outside of his professional work, Dwight's interests include cooking and baking, football, golf, hiking, music, and tennis.

Kieron Brimacombe is a Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to provide comprehensive financial planning, utilizing available tools and resources to co-create personalized plans that address long-term goals. Kieron has held various positions at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This progression reflects his experience in financial consulting and client relationship management. He holds a California Insurance License.

William Bitsimis is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and over 42 years of industry experience. He has been with Wells Fargo Advisors LLC since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Dennis Hennings is a financial advisor at Ameriprise in San Diego, CA, with 14 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its related entities since 2011. He is a 5% owner of Everafter Events, an event planning business operated by his wife. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies, using a combination of research, modeling, and tax-efficiency analysis to develop personalized retirement income recommendations.

Martha Gomez Walton is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.