Joseph Anderson is a Certified Financial Planner (CFP®) with 21 years of experience in the financial advisory industry, currently serving at Pure Financial Advisors, LLC. He has been with Pure Financial Advisors in various roles since 2007. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach using academic frameworks and offers comprehensive services including portfolio management, pension consulting, and donor-advised fund solutions.

Zachary Oleinik is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and 12 years of industry experience. He has been with Navy Federal Investment Services and affiliated entities since 2016. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual investors and trusts, offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers and provides account monitoring, rebalancing, and additional overlay services.

Juliet Cardona is a financial advisor at Simplicity Wealth with nine years of industry experience. She holds the Series 66 designation and has previously worked at LifePro Asset Management, Ameritas Advisory Services, and David White & Associates. Outside of her advisory role, she is the owner and CEO of Juliet Cardona Coaching, which offers money coaching to individuals, and serves as a successor trustee managing a family trust. Simplicity Wealth serves a diverse client base including individual and high-net-worth investors, retirement plans, and institutional investors. The firm employs a fund-of-funds investment approach using ETFs, mutual funds, and individual securities, and offers advisory services alongside technology and operational solutions for other advisers.

Christopher Bertorelli is a CFP® with 31 years of experience in the financial industry. He is currently with Octavia Wealth Advisors LLC and has previously worked at Purshe Kaplan Sterling Investments, John Hancock Investment Management, and Manulife Asset Management. Bertorelli serves on the Coronado Cays Yacht Club Financial Advisory Committee, providing financial guidance to the board. Octavia Wealth Advisors is a multi-team SEC-registered firm managing approximately $2.15 billion for a diverse client base, including individuals, high-net-worth clients, trusts, estates, businesses, retirement plans, institutions, and municipal entities. The firm offers customized portfolio management with a focus on low-cost ETFs, mutual funds, individual securities, and alternative investments, while providing specialized ERISA retirement plan advisory and trust administration services.

Peter Keller is a CFP® with 26 years of industry experience and has been with Pure Financial Advisors, LLC since 2012. He is based in San Diego, CA, and holds Series 63 and Series 65 licenses. Pure Financial Advisors, LLC manages approximately $11.05 billion in assets for several thousand individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management, emphasizing a financial-planning-centered approach grounded in academic frameworks such as modern portfolio theory and tax-aware asset location.

Joseph Hewitt is a financial advisor at Concurrent Investment Advisors, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked at Purshe Kaplan Sterling Investments, Raymond James Financial Services, and The Hamilton Group. Hewitt’s background includes experience in investment research and consulting. Concurrent Investment Advisors, LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm manages approximately $15.7 billion in assets across a multi-office platform, employing a primarily long-term, portfolio-driven investment approach using ETFs, mutual funds, and selected individual securities.

Allison Alley is a Certified Financial Planner™ (CFP®) with 20 years of industry experience. She has been with Pure Financial Advisors, LLC since 2015. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm emphasizes a planning-centered investment approach overseen by an Investment Committee and incorporates tax-aware strategies and specialized sub-advisers.

Juan Sanchez Costes is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Insigneo Advisory Services, LLC and has previously worked at firms including UBS Financial Services, Vector Global WMG, and Banamex/Citibank. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management. The firm combines committee-driven model portfolios with individualized advisor-led construction, incorporating global asset classes and emerging-market exposures.

Carl Adams is a financial advisor at AlphaCore Capital LLC with 16 years of industry experience. He holds a Series 65 designation and previously worked for nine years at Delphi Private Advisors. Adams has been with AlphaCore Capital since 2018. AlphaCore Capital LLC serves individual, high-net-worth, entity, and institutional clients by providing wealth planning, investment management, and specialized services such as tax preparation, trustee services, and ERISA retirement plan advisory. The firm emphasizes alternative investing alongside traditional asset classes and manages accounts using discretionary strategies informed by macro and fundamental analysis.

Colleen Callahan is a financial advisor with Capital Analysts in San Diego, CA, holding the ChFC® designation and Series 63 license, with 38 years of industry experience. She has been with Capital Analysts since 1988 and has also been affiliated with Lincoln Investment since 2012. In addition to her advisory role, she maintains an insurance agent license and meets with clients to assess their insurance needs. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, employing an in-house investment team using proprietary screening processes, and supports advisor-managed customized portfolios as well as third-party manager selections.

Dan Holzer is a financial advisor at Realta Investment Advisors, Inc. with 15 years of industry experience. He holds the Series 66 designation and has worked at firms including Emerson Equity LLC and Alternative Investment, Inc., where he serves as CEO. Realta Investment Advisors offers discretionary and non-discretionary investment advisory and financial planning services to individuals, including high-net-worth clients, as well as pension plans and institutional clients. The firm focuses on personalized advice through advisor interviews and employs diversified asset allocation strategies, including the use of alternative investments and third-party managers.

Deshaun Harvey is a Series 66-licensed financial advisor at Dunham with two years of industry experience. He has been with Dunham & Associates Investment Counsel, Inc. since 2023 and previously worked at Global Equity Finance. Before entering the financial industry, he spent five years at the University of San Diego and seven years in grade school education. Dunham is an SEC-registered investment adviser and broker-dealer serving individual and high-net-worth clients through various investment vehicles, including proprietary mutual funds, wrap fee programs, separately managed accounts, and private funds. The firm employs an asset allocation and manager-of-managers approach, with formal quarterly rebalancing overseen by an investment committee and an algorithmic rebalancing tool for program accounts.

Samantha Jackson Kittle is a financial advisor at Sovran Advisors, LLC with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at firms including Cetera Advisor Networks, Greater Pacific Solutions, Mass Mutual Investors Services, HSBC Bank USA, and New York Life. Outside of her advisory role, she is involved in financial services recruiting, identifying and placing candidates within the financial distribution sector. Sovran Advisors serves individuals, high-net-worth clients, charitable and corporate entities, and retirement plans, managing approximately $1.78 billion in client assets through a team of 53 advisors. The firm offers comprehensive financial planning and portfolio management, utilizing a blend of advisor-managed and model portfolios along with third-party managers to align with client objectives.

Sanford Fisch is an advisor at Integrity Advisory Solutions with 17 years of industry experience. He holds the Series 66 and Series 65 credentials and has a background in law, serving as a partner at the Armstrong, Fisch, and Tutoli Law Firm since 1989. He is also the CEO of the American Academy of Estate Planning Attorneys, a membership organization focused on estate planning. Integrity Advisory Solutions serves a diverse client base including individuals, trusts, estates, and businesses through a network of approximately 100 advisors managing about $1.1 billion in assets. The firm offers portfolio management, financial planning, retirement plan consulting, and utilizes both fundamental and technical analysis alongside various asset-allocation strategies.

Brennan Cobb is a financial advisor at AlphaCore Capital LLC in La Jolla, CA, holding a Series 65 designation with five years of industry experience. His previous roles include positions at enTrust Wealth Advisors, LLC and US Bank, as well as experience at the University of Oregon. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, institutional, and entity clients. The firm emphasizes alternative investing alongside traditional equity and fixed-income strategies, offering comprehensive wealth planning, investment management, and specialized services such as tax preparation and ERISA retirement plan advisory.

Sergio Gallego is a financial advisor with Berthel Fisher & Company Financial Services, Inc. He holds a Series 66 designation and has 14 years of industry experience. He has been with Berthel Fisher since 2013 and also works with BFC Planning, Inc. outside the firm. In addition to his advisory role, he is involved in mortgage origination and insurance sales. Berthel Fisher & Company Financial Services provides investment advisory and financial planning services primarily to individual and high-net-worth clients, managing approximately $906 million in client assets and serving thousands of clients through a network of independent adviser representatives. The firm offers a range of investment platforms and delivery models tailored to client needs.

Peter Litton is a financial advisor with RBC Securities, Inc. based in La Jolla, CA. He holds Series 63 and Series 65 credentials and has 20 years of industry experience. His prior work includes roles at City National Bank and Comerica Securities, Inc., as well as Comerica Bank. Outside of advising, he is an officer of Litton Enterprises, an S-Corp co-owned with his brother that holds a minority share in the Norfolk Tides minor league baseball team. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm integrates its advisory services within a broad financial services group affiliated with a bank parent, offering financial planning, portfolio management, and custodial features through a multi-team platform.

Victor Orozco Jr. is a CFP® professional with 18 years of industry experience, currently serving as an advisor at The Wealth Consulting Group in San Diego, CA. He has been with WCG Wealth Advisors, LLC and LPL Financial since 2014. The Wealth Consulting Group provides fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, corporations, charities, and trusts. The firm employs a tailored investment process that combines multiple analytical approaches and offers both direct management and access to third-party programs, with additional integration of legal-service pathways and fiduciary support for plan sponsors.

Daniel Dodgen is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding the CFP® and ChFC® designations and bringing 36 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MSI Financial Services. He is also the president and CEO of D E Dodgen Financial Advice, a corporation that manages accounting for securities, insurance, and advisory income. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory services, and portfolio management across various program types. The firm employs a blend of active and passive investment strategies, using internal and third-party models supported by technology-driven rebalancing and administrative services.

Pearse Migl is a financial advisor at Dunham with two years of industry experience. He holds a Series 66 designation and has worked previously at Northwestern Mutual and Le Triomphe Country Club. Dunham is an SEC-registered investment adviser and dually registered broker-dealer that provides wealth management services to individual and high-net-worth clients through proprietary mutual funds, wrap fee programs, separately managed accounts, standalone consulting, and a private fund. The firm employs an asset allocation and manager-of-managers investment approach supported by a formal rebalancing process and an algorithmic tool, also offering custodian and trust services through an affiliated trust company.