Marc Giamo is a financial advisor at Citigroup Global Markets with 29 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Citigroup since 2018, following six years at J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and specialized market roles.

Sandra Poetz is a financial advisor at D.A. Davidson & Co. with 19 years of industry experience. She holds a Series 66 designation and has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and employs both qualitative and quantitative analysis to recommend and monitor investments, offering specialized services such as ERISA retirement plan advisory and a Private Wealth program for high-net-worth clients.

Russell Fox is a financial advisor with Commonwealth Financial Network, holding the CFP® and ChFC® designations and possessing 34 years of industry experience. He has previously worked at Kestra Advisory Services LLC, Kestra Investment Services LLC, United Capital Financial Advisers, LLC, and Girard Securities, Inc. Fox is also a partner and president of Skeels & Fox Wealth Management, LLC, a private entity involved in securities and advisory business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of approximately 2,900 affiliated advisors and their individual and institutional clients. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Sean Burr is a financial advisor with J. W. Cole Advisors, Inc. in Westlake Village, CA, holding a Series 66 designation and 20 years of industry experience. He has been affiliated with J.W. Cole Financial, J.W. Cole Advisors, and J.P. Turner & Company, LLC since 2013-2014 and operates Burr Financial. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent advisers. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions utilizing discretionary and non-discretionary investment approaches.

Barton Ketterling is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at Commonwealth since 2009 and has been involved in tax and accounting services since 1988, including operating a tax preparation business. Ketterling is also the owner of a payroll service company supporting his tax business. Commonwealth Financial Network is a dual-registered broker-dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a range of managed account programs, third-party asset manager access, and custody services, providing both discretionary and nondiscretionary investment solutions.

Larry Phillips Jr. is a financial advisor with Commonwealth Financial Network in Simi Valley, CA, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has worked at Muskate Financial and Commonwealth Financial Network since 2009. Outside of advising, he is a notary public. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, allowing advisors discretion in portfolio construction alongside model portfolios managed by its Investment Management and Research team.

Daniel Lopez is a financial advisor with Eagle Strategies (NY Life) based in Thousand Oaks, CA. He holds a Series 66 designation and has seven years of experience in the financial services industry. His prior experience includes roles at Ameriprise Financial Services, MDR Insurance & Financial Services, and NYLIFE Securities LLC. Eagle Strategies serves a wide range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers customized advice through multiple program types and manages a significant portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Timothy Warren is a financial advisor with Private Advisor Group, LLC in Camarillo, CA, holding a Series 66 designation and over 26 years of industry experience. His career includes roles at firms such as LPL Financial, Avantax, Cetera, and 1st Global Advisors. He is also a licensed CPA providing tax preparation and accounting services through his own practice. Private Advisor Group serves a wide range of clients, including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm provides access to both proprietary and third-party asset management programs, supported by a network of investment adviser representatives who tailor strategies to client objectives.

Laura Elmore is a financial advisor at Transamerica Financial Advisors with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has worked in various roles including estate planning support at Inheritguard LLC and insurance services at Gallagher. Outside of advising, she is also a classroom teacher with the Moorpark Unified School District. Transamerica Financial Advisors serves a broad client base, offering advisory and broker-dealer services with a mix of proprietary and third-party model portfolios. The firm manages both discretionary and non-discretionary accounts and operates as both a registered broker-dealer and registered investment adviser.

William Fuentes is a financial advisor at Centaurus Financial, Inc. with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Centaurus Financial since 2019 and previously at Questar Capital from 2016 to 2018. Outside of his advisory role, he is involved in assisting clients with term life insurance products and fixed annuities. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized management of annuity and variable life sub-accounts.

Garrett Patton is a financial advisor at Creative Planning with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Fisher Investments, Personal Capital Advisors Corporation, and Northwestern Mutual. Patton is based in Westlake Village, CA. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, institutions, and corporations. The firm employs a financial-planning-led investment approach with an emphasis on low-cost indexing and long-term strategies, managing approximately $295.6 billion in client assets across its extensive advisor network.

Sharon Stepenosky is a financial advisor at Sanctuary Advisors, LLC with eight years of industry experience. She holds a Series 66 designation and has worked at Merrill, Morgan Stanley, and Morgan Stanley Private Bank. She serves as a board member for the El Encanto Homeowners Association in Calabasas, CA. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm supports over 400 independent advisor representatives who employ various investment approaches and manage accounts on discretionary or non-discretionary bases.

Abraham Galvez is a financial advisor at PlanMember Securities Corporation with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked in financial advisory roles since 2023. Outside of finance, he is co-owner and accountant of NewHorizonsDMS, LLC, a digital marketing and accounting business. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation process with risk-based mutual fund portfolios and offers education, personalized planning, and support services to plan sponsors and participants.

Dennis Salem is a financial advisor at Citigroup Global Markets with 26 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2012. He is based in Newbury Park, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles including in-house research and futures commission merchant operations.

William Muskat is a CFP® professional with over 41 years of industry experience. He has been affiliated with Commonwealth Financial Network since 2009 and also operates Muskate Financial. Muskat serves as a trustee for a familial trust outside of his advisory work. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors with a range of advisory programs and back-office services. The firm provides technology, compliance, and investment management support while allowing advisors discretion in portfolio construction and access to various model portfolios and program structures.

Pamela Philbrook is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked at Commonwealth since 2009 and concurrently at WM. Al Muskat CFP, Inc. since 1998. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while supporting affiliated advisors with operations, technology, and compliance.

Robert Pondt is a financial advisor at Citigroup Global Markets with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including in-house research and security pricing.

Karen Hall is a financial advisor with Eagle Strategies (NY Life) based in Westlake Village, CA, holding a ChFC® designation and Series 63 license. She has 43 years of industry experience with a career spanning Eagle Strategies, Merit Financial & Insurance Solutions, and New York Life Insurance Company. Outside of her advisory work, she serves as a board member for the Conflict Resolution Institute, volunteering to mediate small claims court disputes. Eagle Strategies serves a diverse client base, including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers various advisory programs and emphasizes tailored recommendations, with a substantial portion of assets managed on a non-discretionary basis.

Abigail Shek is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving Ultra High Net Worth clients. She provides foundational support across all phases of client service and relationship management, with a focus on multi-generational families. Abigail assists wealth creators, their children, and grandchildren in navigating critical life and legacy decisions. Abigail earned a Bachelor's Degree from the University of Missouri System and a Master’s Degree in Business Administration from Pepperdine University. She began her career with Merrill Lynch Wealth Management in 2018 and holds the Personal Investment Advisor (PIA) designation. Abigail lives in Chicago, IL, with her husband and two children.

Juan Viveros is a financial advisor at Voya Financial Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Voya, he worked at Planmember Securities Corporation and has experience in education and food service sectors. Voya Financial Advisors serves a broad mix of individual and institutional clients, providing financial planning, portfolio management, and retirement plan consulting. The firm offers multiple program structures, including wrap programs and third-party money manager access, and operates with a preference for non-discretionary, recommendation-based client relationships.