Nicole Merchain is a CFP® with 15 years of experience in the financial industry, currently serving at Morgan Stanley in Santa Rosa, CA. She has worked with Morgan Stanley Smith Barney LLC since 2011 and the Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns and operates an agricultural business called Nicole's Bee Biz. Morgan Stanley Wealth Management (MSWM) provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-financed financial planning agreements.

Renee Pierce is a financial advisor with LPL Financial in Santa Rosa, CA, holding a Series 66 designation and 23 years of industry experience. She has worked at LPL Financial since 2006 and was previously with UBS Financial Services from 2004 to 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a broad network of more than 22,800 advisors.

Linda Pardini is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has worked at Raymond James since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles supported by firm research, and it provides municipal advisory services alongside market-making in municipal bonds.

John Paul Dunnbier is a financial advisor at LPL Financial in Santa Rosa, CA, holding Series 63 and Series 65 licenses with 11 years of industry experience. His prior roles include positions at The Social Equity Group, Inc., Western International Securities, Inc., and Financial West Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Jennifer Knapp is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services that incorporate firm-approved tools and models to support client decision-making.

Andrew Weber is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and seven years of industry experience. His career includes roles at Wells Fargo Bank, Infinity Financial Services, Karp Capital Management Corporation, Bank of America, Merrill, and The Money Source. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering brokerage and advisory solutions supported by extensive research and analytics.

Christopher Arnold is a financial advisor with LPL Financial in Santa Rosa, CA, holding CFP® and ChFC® designations and possessing 12 years of industry experience. His prior roles include positions at TIAA-CREF, Lincoln Financial Advisors, and Allstate Financial Services, as well as operating his own insurance agency for 17 years. He currently has a financial institution duty role with Redwood Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing various portfolio models and third-party subadvisors, supported by operational tools that aid advisors but are not used to make client investment decisions.

Steven Krikac is a CFP® professional with 21 years of industry experience, currently serving at Charles Schwab in Santa Rosa, CA. His prior roles include positions at Citigroup and Wells Fargo in both advisory and banking capacities. Outside of his financial advisory work, he occasionally acts as a notary for non-Schwab documents. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and a formal alternative-investment process.

James Bucheister is a Series 65-licensed advisor with North Coast Asset Management, Inc. in Windsor, CA, where he has worked since 2002. He has 23 years of industry experience and is also a certified public accountant (CPA). North Coast Asset Management provides investment advisory and portfolio management services to individual and high-net-worth clients, focusing on personalized account relationships. The firm’s affiliation with an accounting firm allows coordination or referral for accounting and tax services.

Brandon Bucheister is a financial advisor at North Coast Asset Management, Inc. with seven years of industry experience. He has held his current role since 2018 and previously worked at CalFIRE from 2014 to 2018. He holds a Series 65 designation. North Coast Asset Management provides investment advisory and portfolio management services to individual and high-net-worth clients, managing a small client base with a focus on individualized account relationships. The firm is affiliated with an accounting firm, enabling coordination or referrals for accounting and tax services.