Colton Hamman is a CFP® and holds a Series 66 designation, currently affiliated with Charles Schwab. He has two years of industry experience, including roles at Charles Schwab Bank and Charles Schwab since 2023. Prior to his financial advisory career, he worked at Door Dash and held various positions related to education and sports in the Sacramento area. Charles Schwab & Co., Inc. serves a broad client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program. The firm offers both non-discretionary and discretionary investment management solutions, combining extensive scale with integrated custody, brokerage, and advisory services.

Kirk Camunez is a financial advisor with Edward Jones in Gold River, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Lacey Young is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has worked at LPL Financial since 2023 and previously spent ten years with Securities America, inc. and Securities America Advisors. In addition to her advisory role, she is a commissioned notary in the state of California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and access to research from LPL Research and third-party subadvisors.

Megan Fruit is a financial advisor at Edward Jones in Placerville, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, she held various roles including positions at Trader Joe’s and Bar W Guest Ranch. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and manages approximately $1.01 trillion in assets under management.

Gina Clark is a financial advisor with Merrill in Roseville, CA, holding Series 63 and Series 65 designations and 14 years of industry experience. She has worked at Merrill since 2020 and previously spent six years at Hightower Securities, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ethan Guensler is a financial advisor with Equitable Advisors, holding a Series 66 designation. He began his career with the firm in 2026 and has prior experience working at Whispering Vine and various roles including at the University of Nevada Reno. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management services through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment programs.

Stephen Osborn is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings over 20 years of experience in the financial industry, specializing in family wealth management strategies, liquidity management, personal retirement planning, tax minimization, and retirement income. Stephen holds a Bachelor's Degree from Worcester State College and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Financial Consultant® (ChFC®), Certified Private Wealth Advisor® (CPWA®), and Personal Investment Advisor (PIA). His team has been recognized on the Forbes Best-in-State Wealth Management Teams list from 2023 through 2026, highlighting his leadership and expertise. Outside of his professional work, Stephen is involved in the Pleasant Hill Baseball community. He enjoys hiking, reading, playing tennis, and spending time with his family.

Jodi Pieczynski is a financial advisor with UBS Financial Services in Roseville, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has been with UBS since 1993. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Douglas Van Order is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2013. Outside of his advisory role, he is president of Tier One Enterprise, Inc., a company focused on sales coaching and goal setting. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved software tools to develop written recommendations within collaborative, annual client engagements.

Nicole Martinenko is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding a Series 66 designation and 4 years of industry experience. She has been with Wells Fargo Clearing since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Ryan Rainbolt is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, and individual and corporate investment strategy. Ryan works with private clients to help provide financial wellness for today and future generations. He has been recognized in the Forbes Best-In-State Advisors list from 2018 through 2026. Ryan holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's degree in Business Administration with a focus on Finance from California State University, Chico. Ryan lives in Loomis, California, with his wife and two daughters. His personal interests include basketball, fishing, golfing, hiking, skiing, spending time with family, and traveling.

Garrett Walker is a Series 65-licensed financial advisor with Fisher Investments, based in Granite Bay, CA, and has six years of industry experience. He has been with Fisher Investments since 2019, following three years at the University of Arizona. Fisher Investments serves a global client base of institutional and private investors, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research and utilizes tax-aware strategies and defensive tactics to manage risk.

Donna Harrison is a Series 66-licensed advisor with Merrill in Roseville, CA, with 21 years of industry experience. She has worked at Merrill since 1984, totaling 42 years with the firm. Merrill and its affiliate Managed Account Advisors LLC provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Antonio Dimatteo is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. His prior roles include positions at Securities America Advisors, Wells Fargo Clearing Services LLC, and Wells Fargo Bank NA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches along with research-supported model portfolios.

Jonathan Hardisty is a financial advisor with Equitable Advisors, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2007 and previously worked at Axa Advisors and 1717 Capital Management Company. His outside activities include operating a health insurance business under Hardisty Financial and Insurance Services. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s client work involves assessing risk tolerance and matching clients to advisory programs, with a range of investment options including mutual funds, ETFs, and alternative investments delivered via third-party managers and firm-sponsored programs.

David Deruelle is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has been with RBC Capital Markets since 2008, also working at City National Bank since 2018. Outside of his advisory role, he serves as a director for Awana, assisting leaders with youth scripture memorization. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide tailored portfolio management and financial planning services through a combination of in-house and third-party managers.

Alexander Dickson is a Series 63–licensed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2005, totaling 34 years in the industry. Prior to this, he was associated with Cambridge Investment Research, Inc. starting in 2000. Outside his advisory role, he serves as Vice President of the Rancho Del Sol Property Owners Association and Treasurer of the Rancho Del Sol Fire Safe Council, both volunteer positions. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, utilizing proprietary models and third-party strategies across multiple platforms.

Robert Gustavis II is a financial advisor at Edward Jones with 17 years of industry experience. He holds the Series 63 and Series 66 credentials and previously worked at John Hancock and AIG Corebridge. Outside of his advisory work, he has co-owned an ATM business and owns several rental properties, including an Airbnb managed by his wife. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices across the United States.

Jarred Anderson is a Vice President and Financial Consultant at Fidelity Investments, where he collaborates with individuals and families to develop strategies aimed at sustainable wealth and financial peace of mind. He approaches client relationships by objectively listening to their needs and working collaboratively on customized financial plans. Since joining Fidelity Investments in 2005, Jarred has held various roles including Financial Representative, Premium Services Representative, Private Client Group Relationship Manager, Relationship Manager, Retirement Solutions Representative, Retirement Relationship Manager, Portfolio Specialist, Managed Account Investment Consultant, and currently Vice President, Financial Consultant. His extensive experience spans multiple facets of financial consulting and client relationship management. Jarred holds a California Insurance License. He resides in Folsom and is part of the local community.

Scott Nelson is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting to ERISA-qualified and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with options including discretionary management and a broad range of financial products like insurance-related vehicles and bank deposit sweep programs.