Joyce Blonskij is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and having 40 years of industry experience. She has been with Cambridge Investment Research Advisors since 2005 and with Cambridge Investment Research, Inc. since 2003. Outside of her advisory role, she is an author of the book "Own the Clouds" and works as a health coach with Optavia. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm provides multiple investment implementation options, including proprietary and third-party strategies, tailored to client objectives.

Thomas Faller is a financial advisor with Morgan Stanley in Sacramento, CA, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Morgan Stanley and Merrill, spanning over a decade. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Wornel Simpson is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and over 41 years of industry experience. He has worked at FSC Securities Corporation and has operated his own advisory and life insurance business since 1993. Outside of his advisory role, Simpson owns a management and consulting firm serving professional athletes and entertainers and serves as a board member and coach for a nonprofit AAU basketball team. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering brokerage, investment advisory, financial planning, and retirement consulting services. The firm employs asset-allocation tools, risk assessments, and automation to construct diverse portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Gorgees Benyamein is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works with individuals, families, and business owners to provide investing advice and personalized strategies aimed at helping clients pursue their financial goals. He also facilitates access to banking and lending services through Bank of America. Gorgees specializes in areas such as legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategies, tax minimization, and retirement income. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his bachelor's degree from California State University Stanislaus. Outside of his professional work, Gorgees enjoys playing chess, pickleball, running, soccer, and spending time with his family.

Steven McCartney is a Financial Consultant currently working at Fidelity since 2021. He has a professional background in financial advisory roles spanning several decades, including positions at Prudential from 2014 to 2021 and Merrill Lynch from 1994 to 1999. Steven's approach to financial planning focuses on addressing clients' needs both presently and in the future, supporting them in managing their finances toward their lifelong goals. His career reflects a commitment to client-focused financial advising, leveraging a broad range of investment options and tools to facilitate understanding and execution of financial plans. Steven holds a California Insurance License, which supports his professional capabilities in the financial services industry.

Jairo Gomez is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including UCPath Center, Hanson McClain Advisors, and Allworth Financial. He serves as a board member of the California Masonic Memorial Temple, overseeing the facility’s ongoing operation and management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Connor Schlecht is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and previously worked at DeBoer Financial Group and Commonwealth Financial Network. Outside of Ameriprise, he is an associate financial advisor at FHL Operations LLC. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to develop personalized recommendation reports. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Albert Huynh is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC from 2012 to 2016, with a longer tenure at Wells Fargo Bank, N.A. starting in 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, and it includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Wong is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He previously worked at US Bank and First Tech Federal Credit Union. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Bergdorf is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Charles Schwab since 1996 and Charles Schwab Bank since 2005, both based in Sacramento, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and provides integrated brokerage, custody, and advisory services.

Bryan Brown is an Investment Consultant who takes a personalized approach to financial planning. He focuses on understanding and prioritizing what is most important to each client, aiming to provide clear, professional insight that helps them make informed decisions. Bryan has extensive experience as a Senior Internal Advisor Consultant at Franklin Templeton, where he worked from 2011 to 2024. He offers tailored guidance using a wide range of resources to help clients create financial plans that pursue peace of mind and success. He holds a California Insurance License.

Erik Truxal is a CFP®-designated financial advisor with 12 years of industry experience. He is currently with Cetera and has previously worked at Edward Jones and LPL Financial. He also operates Truxal Wealth Management. Cetera Investment Advisers LLC serves a nationwide network of independent advisors and offers a variety of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients.

Gage Demers is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to navigate important financial decisions by understanding their personal goals and creating tailored financial plans. His approach emphasizes clarity, coordination, and confidence throughout every stage of his clients' financial lives. Prior to his current role, Gage served in the U.S. Army. He holds a bachelor's degree from the University of Southern California and has earned the Chartered Financial Analyst (CFA) designation, as well as the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) credentials. His areas of focus include Divorce Transition Planning, Personal Retirement Planning, and Small Business Strategies. Outside of his professional life, Gage enjoys outdoor activities such as biking, camping, hiking, and skiing.

William Neubuerger is a Financial Advisor at Merrill Lynch Wealth Management. He applies his background and experience to provide clients with preparation and planning to position them effectively for their financial futures. He graduated from Creighton University with a Bachelor of Science in Quantitative and Qualitative Research Methods. William served as an Infantry officer in the U.S. Army, completing Ranger School and leading teams ranging from three to four hundred personnel. His military experience emphasized the importance of preparation, planning, and analysis, principles he now incorporates in his work as a financial advisor. William holds the Personal Investment Advisor (PIA) designation. He assists families in retirement planning and helps business owners work toward asset growth by offering steady guidance aligned with clients' goals.

Nashoba Bailey is a financial advisor at OSAIC with Series 63 and Series 65 credentials and four years of industry experience. Prior to joining OSAIC, Nashoba worked at Securities America Advisors and Securities America, Inc., and operated Hunter William Bailey DBA Wealth Strategies for six years. Nashoba is based in Citrus Heights, CA. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services utilizing asset-allocation tools, risk-tolerance analysis, and access to third-party money managers.

Kyle Kelly is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He utilizes the resources available at Fidelity along with his understanding of clients' situations to provide financial guidance and advocacy. Kyle's professional experience includes serving as a Financial Advisor at Bank of America, Merrill Lynch from 2014 to 2016, and as a Brokerage Representative at Charles Schwab and Co. in 2014. He holds a California Insurance License. Outside of his professional work, Kyle has interests in baseball, beach activities, family activities, food, golf, and military service.

John Germany is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Jessica Van Dyke is a financial advisor with Ameriprise in Roseville, CA, holding a Series 66 designation and eight years of industry experience. She has worked at Ameriprise since 2017 and previously was employed at California State University, Sacramento. Outside of advising, she owns JVD Consulting, LLC, which manages her personal payroll and non-partnership business expenses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that employ a collaborative, non-discretionary approach based on proprietary research and third-party data.

Joel Erickson is a financial advisor with Fidelity, holding a Series 66 designation and 16 years of industry experience. He has worked in various capacities within Fidelity since 2012, including roles at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Kimberly Becker is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has been with Fidelity Investments in various capacities since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.