Jenifer Gunn is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Smith Barney for 11 years before joining Wells Fargo in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Andrew Smith is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Advisors since 2015. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using proprietary research and planning tools to deliver tailored recommendations.

Aubrey Kubik is a financial advisor with RBC Capital Markets in Spokane, WA, holding a Series 66 designation and six years of industry experience. He previously worked at U.S. Bank from 2008 to 2019 before joining City National Bank and RBC Capital Markets in 2019. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Austin Billeter is a financial advisor with Charles Schwab in Spokane, WA, holding Series 63 and Series 65 licenses and having six years of industry experience. His prior experience includes roles at EAN Holdings LLP and Eide Bailly LLP. Outside of his advisory work, he creates educational YouTube videos focused on mobile game updates and strategies. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary and discretionary advisory models and offers a range of investment guidance supported by centralized custody and operational infrastructure.

Mike R Mumford is a financial advisor with UBS Financial Services in Spokane, WA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with UBS Financial Services since 1988. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Kelly Stanicar is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Ameriprise since 2021 and previously spent seven years at Robert Baird & Co. Outside of her advisory role, she is involved with Treehouse Management Services LLC, where she manages an advisory business. Ameriprise is a large institutional firm that offers retirement-income planning services targeted at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Loran Graham is a CFP® professional with 22 years of experience in the financial industry. He has been with LPL Financial since 2012 and previously worked at Pacific West Financial Consultants Inc and Aletheia Research and Management Inc. In addition to his advisory role, Graham is an author and has taught at various college campuses, including Whitworth University. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Rease Morin is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Morin has worked with Financial Advocates Investment Management and LPL Financial since 2019 and began their career following four years at Western Washington University. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

Bruce Schmitt is a financial advisor at Thrivent Investment Management with 38 years of industry experience. He has been with Thrivent Investment Management and THRIVENT Financial since 2002. He holds the Series 63, Series 65, and Series 66 designations and is based in Spokane, WA. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on a range of financial planning topics. The firm combines goal-based analyses with a managed-account program under a consolidated billing option while maintaining separate planning and portfolio management services.

Curtis Stanford is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining Mass Mutual, he worked at New York Life Insurance Co and Nylife Securities LLC. Outside of his advisory work, Curtis referees youth basketball games for Spokane Basketball Officials on a part-time basis. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, and charitable organizations, using firm-approved tools to develop written recommendations within collaborative, annual planning engagements.

Brett Hober is a financial advisor with Robert W. Baird & Co. in Spokane, WA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His work history includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Robert W. Baird in 2017. The DDK Group, part of Robert W. Baird’s Private Wealth Management department, serves a range of clients including individuals, corporate and business clients, pensions, and charitable organizations. The firm offers financial planning, discretionary and non-discretionary portfolio management, separately managed accounts, and brokerage services, supported by internal research and ongoing manager monitoring.

Travis Stolcis is a financial advisor with LPL Financial in Spokane, WA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at Financial Advocates Investment Management, Financial Management, Inc., MSI Financial Services, Inc., and Valic Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, managed portfolio programs, and institutional platforms, supported by advanced operational tools and a large network of over 22,800 advisors.

Ladonna Beaumont is a financial advisor with LPL Financial based in Spokane, WA, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. Her prior roles include positions at Spokane Teacher Credit Union, Cuso Financial Services, CUNA Brokerage Services, and Morgan Stanley. She volunteers with the Rotary Club of Coeur d’Alene Sunrise. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Daniel Murphy is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for FSC Securities Corporation for 14 years. Outside of his advisory role, he operates an independent life, health, and disability insurance practice and is involved with an insurance agency selling Medicare supplement plans. Osaic Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services using various asset-allocation tools and offers access to multiple managed account solutions and third-party money managers.

Wade Schertenleib is a financial advisor with LPL Financial in Spokane, WA, holding Series 63 and Series 65 registrations and over 15 years of industry experience. His prior roles include positions at WE Financial Partners, Waddell & Reed, and CUSO Financial Services, among others. He has served on the boards of the Chase Youth Foundation and Spokane Parks Foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Kiley Schenk is a financial advisor at Edward Jones in Spokane, WA, holding a Series 66 designation with eight years of industry experience. Prior to joining Edward Jones in 2018, Kiley worked for To Market Northwest for five years and was employed by Liberty School District for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and affiliated investment products, operating under a fiduciary standard and maintaining a large nationwide network of advisors and branches.

Thor Anderson is a financial advisor with Morgan Stanley in Spokane, WA, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Carole Amsbury is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has been advising clients since 2000. She specializes in providing goals-based wealth management strategies tailored to help clients achieve both short- and long-term financial objectives. Her areas of expertise include investment management, education funding, retirement income planning, tax minimization strategies, asset preservation, estate planning, and wealth transfer. Carole also offers clients access to individually recommended or combined strategies from Merrill or approved third-party investment managers. Carole holds a Bachelor of Science degree in Accounting from Florida State University, earned in 1983. She is a CERTIFIED FINANCIAL PLANNER™ and a Chartered Retirement Planning Counselor™, in addition to being a qualified Portfolio Advisor. Starting her career as a Certified Public Accountant with a major accounting firm, she also has experience in the private real estate development sector. While she maintains her CPA designation, she does not provide tax advice in her current role. In her personal life, Carole is active in her community in Boca Raton, Florida, participating in ministries at St. Joan of Arc Catholic Church, supporting Friends of Gumbo Limbo, and coaching youth sports. She lives there with her husband and two children.

Jennifer Lucke is a financial advisor with Morgan Stanley in Spokane, WA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is involved in jewelry making as a sole proprietor. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs that include tailored financial planning supported by firm-approved tools and analysis.

Jonathan Merck is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors from 2013 to 2016. Outside of his advisory role, he holds ownership interests in several investment-related entities, including Merck Holdings LLC and Hoohee Enterprises, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment offerings.