Patrick Mc Dermott is a Series 66-credentialed financial advisor with 10 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2021 after six years at Wells Fargo Advisors, LLC. He is also associated with May Wealth Advisors in a financial advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as deterministic and probability modeling to support client goals.

Anthony Daugherty is a financial advisor with LPL Enterprise holding Series 65 and Series 63 credentials and 13 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC from 2013. Outside of advising, he owns a hair salon where he contributes to marketing planning and business development, and he has worked as a sound engineer for broadcast sports events. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers services such as financial planning, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products within an integrated platform.

Dena Petersen is a financial advisor with Charles Schwab in Tampa, FL, holding Series 63, 65, and 66 licenses and 15 years of industry experience. She worked at American Trust & Savings Bank for five years before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized operations and due diligence on alternative investments.

Christopher Zimmermann is a financial advisor with Wells Fargo Clearing in New York, NY, holding a Series 66 designation and 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Kelly Bowe is a financial advisor at Raymond James Financial with nine years of industry experience. She holds a Series 66 designation and has been with Raymond James Financial Services Advisors, Inc. since 2016. Outside of her advisory role, she also serves as a branch manager for Independent Financial Services in Land O'Lakes, FL. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual and high-net-worth clients, corporations, and institutional investors. The firm offers personalized, non-discretionary planning using analytical tools to evaluate potential outcomes and supports its recommendations through various advisory programs.

Diana Poole is a Series 66-licensed financial advisor with 11 years of industry experience, currently with Morgan Stanley since 2022. She previously worked at Merrill from 2014 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers various planning and investment services.

Reem Heikal is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has been with Merrill since 2020 and previously worked at Bank of America and Dreambee LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lindsey Pohl is a financial advisor at Morgan Stanley with five years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley and its Private Bank since 2022. Prior to that, she was with The Vanguard Group and has experience in event planning as the owner of Boones Babes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment strategies guided by its Global Investment Committee.

Jeffrey Clemmons is a financial advisor with Raymond James & Associates in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services with a non-discretionary approach, utilizing various portfolio management styles and affiliated research.

Jeffrey Gold is a CFP® professional with 33 years of industry experience, currently serving as a financial advisor at Raymond James Financial in Tampa, FL. He has been with Raymond James Financial since 2002 and is also involved with Spence and Gold Financial, a support company he owns. Outside of his advisory roles, he acts as Personal Representative and Durable Power of Attorney for his parents' estate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and maintains specialized programs for municipal and retirement plan advisory services.

Randall Ruckman is a financial advisor at Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2010. Outside of his advisory role, he is an officer of Ruckman Group, LLC, a legal entity formed for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure while maintaining authority over model selection and oversight.

Randy Snyder is a CFP® professional with 13 years of industry experience, currently with Wells Fargo Clearing since 2017. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2012 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

James Tomik is a financial advisor with Cetera, holding the CFP® and ChFC® designations and has 33 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously spent over a decade with Summit Financial Group and Summit Brokerage Services. Outside of advising, he owns a tax preparation business and teaches CFP certification classes. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to various third-party managers and program structures.

Doris Muller is a financial advisor with Edward Jones in Oldsmar, Florida, holding Series 63 and Series 66 licenses and possessing 36 years of industry experience. Prior to joining Edward Jones in 2018, she worked at several Federated entities, including Federated Global Investment Management Corp and Federated Securities Corp., between 2005 and 2017. Edward Jones is a full-service wealth management firm serving a broad range of individual and institutional clients, offering both discretionary and non-discretionary investment strategies, access to separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Tammy Alumbaugh is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 65 and Series 63 licenses and four years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2021. Outside of finance, she has been involved with Soul Cage, a business active since 2010. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-based investment strategies managed by unaffiliated asset managers.

Mary Hayes is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 12 years of industry experience. She previously operated her own business and has worked at Vanleeuwen & Associates LLC. Outside of advisory services, she owns Plan to Save LLC, a support company. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients, using tailored non-discretionary strategies supported by advanced analytical tools.

Curtis Raven is a financial advisor with Cetera, holding a Series 66 credential and 13 years of industry experience. He operates multiple businesses including Raven Law Group PLLC, where he provides legal and tax services as an attorney and CPA, and Generations Tax & Wealth Management, a CPA and wealth management firm. He is also involved in marketing warranty service contracts and merchant service referrals in the Tampa, FL area. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and a multi-manager platform that includes various investment strategies and program structures.

Clint Madden is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. He previously worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. Outside of his advisory role, he owns and operates Toned at Home LLC, providing one-on-one personal training focused on strength building and overall health improvement. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Peggy Cozine is a financial advisor with Cetera in Clearwater, FL, holding a Series 66 designation and 24 years of industry experience. She has worked at Cetera and affiliated entities since 2013 and also operates a tax planning and preparation business as an enrolled agent. Her additional activities include involvement in tax services separate from her investment advisory work. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports both discretionary and non-discretionary account management.

James Reilly is a financial advisor at Edward Jones in Hudson, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he spent 18 years with the Clearwater Police Department. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.