Jeff Clark is Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2025. He has been with Fidelity since 2021, progressing through positions including Financial Consultant, Planning Consultant, and Financial Representative. Prior to joining Fidelity, Jeff gained experience as a Senior Financial Planner at Reilly Financial Advisors from 2019 to 2021, a Retirement Plan Consultant at Aldrich Wealth, LP from 2015 to 2019, a Financial Advisor at Ameriprise Financial Services from 2011 to 2014, and a Paraplanner at Ameriprise Financial Services from 2010 to 2011. Jeff holds a California Insurance License. His professional focus is on helping clients develop robust financial plans to build long-lasting partnerships and optimize their financial outcomes. Outside of his professional work, Jeff has interests in baseball, camping, military service, movies, music, and parenthood.

Brad Thompson is a financial advisor with J.P. Morgan Securities in San Clemente, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Edward Jones and JPMorgan Chase Bank, N.A. Outside of his advisory work, he owns Neptunium, a creative business focused on photography, writing, and e-commerce sales. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Megan Stirrat is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 26 years of industry experience. She has worked previously at Merrill and Bank of America, and has been with LPL Financial since 2023. In addition to her advisory role, she is involved with Exclusive Insurance Brokerage, focusing on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced research tools.

Matthew Adlard is a Planning Consultant currently working at Fidelity Investments since 2026. He has a professional background in financial advisory roles, having served as a Senior Financial Advisor at LPL Financial from 2025 to 2026 and as a Wealth Strategy Associate at UBS Financial Services from 2016 to 2024. In his role, Matthew focuses on understanding the priorities of his clients and their families to develop financial plans that align with their goals. He aims to educate and support clients through the planning process. Matthew holds a California Insurance License.

Graham Grisoli is a financial advisor with Mass Mutual Investors Services in San Juan Capistrano, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He previously worked at Edward Jones Investments for six years before joining MassMutual in 2023. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing a detailed, collaborative planning process that focuses on investment categories and strategies without discretionary authority.

Trenton Larsen is a CFP® with 10 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Bank of America, Merrill Lynch, and Insight Wealth Strategies. Outside of his advisory work, he is involved with Element Wealth Management, a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Scott O'Brien is a financial advisor at Fisher Investments with 27 years of industry experience. He has been with Fisher Investments since 2002 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he serves as president of a food cleaning systems and internet marketing company and is a volunteer board member of the Live Like Jo Jo Foundation, a nonprofit supporting terminally ill children. Fisher Investments serves a diverse global client base including institutional investors and high-net-worth individuals, providing discretionary portfolio management across multiple asset classes. The firm uses a centralized investment process combining quantitative and qualitative research and employs risk management techniques such as derivatives and tax-loss harvesting.

Frederick Sanchez is a CFP® professional with 43 years of industry experience. He has been with LPL Financial since 2024 and previously worked at Crown Capital Securities, Lp for 10 years. Sanchez also operates South Orange County Tax Service, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Joseph Wenrich II is a financial advisor with LPL Financial in San Clemente, CA, holding a Series 66 designation and 25 years of industry experience. His prior experience includes roles at Waddell & Reed, Ameriprise, and operating his own firms such as Wenrich Wealth and Wenrich Consulting. Outside of his advisory work, he is the author of "Teaching Kids to Buy Stocks" and conducts related educational seminars. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, combining comprehensive financial planning and diverse investment options with a large network of over 22,800 advisors.

Robert Brown is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 42 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Brown serves on various local government and political committees, including positions with Orange County and the City of Laguna Niguel. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

Titus Lobo is a Series 66 licensed financial advisor with Morgan Stanley in Laguna Niguel, CA, having 10 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016. Outside of his advisory role, he is involved in property management as the sole proprietor of a rental property business. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a broad range of investment advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes that incorporate firm-approved tools and market outlook models.

Sahej Bhasin is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His career includes roles at Charles Schwab Bank SSB, Charles Schwab & Co., Inc., and UBS Financial Services. He also has experience at Pepperdine University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary client advisory with access to discretionary separately managed accounts and a structured alternative investment offering.

Robert Packin is a financial advisor with Wells Fargo Clearing in San Clemente, CA, holding a Series 66 designation and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes unique offerings like insurance-related vehicles and bank deposit sweep options within its investment menus.

Thai Hoang is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 licenses and totaling 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he holds ownership interests in INIZIO, LLC and All Time Brands, LLC, where he advises on strategies and helps monitor financials. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven, modern portfolio theory-based approach and offers discretionary plan-level investment selection services, with a broader range of financial product options than typical large institutional advisers.

Brian Sognefest is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He worked at Roth Capital Partners for 20 years before joining Charles Schwab and Charles Schwab Bank in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive operational structure combining advisory, brokerage, custody, and cash-sweep services.

Zachary Stuart is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. His prior experience includes roles at JP Morgan Securities, Bank of America, Merrill Lynch, and Equitable Advisors. He is also involved with SchoolsFirst Federal Credit Union through its investment services business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of advisory strategies and operational tools.

Bruce Welte is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 designations and 25 years of industry experience. He has worked at Fidelity since 2021 and was previously employed at Select Capital Corporation for nine years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to various clients, including retail and institutional investors, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an adviser to multiple registered investment companies and offers model portfolios for intermediary platforms.

Niloufar Fatehi is a Series 66 licensed financial advisor at Merrill with one year of industry experience. Her prior roles include positions at Bank of America, Union Bank, and Wells Fargo, along with teaching engagements at Cal State Fullerton, University of California Riverside, and Saddleback College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Hoem is a financial advisor at Cambridge Investment Research Advisors with three years of industry experience. He holds the Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities LLC, Nationstar Mortgage, and the Anaheim Ducks Hockey Club. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts, offering financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm provides a variety of investment strategies, including proprietary models and access to third-party managers, delivered across multiple custody and platform arrangements with both discretionary and non-discretionary options.

Minh Lan Nguyen is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. Prior to joining LPL in 2023, Nguyen worked at Merrill, Unionbanc Investment Services, and Ameriprise. Outside of advisory work, Nguyen is involved in operating a nail salon business in Laguna Hills, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions delivered through a large network of advisors and supported by various research, technology, and bank partnerships.