Chad Bettelon is a financial advisor at Merrill with 23 years at the firm and 12 years of industry experience. He holds a Series 66 designation and is based in Peoria, AZ. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates its investment services with a broad range of banking products and trading capabilities within the Bank of America platform.

Samuel Lee is a financial advisor with Robert W. Baird & Co. in Peoria, AZ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Prior to joining Baird in 2022, he worked at RBC Capital Markets from 2014 to 2022. He serves on the Board of Development at Hardin-Simmons University, contributing to the university’s goal-setting activities. He is part of the DDK Group within Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services using a range of strategies, including traditional and non-traditional investments, with both discretionary and non-discretionary options.

James Vallery is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Morgan Stanley in 2023, he worked at J.P. Morgan Securities for 11 years. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Thomas Pilling Jr. is a financial advisor at Fidelity with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has been with various Fidelity entities since 2008. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios composed of mutual funds, ETFs, and ETPs.

Karla Thalman is a financial advisor with Edward Jones in Sun City West, AZ, holding a Series 66 designation and nine years with the firm. She has 27 years of prior self-employment experience. Outside of her advisory role, she is a trustee of a family trust associated with a family farm and participates in a local business and community networking group. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, supported by a large nationwide network of financial advisors and branch offices.

Steven Hecht is a financial advisor with Primerica Advisors in Goodyear, Arizona, holding a Series 63 designation and over 41 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1984. Outside of his advisory role, Hecht serves as an umpire for the Arizona Interscholastic Association. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and limited discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap fee structure.

Michele Kisenwether is a financial advisor with Primerica Advisors in Sun City West, AZ, holding Series 63 and Series 65 licenses and 16 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2009. In addition to her advisory role, she is involved in the sale of home-related products and services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients, primarily via a tiered wrap-fee structure.

Brandi Palomo is a financial advisor at Mass Mutual Investors Services with seven years of industry experience. She holds Series 65 and Series 63 licenses and has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 2016. Outside of her advisory work, she owns Ember Sky Publishing, a company used to self-publish fiction novels. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and various investment programs, including wrap and money-manager offerings.

Jacob Parent is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors and El Chorro. Outside of advising, he owns JSP Global Consulting, a consulting business based in Scottsdale, AZ. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, combining research-based modeling and tax-efficient strategies to provide non-discretionary recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional firm.

Monica Joffre is a financial advisor at Fidelity with 34 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at USAA Investment Services Company, Morgan Stanley, LPL Financial, and Charles Schwab. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction, supporting services such as discretionary portfolio management and fund advisory.

Samantha Mosher is a financial advisor at Fidelity with a Series 66 credential and four years of industry experience. Her prior work includes roles at JPMorgan Chase and Renaissance Financial. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios.

Tom McNertney is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2014. He has more than 18 years of experience in the financial services industry, during which he has worked in various capacities including Investment Consultant and Retirement Solutions Representative at Fidelity Investments. His professional background spans wealth accumulation, retirement income planning, and financial legacy protection. Tom is committed to building trust-based relationships with clients and focuses on simplifying investment complexities while prioritizing clients' interests. Tom holds a California Insurance License and has been associated with Fidelity Investments since 2008, following his initial experience with Northwestern Mutual.

Nicholas Fieldson is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked at LPL Financial since 2010 and has been associated with Credit Union West since 2008. Outside of his financial career, he is also active as a musician in the Southwestern United States. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management with support from LPL Research and various third-party subadvisors.

Micah Davidson is a financial advisor at Thrivent Investment Management with credentials including Series 63 and Series 65 licenses. He began his advisory career in 2025, with prior experience at Trinity Wealth Securities, LLC and Florida Financial Advisors DBA Four Corners Financial Advisors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of financial topics without implementing recommendations directly. The firm combines holistic, goal-based analyses with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separation between planning and portfolio management services.

Christopher Armenta is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has previously worked at USAA Investment Services Company and USAA Life Insurance Company. Outside of his advisory role, he is involved with the Church of God for the Nations in Phoenix, where he participates as a worship team member providing musical support. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

David Bown is a financial advisor with Osaic Wealth, Inc. based in Peoria, AZ. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. His prior roles include positions at Woodbury Financial Services and Questar Asset Management. Outside of his advisory work, he creates a Christian radio show focused on Bible lessons and personal empowerment. Osaic Wealth serves a diverse client base that includes individual investors, pension plans, corporations, and charities. The firm offers integrated brokerage and advisory services through a broad network of advisers, utilizing asset-allocation tools and multiple investment platforms to manage a wide range of portfolio types.

Camille Rosen is a CFP® with seven years of industry experience, currently serving as a financial advisor at Fidelity in Glendale, AZ. Her career includes prior roles at Charles Schwab and Nordstrom, with a consistent focus on investment advisory services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base that includes retail and institutional investors, offering discretionary and non-discretionary portfolio management alongside model portfolio construction using proprietary research and quantitative methods.

Evelyn Quintanar is a Series 66-licensed financial advisor with Merrill in Goodyear, Arizona, and has one year of industry experience. She previously held positions at Bank of America and Edward Jones. Outside of her advisory role, she serves as a Member at Large for the Centennial Packbackers booster club, supporting local public school football program activities through strategic input and volunteer efforts. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries.

Brandon Sparks is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and 28 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his financial advisory role, he serves as an assistant football coach at Phoenix Christian High School. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based analyses and written recommendations on a wide range of financial planning topics. The firm allows clients to combine planning with managed-account programs while maintaining separate services and does not manage institutional portfolios.

Richard Alexander is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Bank of America, Lexington Law Firm, and S.A.F.E. Management. Merrill provides managed account services through the Select Portfolio Solutions program to a wide range of clients, including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates investment strategies developed by its Chief Investment Office and third-party managers, offering access to various products within Bank of America’s broader platform.