Robert Brock is a financial professional with 32 years of industry experience, currently affiliated with Cetera. He holds a Series 63 designation and has been associated with various Cetera entities since 2013. Outside of his advisory role, he serves as the financial officer for Warm and Loving Ministries, a counseling and training center. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring affiliated and third-party investment strategies and program options suited to various client needs.

Esteban Munoz is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services Inc for nine years. Munoz is also involved in his own business, M&A Investment Services, where he serves as president and vice president managing portfolio services and various insurance coverages. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach features model-based asset allocation, portfolio optimization, and supports both discretionary and advisor-managed strategies.

Jeffrey Ng is a Financial Consultant at Fidelity Investments, where he has been serving since 2022. In his role, he focuses on assisting clients with financial literacy and providing education to help them confidently manage their financial lives, including growing, protecting, and transitioning their wealth. Prior to his current position, Jeffrey worked as an Investment Consultant at Fidelity Investments from 2020 to 2022 and as a Financial Consultant at Axa Equitable Advisors from 2017 to 2020. He also gained experience as an Investment Analyst Intern at Wellspring Consulting LLC in 2016. Jeffrey holds a California Insurance License, which supports his professional qualifications in the financial services industry.

Justin Arce is a financial advisor with LPL Financial based in Rancho Cucamonga, CA, holding Series 63 and Series 65 designations and having 16 years of industry experience. He previously worked at Royal Alliance and Foresters Financial Service. Arce is involved with Epiphany Wealth Planning LLC, a business entity focused on tax and investment matters. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, delivering advice through a large network of investment adviser representatives who utilize a range of discretionary and non-discretionary investment strategies.

Juan Vargas is a financial advisor at Osaic Wealth with 19 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Securities America Advisors, Woodbury Financial Services, and Foresters Advisory Services. Outside of his advisory role, he is president of Cognitio Capital, an insurance agency that offers fixed life insurance and annuities. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate clients. The firm employs a model-based investment process and offers a wide range of brokerage and advisory services through a multi-advisor platform.

Andrew Norman is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. His prior roles include positions at AssetBridge Capital Management, Team Financial Partners, and various non-financial employers. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non‑high‑net‑worth and high‑net‑worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey Grant is a financial advisor with Morgan Stanley in Claremont, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

Jescelyn Hernandez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has worked at Merrill since 2022 and is also currently employed with Bank of America, N.A. Outside of her advisory role, she assists her mother’s janitorial business by managing invoicing and payments due to language barriers. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Allen Block is a financial advisor with Merrill based in Ontario, California. He holds a Series 66 designation and has 28 years of industry experience. His work history includes roles at Bank of America, N.A. since 2011 and Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Zhuang Tantiwasadakran is a financial advisor with LPL Financial in Walnut, CA, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 2007 and previously at 1717 Capital Management Company for five years. Outside of advisory work, he is involved in an independent fixed insurance business focusing on life, health, disability, fixed annuity, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining a large advisory network with a range of non-advisory financial services.

Ralph Pan is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Covina, CA, and has 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, and retirement plan consulting services to individuals, corporations, and institutions. The firm combines large-scale resources and research-driven investment strategies to serve a broad client base with both brokerage and advisory solutions.

Pierre Biscaichipy is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank, N.A. since 2015, as well as Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves on the advisory board and finance committee of the Devil Pups Foundation, a nonprofit focused on children and youth, where he is involved in fundraising, marketing, and administrative duties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and research.

Peggy Tong is a financial advisor at Charles Schwab with 20 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Bank of America and Merrill. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal process for alternative investments.

Orion Richardson is a financial advisor with Equitable Advisors in Upland, CA, holding a Series 66 credential and 12 years of industry experience. He has been with Equitable Advisors since 2014, having previously worked at Axa Advisors LLC. Outside of his advisory work, he is involved with various outside insurance companies. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach includes matching clients to advisory program models or discretionary managers, often through third-party asset managers, and offers a broad range of investment options including mutual funds, ETFs, and alternative investments.

Brian Chan is a financial advisor at Osaic with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services for nine years. In addition to his advisory role, Brian operates a tax preparation sole proprietorship. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm employs model-based asset allocation and portfolio optimization, offering brokerage and advisory services across various account programs and utilizes a broad affiliate network to support its offerings.

Mary Caporale is a financial advisor at Edward Jones with 42 years of industry experience. She has held her position at Edward Jones since 2003 and holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs, separately managed accounts, and affiliated investment products under a fiduciary standard.

Christian Terrazas is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and seven years of industry experience. His prior roles include positions at Morgan Stanley, Bank of America, Merrill, and BBVA, among others. He is currently based in Upland, California. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Ricardo Rodriguez is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 credentials and bringing 22 years of industry experience. His career includes roles at RBC Capital Markets, Chasing Value Asset Management, and William O'Neil Securities. He is also involved with the Credit Union of Southern California. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Duvan Chiang is a financial advisor with Ameriprise who holds a Series 63 designation and has 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to generate tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated broker-dealer and insurance companies.

Dean Dunbar is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently with LPL Enterprise and has previously worked at firms including Prudential Insurance Company of America and Edward Jones. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in the Model Wealth Portfolios wrap program.