Daniel Vandersteeg is a financial advisor with Mass Mutual Investors Services in Memphis, TN. He holds the CFP® designation and has 11 years of industry experience, previously working at MetLife Securities, Inc. and MassMutual Life Insurance Co. He also operates as an agent in individual and group life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to provide written recommendations tailored to client goals.

Ethan Smith is a financial advisor with Charles Schwab in Germantown, TN, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Charles Schwab Bank, LPL Enterprise, First Citizens National Bank, and Whites & Associates. Before entering the financial sector, he spent nine years in full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment process.

Sam Garrard III is a financial advisor with Wells Fargo Clearing in Nashville, TN, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has previously worked at Suntrust Advisory Services, Suntrust Investment Services, and Investment Professionals, Inc. Outside of his advisory role, he serves as an executor for an estate in Franklin, TN. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm employs an IPS-driven approach based on modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options in its investment menus.

Clinton Moss is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has prior experience with State Farm and Brad Carlisle Insurance Agency. Before entering the financial sector, he spent ten years working at Maley-Yarbrough Funeral Home. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Christopher Shelton is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. He has worked at Cetera and Regions Bank since 2018 and was previously with Scottrade, Inc. from 2016 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, retirement services, and access to third-party money managers, operating a multi-manager platform with a range of program options and custodial relationships.

Gregory Lemon is a financial advisor with Ameriprise in Cordova, TN, holding Series 63 and Series 65 licenses and having eight years of industry experience. His career includes multiple roles at Ameriprise since 2014 and a brief tenure at Kingswood Capital Partners. Outside of advising, he is co-owner of a commercial landscaping company and serves as a director leading CPA consulting and advisory services at a local CPA firm. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on tax-aware withdrawal strategies and dependable income sources. The firm’s approach integrates proprietary research and third-party data within a managed account framework tied to Ameriprise’s affiliated product offerings.

George Ryan Connor is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Kimery Wealth Management, LLC, and FTN Financial in both Securities Corp and Capital Markets divisions. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, with a range of portfolio management styles and municipal advisory services.

Ronald Goss III is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding a Series 66 designation and having six years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance since 2020 and previously spent time at Strategic Financial Partners and Green Earth Landscaping, LLC. Outside of his advisory role, he is involved in insurance sales as a licensed agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides a range of programs including educational seminars and uses firm-approved tools to support client goal analysis and planning recommendations.

Robert Mayer is a CFA® charterholder with 20 years of industry experience. He is a financial advisor at Stifel, where he has worked since 2018, following a decade at J.J.B. Hilliard, W.L. Lyons, LLC. Mayer serves on the investment committee of Christian Brothers High School, helping to oversee the school’s endowment. Stifel serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Donald Malmo III is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Duncan Williams, Inc. for eight years. Malmo is involved in several community and nonprofit organizations, including serving as a board member of the Memphis Country Club and participating on the finance and investment committees for his church and alma mater. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, advisory services, and institutional consulting, with an emphasis on tailored, non-discretionary planning supported by extensive research and multiple portfolio management styles.

Thomas Armstrong Sr. is a CFP® with 25 years of industry experience, currently affiliated with Cetera since 2023. He has held roles at Shoemaker Financial and multiple insurance companies since 2015 and operates an accounting business as the owner of T. Armstrong, CPA. He also serves as treasurer for a homeowners' association. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, and institutional accounts, offering diversified portfolio management and financial planning through a nationwide network of independent advisors.

Kimberly Johnson is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 credential and bringing 36 years of industry experience. Her prior experience includes nine years at Morgan Keegan & Company and over a decade with Allen Morgan & Doug Edwards, where she currently serves in a part-time personal assistant role. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and public entities. The firm provides tailored financial planning and consulting services, employing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Stanley Viner is a CFP® and holds a Series 66 license, currently serving as a financial advisor at UBS Financial Services in Memphis, TN. He has five years of industry experience, including six years with UBS and prior work at Coaching for Literacy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of solutions including financial planning, portfolio management, and capital markets services supported by proprietary research and model-based asset allocation.

Rivers Shearin is a financial advisor with Raymond James Financial Services Advisors, Inc. holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James, he worked at Deloitte for four years and held positions at Pinnacle Financial Partners and First Horizon. Shearin also serves as the head JV coach and assistant varsity coach for the St. Agnes Academy high school basketball team. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains a municipal advisory affiliation uncommon among large institutional advisors.

Deta Harrold is a financial advisor at Edward Jones with 14 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Justin Martin is a financial advisor with LPL Financial in Memphis, TN, holding Series 63 and Series 65 credentials and 2 years of industry experience. He previously worked at MML Investors Services, MassMutual Life Insurance Co/Strategic Financial Partners, Giles Financial Group, Ameriprise Financial Services, and Guidingpoint Financial Group. Outside of advising, he is a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, utilizing various investment strategies and operational tools.

David James is a financial advisor with Ameriprise who holds a Series 63 designation and has 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he is involved in managing his family farm in Gore Springs, Mississippi. Ameriprise is a large institutional firm that offers retirement-income planning services for clients meeting specific asset criteria, combining research, modeling, and tax analysis to provide tailored recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Parker Lewallen is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs including tailored financial planning, utilizing structured discovery conversations and firm-approved planning tools.

John Colcolough III is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and over 40 years of industry experience. His prior work includes roles at Stephens and UBS Financial Services. Outside of advising, he is a member of Bayou Meto Farms LLC, a hunting and recreational property venture in Memphis, Tennessee. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options using diversification principles and modern portfolio theory.

Rebecca Fitschen is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. She has been with UBS Financial Services Inc. since 2002. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of capital markets products and proprietary research to support client goals.