John Capets is a financial advisor at United Capital Financial Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at United Capital since 2021, following long tenures at Capital Investment Group, Inc. and Harbor Capital Management, Inc. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm employs discretionary portfolio management using asset-allocation models developed by an Investment Policy Committee and offers customized strategies including ESG and faith-based options.

Rutherford Bryson III is a CFP®-certified financial advisor with 25 years of industry experience. He has been with Cary Street Partners since 2011, and previously worked at Genspring Charleston, LLC and GFO Advisory Services, LLC. In addition to his advisory work, he serves as a trustee for family trusts, overseeing asset management and distributions. Cary Street Partners provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm uses a broad investment menu and proprietary strategies, serving both traditional and specialized institutional clients such as state and municipal government entities and insurance companies.

James Pinzker is a financial advisor at A.G.P. / Alliance Global Partners with 32 years of industry experience. He previously worked at firms including B. Riley Wealth Management, National Securities Corporation, Oppenheimer, UBS Financial Services, and Citigroup Global Markets. Outside of finance, he is a passive investor in two unrelated businesses: a barbecue operation and a coffee shop. A.G.P. / Alliance Global Partners is a multi-team SEC-registered investment adviser and FINRA-member broker-dealer serving individual clients, retirement plans, and pooled/institutional vehicles. The firm employs a variety of investment strategies with an emphasis on international investing and offers discretionary portfolio management, financial and estate planning, model portfolios, and brokerage and insurance product distribution.

Erik Merkau is a CFA® charterholder with 29 years of industry experience. He is currently affiliated with Choreo, LLC and has prior experience at Edelman Financial Engines Advisors, JPMorgan Securities LLC, and Chase. Choreo serves a diverse client base ranging from individual investors to institutional clients, offering services that include portfolio management, financial planning, and outsourced CIO solutions. The firm follows a rigorous investment process centered on strategic asset allocation and a combination of quantitative screening and due diligence to manage portfolios through various vehicles, including model portfolios and separately managed accounts.

Charles Robinson is a financial advisor with Summit Financial, LLC based in Charlotte, NC, holding Series 63 and Series 66 designations and having 20 years of industry experience. His prior roles include positions at Keebeck Wealth Management, Cornerstone Wealth Group, Cornerstone Financial Partners, and LPL Financial. Robinson serves as a board member of MS4MS (Mission Stadiums 4 Multiple Sclerosis), contributing to strategic decisions for the nonprofit’s growth. Summit Financial, LLC is a multi-team SEC-registered advisory firm with approximately $26.35 billion in assets under management and 216 advisors serving around 17,800 clients. The firm offers a range of investment advisory and portfolio management programs alongside financial planning and retirement plan advisory services, operating both discretionary and consultative platforms tailored to client needs.

Jonathan Hogan is a financial advisor with Arkadios Wealth Advisors in Charlotte, NC, holding a Series 66 credential and seven years of industry experience. His prior roles include positions at Kalos Capital, Inc., AlphaStar Capital Management, LLC, The Leaders Group, Inc., and Financial Independence Group. Outside of his advisory work, he is involved in managing a wealth management firm and has authored articles on investment topics such as 1031 exchanges. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans through customized strategies, discretionary account management, and access to third-party money managers. The firm integrates an internal portfolio team that supports advisors with models and trade execution across various asset classes while serving as a fiduciary for retirement plan consulting.

Vikalp Agrawal is a financial advisor at Tucker Asset Management LLC with one year of industry experience. He holds a Series 65 designation and previously worked at DXC Technologies for 17 years. He is also the owner and CEO of Desiretree Financial Services LLC, a life and health insurance agency based in Charlotte, NC. Tucker Asset Management serves individual and high-net-worth clients, as well as foundations, trusts, estates, and charitable organizations, providing discretionary investment management and financial planning through a network of independent adviser representatives. The firm employs a top-down, macroeconomic asset-allocation approach and incorporates a range of strategies including alternative investments and direct indexing.

Lorraine Tomlin is a Series 65-licensed financial advisor with nine years of industry experience, currently with Waverly Advisors, LLC. She has been associated with Rinehart Wealth & Investment Advisory since 2011. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations, serving a diverse client base that includes both non-high-net-worth and high-net-worth clients.

Peter Jespersen is a CFA® with 12 years of industry experience, currently serving at Colony Family Offices, LLC since 2015. He holds Series 63 and Series 65 licenses and is based in Charlotte, NC. Colony Family Offices provides comprehensive wealth management and financial planning primarily to ultra-high-net-worth families, trusts, estates, and related entities, managing approximately $3.32 billion in discretionary assets. The firm employs a priorities-based, customized planning process and combines passive and active investment strategies, often using third-party managers and independent research.

Rebecca Chazen is a financial advisor at USAA Investment Services Company with five years of industry experience. She holds Series 63 and Series 66 licenses and has held prior roles at Ally Invest Securities LLC, Truist Investment Services, and The Vanguard Group. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm delivers Retirement Income Strategy Reports and facilitates referrals to third-party broker-dealers and advisers rather than managing client assets directly.

James Carson III is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding a Series 66 credential and 15 years of industry experience. His career includes roles at SVB Wealth, First Citizens Asset Management, and Truist Investment Services. Outside of his advisory work, he owns Rusty's Rods LLC, a business that designs and sells custom fishing rods. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, and business entities. The firm offers portfolio management through wrap programs and automated platforms, employing risk- and outcomes-based asset allocation, and benefits from its affiliation with a bank holding company, which integrates banking resources and referral relationships.

Sean Kayes is a CFP® and holds a Series 65 license with six years of industry experience. He currently works at Cary Street Partners and previously held roles at Exencial Wealth Advisors, Willingdon Wealth Management, and Composites One LLC. Outside of his advisory work, Kayes is a general partner in LOG Ventures, an investment group. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm constructs portfolios using a broad range of investment options and offers services including ERISA retirement plan management and proprietary strategies through its affiliated asset manager.

Alex Yarem is a financial advisor at First Citizens Asset Management, Inc. with four years of industry experience. He holds Series 63 and Series 65 licenses and serves as an adjunct professor for Campbell University’s graduate program, teaching Advanced Investment Analysis. Prior to joining First Citizens Asset Management in 2026, he worked at various affiliates of First Citizens Bank since 2019. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and institutions. The firm constructs global multi-asset class model portfolios using a combination of fundamental, quantitative, and technical analysis, with discretionary management focused on strategic asset allocation and risk control.

Nathan Allen is a financial advisor with 49 Financial in Charlotte, NC, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Oakwood Capital Securities and Purshe Kaplan Sterling Investments. Outside of advisory work, he has been involved as an associate with the Financial Independence Group, focusing on fixed insurance sales. 49 Financial serves individual and institutional clients, including high-net-worth individuals, trusts, and corporations, offering financial planning, retirement-plan consulting, and investment management. The firm emphasizes a disciplined, long-term, diversified asset allocation approach and provides tiered fractional family office services along with access to third-party managers.

Duncan Porter is a financial advisor with United Capital Financial Advisors in Charlotte, NC, holding a Series 65 designation and 16 years of industry experience. He has worked at United Capital since 2021 and previously spent 12 years with Harbor Capital Management, Inc. United Capital Financial Advisors provides financial planning and investment management services nationally to individual investors, corporations, retirement plans, charitable organizations, and institutional clients. The firm manages accounts primarily on a discretionary basis using asset-allocation models and offers portfolio customization, client-facing technology, and a platform for other advisors.

Patricia Van Pelt is a financial advisor with A.G.P. / Alliance Global Partners in Charlotte, NC, holding a Series 66 designation and six years of industry experience. Her career includes roles at Stifel Nicolaus, Stifel, and Grandview Financial Group. She is also involved with a separate business entity, Van Pelt & Company. A.G.P. / Alliance Global Partners is a dually registered SEC investment adviser and FINRA-member broker-dealer that serves individual and institutional clients through a multi-team platform, offering portfolio management, financial and estate planning, and a range of advisory and brokerage services with a focus on international investing and pooled vehicle management.

Brandon Azargoon is a financial advisor at IFG Advisory, LLC with three years of industry experience. He holds the Series 66 designation and previously worked at LPL Financial LLC for eight years. Outside of finance, he has experience working at Charlotte Motor Speedway. IFG Advisory, LLC provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and retirement plans. The firm employs a variety of investment strategies using sub-advisors and third-party managers and offers portfolio management, financial planning, and retirement plan consulting.

Jon Hoyle is a financial advisor at Gradient Advisors, LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with firms including Cambridge Investment Research Advisors, Securities America, and VOYA Financial Advisors. Outside of his advisory role, he has operated as an independent Medicare agent. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, managing approximately $289 million in regulatory assets and administering about $1.10 billion in assets.

Alexander Forest is a financial advisor at Ally Invest Advisors in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at Prudential Advisors, LPL Enterprise, DoorDash, Uber, and service in the United States Air Force. Outside of finance, he has ongoing positions at DoorDash and Uber. Ally Invest Advisors provides discretionary portfolio management primarily to individual and high-net-worth clients through web-based solutions and virtual interactions. The firm uses model portfolios based on Modern Portfolio Theory and offers automated investing alongside personal advice delivered via a third-party platform.

Kathy Wilson is a financial advisor at Ally Invest Advisors with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group and Amazon.com Services. Kathy supports both Ally Invest Advisors and Ally Invest Securities in a dually licensed capacity, servicing clients with self-directed and advisory accounts. Ally Invest Advisors provides discretionary portfolio management primarily to individual and high-net-worth clients through web-based solutions and virtual interactions. The firm offers ETF-based Robo Portfolios and Financial Advisor-delivered Personal Advice, utilizing model portfolios built on Modern Portfolio Theory across five risk tiers.