James Spencer IV is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the ChFC® designation and has 38 years of industry experience. Prior to joining Raymond James, he worked at PJ Robb Variable Corp. and Crump Life Insurance Services. Outside of his advisory role, he manages camps, clinics, and tournaments for girls fastpitch softball through his business, Legendary Softball LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, corporations, and institutional investors. The firm employs a non-discretionary approach tailored to client goals and supports extensive advisory programs and institutional consulting.

Walter Mcdaniel Jr. is a CFP® professional with 43 years of industry experience, currently serving as a financial advisor at LPL Financial since 2019. He has also operated McDaniel Tax and Financial Consultants, Inc. since 2017 and has teaching responsibilities at Old Dominion University. His prior experience includes roles at Hd Vest Financial Services and Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party asset management.

Joseph Carter III is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2008. Outside of his advisory role, he has been involved with Galilee Episcopal Church for over 20 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Kenneth Donovan is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Ameriprise in Virginia Beach, VA. He has been with Ameriprise and its affiliate since 2015. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written Recommendation Reports, supported by a centralized consulting team and algorithmic tools.

Bryan Winter is a financial advisor at Raymond James Financial with seven years of industry experience. He holds the Series 66 designation and has worked previously at Edward Jones and Honor Capital, LLC. Winter is also associated with Towne Wealth Management and TowneBank in Suffolk, VA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a municipal advisor affiliation.

Gregory Harris is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Wells Fargo entities since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tyler Summers is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds a Series 66 designation and has worked in roles at Digital Intelligence Systems LLC, Il Giardino, and Hampden Sydney College. Outside of finance, he owns and operates SUMMERSTEE, LLC, a business that sells quality T-shirts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Graham Miller is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA, holding a Series 66 designation and five years of industry experience. His prior work includes five years at Towne Bank before joining MassMutual and its affiliated MML Investors Services in 2021. Outside of advising, he owns and manages GCM Enterprise LLC, a bookkeeping business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs with a structured approach using firm-approved analytical tools.

Gary Briggs is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has been with Raymond James Financial since 2009 and is also involved with Hampton Roads Financial, LLC as an independent contractor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using advanced analytical tools and supports municipal and public finance work through its unique affiliations.

Kyle Watts is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding a Series 66 designation and having 10 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2015 and 2016, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including comprehensive financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

Josh Martinez is a financial advisor at Ameriprise Financial Services, LLC with four years of industry experience. He holds a Series 66 designation and has worked exclusively with Ameriprise since 2020. Prior to his advisory role, he held positions at several universities and in retail. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kiana Jens is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. She has worked at Wells Fargo Clearing since 2018 and was previously involved with Virginia Beach Adventure Park for five years. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Malcolm Terrell is a financial advisor at Mass Mutual Investors Services with four years of industry experience. His prior roles include positions at Primerica Advisors and Guardian Life Insurance Company, along with nine years of service in the U.S. Navy. He is a Series 66 licensed professional and owns an investment-related LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools and collaborative planning processes.

Maureen Griffin is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets from 2006 to 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through corporate financial planning agreements.

Joseph Komarnicki is a financial advisor with Cambridge Investment Research Advisors in Virginia Beach, VA, holding Series 63 and Series 65 licenses and 26 years of industry experience. His prior roles include positions at Latitude Advisors, GWN Securities, Medallion Advisory Services, and Valic Financial Advisors. He is also an independent insurance agent and president of Komarnicki Financial Group, which provides tax and legal liability services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement-plan sponsors, and charitable organizations. The firm offers a range of financial planning and investment management services through independent Financial Professionals, utilizing proprietary models and third-party strategies tailored to client objectives.

Elizabeth Feagans is a Financial Advisor with Merrill Lynch Wealth Management, joining the firm and the Nuttycombe Wealth Management Group in 2022. She focuses on wealth planning and relationship building, offering expertise in areas including family wealth management strategies, legacy planning, liquidity management, retirement income, and tax minimization. Her approach incorporates personalized plans tailored to clients' unique goals and priorities. Before transitioning to financial advising, Elizabeth spent eight years practicing law as an attorney. This background, combined with her financial services industry licensing and training, has equipped her to serve her clients effectively in managing and planning their wealth. Her client focus includes supporting personal retirement planning, small business strategies, managing new wealth, and addressing the financial needs of women. Elizabeth earned a Bachelor's Degree from Christopher Newport University and a Juris Doctorate Degree from Charlotte School of Law. Originally from Newport News, Virginia, she now resides in Charlotte, North Carolina. Outside of work, she enjoys spending time with her husband, Andrew, and their sons, Bronx and Hudson, as well as engaging in activities such as baseball, football, hiking, skiing, swimming, interior decorating, music, traveling, and watching movies.

Buck Jones is a financial advisor with LPL Financial in Chesapeake, VA, holding Series 63 and Series 65 designations and 12 years of industry experience. He has previously worked at MML Investors Services, MassMutual Life Insurance Company, and Northwestern Mutual. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Rusty Woods is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His prior roles include Lincoln Financial Securities Corporation and Life of Virginia. Woods serves as president of the Hampton Bay Condo Association board. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base with financial planning, investment management, and retirement plan advisory services delivered through a network of independent Financial Professionals.

Brandon Herring is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked within the Wells Fargo organization since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 advisors, offering both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Garret Alcaraz is a financial advisor with Wells Fargo Clearing in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory work, he serves on the finance committee of the Old Dominion University Education Foundation and is treasurer of the Tidewater Children’s Foundation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.