Autumn Epler is a CFP® certificant and holds a Series 66 license, with nine years of experience in the financial industry. She has been with Edward Jones since 2016 and previously worked at Natty Beau LLC for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Dorsey is a financial advisor with Ameriprise in Norfolk, VA, holding a Series 66 designation and 28 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Frederick Hughes is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC from 2012 to 2016. Outside of his advisory role, Hughes serves as a soccer coach for the YMCA of South Hampton Roads. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryann Macluskie is a financial advisor at Morgan Stanley with 20 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and held a prior position at Citigroup Global Markets from 2006 to 2009. Macluskie holds Series 63 and Series 66 credentials and serves on the finance committee of the Glendale Gators Swim Team Booster Club in Newport News, Virginia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs for individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market models to support client outcomes.

Najib Khan is a financial advisor at Ameriprise with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cetera and Langley Federal Credit Union, where he continues to serve as a financial advisor. Khan is also a member of the board of directors and treasurer for PROCU, a nonprofit organization. Ameriprise offers retirement-income planning services primarily for clients with at least $1 million in net investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm delivers a range of advisory, brokerage, and insurance solutions through affiliated companies.

Victoria Naughton is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2012 and 2013, respectively. Outside of her advisory role, she serves as a director for The Church at 1740 in Chesapeake, VA, where she is involved in directing charitable donations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Hicks is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2022. Prior to that, he held roles at E*Trade, TD Ameritrade, and Hampton Roads Academy. Hicks serves as the treasurer on the board of the Christopher Newport University Peninsula Alumni Chapter. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools, and it offers a wide range of retail and institutional investment services.

Carol Mc Lawhorn is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, and Wells Fargo Advisors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dennis Herndon III is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Heyman Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting supported by analytical tools and has specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

David Johnson is a financial advisor with Merrill in Norfolk, VA, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Bank of America and Merrill since 2011. He serves as a board member on a committee for the Norfolk State University Foundation. Merrill provides a broad range of investment and wealth management services to individuals, retirement plans, corporations, charities, and institutional clients. The firm offers multiple managed account programs and manager-selection strategies, supported by integration with Bank of America’s broader banking and capital markets platform.

Courtney Hamilton is a financial advisor at Merrill with three years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Hamer Fitness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Zachary Coleman is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Schwab, he worked in various roles outside finance, including positions at Starbucks Coffee Company and Victory Family YMCA. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational structures.

William Eastburn is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Advisors, Cetera, and Langley Federal Credit Union. Eastburn serves as a board member of Sister Cities of Newport News, an organization focused on building international cooperation between cities. OSAIC Wealth, Inc. serves a diverse client base including individual and institutional investors through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to construct portfolios across multiple asset classes.

Neal Smith is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2012 and serves concurrently in the US Navy. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning and portfolio management solutions supported by proprietary research and model-based asset allocations.

John De Vore is a financial advisor with Raymond James Financial holding a Series 66 credential and one year of industry experience. His prior work includes roles at TowneBank, the United States House of Representatives, and the Senate of Virginia. He has also been involved with the Greater Williamsburg Chamber of Commerce and worked in local business and education settings. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers unique municipal and public-finance advisory services within a large advisor network.

Lee Sherlock is a CFP® professional with 23 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at Charles Schwab and TD Ameritrade. Sherlock has ownership interests in residential rental properties in Virginia Beach. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kerke Johnson is a CFP® professional with 37 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Shannon Walker is a CFP® and holds a Series 66 license with 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Scott Singor is a CFA® charterholder and holds the Series 66 designation, with 21 years of experience in the financial services industry. He has been with UBS Financial Services since 2012 and previously worked at Wells Fargo Clearing, BB&T Investment Services, and Ameriprise. Based in Norfolk, VA, Singor provides advisory services through a well-established career spanning multiple firms. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, leveraging proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances.

Lelis Pond is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His prior firms include Royal Alliance Associates, Inc., Signator Investors, Inc., and Oppenheimer. Additionally, he conducts investment and insurance business through Signature Financial Group, LLC, focusing on sales and marketing of securities, fixed annuities, and insurance products. OSAIC serves a diverse client base ranging from individual and high-net-worth investors to pension plans and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to construct portfolios that may include a wide range of investment products.