Karla Calcano Jimenez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at Bank of America, Amazon, and Stone Street Capital. She is based in Arlington, VA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Linda Haycock is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. She has worked at Edward Jones since 2023 and concurrently manages business operations at Haycock Foot and Ankle Center, where she has served as business manager since 2006. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Patricia Penn is a CFP® with 32 years of experience, currently serving as a financial advisor at Morgan Stanley in Alexandria, VA. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and models but places implementation responsibility with clients, generally acting in an advisory capacity rather than as an ERISA fiduciary unless otherwise engaged.

Liam McCracken is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He began his career at Fidelity as a Relationship Manager in 2023 before transitioning to an Investment Consultant position in 2024. In his current role, Liam partners with clients through the financial planning process to develop plans that are appropriate and understandable, focusing on goals such as retirement and other financial objectives. His approach emphasizes collaboration throughout each phase of the client's financial journey. Outside of his professional work, Liam has personal interests that include cars, cooking and baking, football, social events with friends, golf, and music.

Ernesto Espejo is a financial advisor with Edward Jones in White Plains, MD, holding Series 63 and Series 66 credentials and over 21 years of industry experience. He has been with Edward Jones since 2004. Espejo serves as a board member for Spring Dell Center, Inc., a nonprofit organization in La Plata, MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Charmaine Cheng is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 registrations and previously worked at Bank of America, JPMorgan Securities, Wells Fargo, and HSBC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kelsey Henneman is a Financial Consultant at Fidelity Investments, a position held since 2026. She is involved in creating personalized financial plans that align with the unique goals of individuals and families, utilizing Fidelity's strategic portfolios and innovative approaches. Prior to her current role, she served as an Investment Consultant at Fidelity Investments from 2025 to 2026. Her professional experience includes roles such as Senior Private Wealth Associate at Bernstein Private Wealth Management from 2022 to 2025, and Senior Investment Operations Associate at Cambridge Associates LLC from 2020 to 2022. These roles have contributed to her expertise in financial consulting and wealth management.

Cecilia Zurita is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2006. Outside of her advisory role, she is involved in several business activities including managing a publishing company and serving as a managing member in multiple real estate-related LLCs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Macintyre is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling to support its financial planning process.

Damien Barros is a Financial Advisor specializing in wealth management through Merrill Lynch Wealth Management. He focuses on international wealth management, liquidity management, and portfolio management services, tailoring strategies to meet clients' long-term financial goals. Damien works closely with clients, emphasizing collaboration to align investment portfolios with their aspirations. He holds a Bachelor's degree from Virginia Commonwealth University and has earned the Chartered Retirement Planning Counselor (CRPC) designation. Damien integrates insights from Merrill and resources from Bank of America to provide comprehensive financial services. Beyond his professional role, Damien contributes to his community by volunteering with local organizations. He also engages in personal interests such as biking, cooking, golfing, running, scuba diving, and traveling.

Stephen Bearce is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC. He serves as a trustee for a non-family irrevocable life insurance trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related products and bank deposit sweeps.

Carter Rolfe is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. In this role, he works directly with clients to design and execute personalized financial plans tailored to their unique family needs. Carter emphasizes advocacy and communication to build trust and reliability with his clients. Carter has been with Fidelity Investments since 2015, progressing through several roles including Financial Representative, College Planning Specialist, Relationship Manager, Investment Consultant, and Financial Consultant. This range of experience across various facets of financial services has provided him with a broad understanding of investment management and client relationship development.

Glen Bennett is a financial advisor with LPL Financial in Arlington, VA, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has been associated with Linsco Private Ledger Corp since 2002. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Evan Tanner is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at Bank of America, Merrill, Pinebrook Capital, Merrill Lynch, and TBC. He has a background that includes time at the University of North Carolina at Chapel Hill and work in sports and entertainment. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Reese Mona is a financial advisor at Morgan Stanley with five years of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley, Reese worked at Seventy2 Capital and has been employed by Morgan Stanley Private Bank since 2023. Outside of his advisory role, he serves as an assistant men's basketball coach at Maurice J. McDonough High School in Pomfret, Maryland. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Michael Mann is a CFP®-certified financial advisor with nine years of industry experience, currently associated with Raymond James Financial. He has previously worked at R.W. Baird & Co. and maintains a role at Gentian Financial, Inc., where he is involved in financial planning, investment research, and internal operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through advisory programs and institutional consulting.

Gary Vaughan is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he is involved in residential real estate as a property owner. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and processes.

Adele Kates is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has previously worked at firms including D.A. Davidson & Co., MissionSquare Retirement, and Manning & Napier Investor Services. Prior to her financial services career, she held roles with the U.S. House of Representatives and Monroe County Office of Probation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Raymond Hasser is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing more than 40 years of experience serving client families. Since beginning his wealth management career in 1982, he has worked closely with a diverse clientele, often across multiple generations. His background as a police officer and Military Police in the Army informs a disciplined and thoughtful approach to financial advising, emphasizing goals-based strategies tailored to clients' individual concerns and aspirations. Ray focuses on helping clients navigate areas such as college education planning, family wealth management, managing new wealth, personal retirement planning, portfolio management, special needs planning, tax minimization, and retirement income. He emphasizes a personalized, boutique-like experience by meeting clients in their homes and coordinating proactively with their CPAs and attorneys to align tax and estate planning strategies. His appreciation of behavioral finance shapes his customization of portfolios to align with clients’ comfort levels regarding risk. Ray holds a Personal Investment Advisor (PIA) designation and earned high school diplomas from Ohio University and Wright State University. Outside of his professional role, he enjoys biking, reading, traveling, woodworking, and yoga. He is proud of his family, including his wife Sue and their five grown children.

Tracy Hoben Shelkin is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. She has worked within the Wells Fargo organization since 2009, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory work, she serves as a representative payee for her sister. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad planning menu including retirement, education, risk, and wealth-transfer planning. Advisors use Wells Fargo research and tools to develop tailored recommendations, with clients having flexibility in implementation through brokerage or advisory programs.