Michelle Lowe is a financial advisor at UBS Financial Services with 25 years of industry experience. She has been with UBS since 1998 and holds Series 63 and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Philip Schrager is a financial advisor with Ameriprise in Miamisburg, OH, holding a Series 63 designation and 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in independent insurance brokering with multiple providers. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement income planning and ongoing advice based on detailed analysis and proprietary tools.

Matthew Lucas is a financial advisor at Stifel with three years of industry experience. He holds a Series 66 designation and has worked at Stifel since 2022, following multiple years as a self-employed advisor. Stifel serves a wide range of clients including individuals, institutional clients, and nonprofit entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm provides both episodic fee-based financial planning and advisory services, with clients generally retaining discretion over implementation.

Joshua Taylor is a financial advisor with Edward Jones in Kettering, Ohio, holding a Series 63 designation and 21 years of industry experience. He has been with Edward Jones for 20 years. Outside of his advisory role, he manages a commercial rental property in Dayton, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Casey Rains is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2014. He holds Series 63 and Series 66 licenses and is based in Mason, OH. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Thomas Blalock Jr. is a financial advisor at UBS Financial Services with Series 63 and Series 65 designations and 41 years of industry experience. He worked at Merrill from 1995 to 2009 before joining UBS, where he has been since 2009. He serves on the board of directors for The Children’s Home of Cincinnati Ohio, focusing on the education of investments for the organization’s endowment. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored to clients’ goals and risk tolerances.

Emilie Theriot is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds a Series 66 credential and has been with Raymond James since 2013. Outside of financial advising, Emilie owns Golden Ratio Quilting, a longarm quilting business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional services with a range of portfolio management styles.

Terrence Oliss is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 65 licenses and has prior work experience at KeyBank and related entities. Outside of finance, he has managed a landscaping business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and an integrated operational structure.

Robert Phebus is a financial advisor with Edward Jones in Lebanon, Ohio, holding Series 63 and Series 65 licenses and 12 years of industry experience. He worked at Pruco Securities LLC and The Prudential Insurance Company of America from 2013 to 2019 before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Pecce is a financial advisor with Raymond James & Associates in Centerville, OH. He holds Series 63 and Series 65 licenses and has 38 years of industry experience. His prior roles include positions at Wells Fargo Clearing and STIFEL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning and consulting through various advisory programs and emphasizing non-discretionary, client-directed implementation.

Tobias Jones is a financial advisor at Primerica Advisors with 17 years of industry experience. He has been with Primerica Advisors since 2008 and has a background that includes roles at Primerica Financial Services. Outside of his advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Donald Ammon is a Series 66-credentialed financial advisor with 16 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2015. Outside of his advisory role, Ammon is involved in multiple business activities including ownership of a tax planning and preparation firm, part ownership of a securities-related business, and serving as a board member of a nonprofit behavioral health organization. He also holds a treasurer position at a local church. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through independent Financial Professionals, utilizing various custody platforms and both proprietary and third-party model strategies.

John Chavies is a financial advisor at Raymond James & Associates with 34 years of industry experience. He holds the Series 63 designation and has been with Raymond James & Associates since 2014. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, and offers a range of financial planning and consulting services with a focus on non-discretionary advisory relationships.

Michael Abbinante is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their long-term goals, drawing on insights from Merrill and banking solutions from Bank of America. His approach emphasizes a comprehensive understanding of each client's full financial picture and the flexibility to adapt to changing market conditions. Michael's expertise encompasses a range of client focus areas, including college education planning, divorce transition planning, family wealth management strategies, LGBT wealth planning, liquidity management, personal retirement planning, tax minimization, and retirement income. He holds several professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Michael earned his bachelor's degree from Wright State University. In addition to his professional work, Michael is committed to community involvement and contributes his time volunteering with local organizations, reflecting the Merrill tradition of service in the communities they serve.

Rachel Buckingham is a financial advisor at Robert W. Baird & Co. with four years of industry experience. She holds a Series 66 designation and has worked at Robert W. Baird since 2019, with prior experience at The Ohio State University, the Country Club of the North, and Beavercreek Schools. The DDK Group, part of Robert W. Baird’s Private Wealth Management department, serves individuals, corporate clients, pensions, and charitable organizations, offering services such as financial planning, portfolio management, and custody and brokerage. Baird employs a mix of manager-traded and model-traded strategies, tax management, and internal research including artificial intelligence, managing approximately $394 billion in assets as of December 2025.

Nathan Marchal is a financial advisor with Ameriprise in Miamisburg, Ohio, holding 17 years of industry experience. He has been with Ameriprise and its affiliates since 2008. Outside of his advisory role, he owns a real estate business, NRM Real Estate, LLC. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Brett Bartlow is a Series 66-licensed financial advisor with Equitable Advisors in Centerville, OH, where he has worked for 21 years. Prior to the rebranding to Equitable Advisors, he was with AXA Advisors, LLC for 15 years. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, plans, corporations, charitable organizations, and institutional clients. The firm delivers services through a network of Investment Adviser Representatives using both proprietary and third-party advisory programs.

Ryan Harrison is a financial advisor at Raymond James Financial with two years of industry experience. He holds the Series 66 credential and has worked both within Raymond James and at Harrison Wealth Management Group, Ltd. Outside of finance, he operated a lawn and landscape business for six years. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and nonprofit organizations. The firm uses tailored, non-discretionary approaches supported by analytical and risk-profiling tools and offers specialized advisory programs such as SIMPLE IRA Employer Advisory services.

Zachary Weber is a financial advisor at Robert Baird & Co. with one year of industry experience. He holds the Series 66 designation and has worked at Baird since 2024. Prior to joining Baird, his work history includes roles at Dorothy Lane Market, Winsupply, and DoorDash. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services that incorporate both traditional and non-traditional investment strategies.

Michael Smith is a financial advisor with Morgan Stanley in Centerville, OH, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.