Melissa Mullan is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 23 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010 and is also associated with Harford Financial Group, where she has served as an independent insurance agent and holds a secretary role. Additionally, she serves on the finance committee of St. Mary of the Assumption Church. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers multiple investment platforms and strategies, including proprietary models and access to third-party managers, with features aimed at supporting advisor business relationships and compliance.

Andrew Leedom is a financial advisor with Ameriprise in Eldersburg, MD, holding Series 65 and Series 66 licenses and bringing 27 years of industry experience. He has been with Ameriprise since 2008. Outside of his advisory role, he owns Leedom AR, LLC, through which he manages his Ameriprise business. Ameriprise provides a retirement-income planning service primarily for individuals with at least $1 million in net investable assets, delivering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions.

Baylee Gray is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized financial planning and wealth management strategies. She works with individuals, families, and business owners to make informed financial decisions that align with their long-term goals. Her areas of focus include family wealth management, personal retirement planning, managing new wealth, women and wealth, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income planning. Prior to her career in finance, Baylee served as an Emergency Medical Technician, an experience that contributed to her service-first mindset and ability to navigate complex situations calmly and thoughtfully. She has several years of experience supporting advisory teams and developing expertise in investment management, financial planning, and client service. Baylee is a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Baylee holds a Bachelor's Degree from the University System of Maryland and a Master of Business Administration from the Louisiana State University System. She is involved with the University of Maryland Medical Center in her community. Outside of work, Baylee enjoys boating, bowling, cooking, football, hiking, interior decorating, spending time with her family, swimming, traveling, and watching movies.

Zouhair Tahri is a financial professional with Cetera and holds Series 63 and Series 65 licenses. He has professional experience managing a tax and accounting firm, Tahri CPA PLLC, since 2021. Prior to his current financial services role, he worked in the technology sector with DXC Technology and Xerox. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform combining affiliated and third-party investment options.

Clayton Wright Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he is involved in tax preparation services through Mike Wolf Tax Services, working seasonally as a tax preparer alongside experienced professionals. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and various investment strategies.

Douglas Madairy is a financial advisor with Cambridge Investment Research Advisors in Phoenix, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes roles at National Planning Corporation and his own CPA practice, which he has maintained since 1987. He is also involved in independent insurance sales and tax preparation activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers a variety of portfolio management options across multiple platforms, combining proprietary and third-party strategies tailored to client needs.

Terrell Barnes is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked in various roles including at Sheppard Pratt Health Systems and in the home improvement sector. Outside of finance, he is involved in a home improvement business focused on roofing projects. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Ethan Buda is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and has prior experience at Bank of America, Interstate Management Company, and Baltimore Avenue Investments. Outside of finance, he has worked in the restaurant industry with Atlas Restaurant Group and World of Beer. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Sueann Griffin is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding a Series 66 designation and 27 years of industry experience. She has been with Robert W. Baird & Co. since 2009. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a wide range of clients, including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a variety of strategies and managers to meet client goals and risk tolerances.

Tafari Surgeon is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in helping business owners, employees, families, and friends achieve their financial objectives. His expertise encompasses a range of areas including college education planning, corporate benefits, family wealth management strategies, personal retirement planning, socially responsible and values-based investing, tax minimization, and small business strategies. Tafari employs a disciplined wealth management approach grounded in transparent and consistent communication, acting in a fiduciary capacity to provide clients with reliable stewardship as they pursue their long-term goals. Tafari holds a Personal Investment Advisor (PIA) designation and completed his studies in Computer Science and Information Security at John Jay College of Criminal Justice. He earned his high school diploma from John Jay High School. Raised in New York City and later relocating to Maryland, Tafari balances his professional role with active community involvement, volunteering with organizations such as Helping Up Mission and Junior Achievement. In his free time, he engages in a variety of personal interests including coaching and training in sports like basketball, boxing, and soccer, as well as music, painting, reading, running, and traveling. Family plays a central role in his life, and he stays informed on history and current events to remain solutions-driven during periods of market volatility.

Ashley Rowett is a financial advisor with Merrill in Towson, MD, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She worked at T. Rowe Price from 2015 to 2017 before joining Merrill in 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Adrian Albidress II is a financial advisor with LPL Financial in Bel Air, MD, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior work includes roles at Nationwide Securities LLC and longstanding involvement with Albidress-Sanderson Agency, Inc. He also works as a CPA tax preparer and is an author. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a wide range of advisory programs, financial planning, and brokerage services supported by proprietary and third-party research.

Timothy Dupont is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 14 years of industry experience. He has been with MML Investor Services LLC and MassMutual Life Insurance Company since 2011. He is also the owner of Bay Country Consulting, a business process consulting firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements and offers specialized planning services, including estate settlement and employer-sponsored programs.

David Wassel is a CFP® professional with 28 years of industry experience. He is currently with OSAIC and has previously worked at Woodbury Financial Services Inc., H. Beck, Inc., and Guardian Life Insurance Co. of America. Outside of his advisory role, he is the owner of Summer Financial, Inc., a firm engaged in life, disability, and health insurance sales. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with access to various investment platforms, using tools like asset-allocation models and risk assessments to construct portfolios.

Edward Wight Jr. is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD. He holds CFP® and ChFC® designations and has 26 years of industry experience. Since 1999, he has been affiliated with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he is also an agent with Lenox Advisors, Inc., where he brokers various insurance products including life, health, fixed annuities, disability income, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-based planning using firm-approved analytical software.

Amy Mc Elhose is a financial advisor with Merrill in Towson, MD, holding a Series 66 designation and 4 years of industry experience. She has worked at Merrill since 2005, totaling over 21 years with the firm. Outside of her advisory role, she is the author of the book *Didi—The Life and Death of a Hidden Artist*. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

James Hennessey is a Series 66 licensed financial advisor with Edward Jones in Bel Air, Maryland, with two years of industry experience. He has been the owner and instructor of a martial arts studio specializing in Tae Kwon Do since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Christopher Payton is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and previously worked at Regus Management Group before joining Merrill and Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pensions, charitable organizations, and corporate fiduciaries.

Daniel Petro is a CFP®-credentialed financial advisor with 16 years of industry experience. He has been with RBC Capital Markets LLC since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of wrap fee advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles.

Christina Boyer is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors. The firm integrates investment management with Bank of America’s broader platform, providing access to a wide range of products and services.