Benjamin Schoeffler is a financial advisor at LPL Enterprise with a Series 66 credential and one year of industry experience. His background includes roles at The Prudential Insurance Company of America, PRUCO Securities, LLC, Equitable Advisors, and other firms. Outside of advising, he is involved as a Medicare advisor in a related financial services business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, access to model portfolios, third-party asset management, and a range of brokerage and insurance products within an integrated platform.

Francesco Genovese is a Series 66 licensed financial advisor with 26 years of industry experience. He is currently with Cetera and has previously worked at Avantax Insurance Agency, LLC and Avantax Advisory Services. He also serves as a consultant at Genoese Wealth Management and Genoese & Associates, P.A., where he assists with tax planning and investment document reviews. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services, including access to third-party money managers and model portfolios.

Charles Luck is a financial advisor at RBC Capital Markets with 27 years of industry experience. He holds the CFP® designation and Series 63 and 65 licenses. Prior to his current role, he has been with City National Bank since 2019 and RBC Capital Markets Corporation since 2009. Outside of his advisory work, Luck is involved in several community organizations, including serving as President Elect of the Newark STAR Rotary Club and participating in the finance council of St John the Baptist - Holy Angels Church. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, corporations, and charitable organizations with customized advisory programs. The firm offers discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing a combination of in-house and third-party managers to tailor strategies to each client’s risk profile.

Nathan Smedley is a financial advisor with LPL Financial in Kennett Square, PA, holding a Series 66 credential and 21 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he serves as a FINRA arbitrator and is a managing partner involved in ownership of several car wash businesses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Irina Khaliava is a financial advisor with Wells Fargo Advisors in Wilmington, DE, holding Series 63 and Series 65 licenses and 12 years of industry experience. Her career has been with Wells Fargo-affiliated entities since 2012, including roles at Wells Fargo Advisors, Wells Fargo Clearing, and Wells Fargo Bank NA. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and special-needs analysis, combining proprietary research and planning tools with optional implementation through brokerage or advisory programs.

Matthew Didomenico is a financial advisor at Raymond James Financial with 15 years of industry experience. He holds the Series 66 designation and has worked in various roles within Century Tax and Financial Services Inc. and Raymond James Financial Services since 2011. Outside of advisory work, he serves as a Tax Manager reviewing personal tax returns and meeting with clients on tax matters. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and specializes in municipal and public finance through its affiliation with Raymond James’ Public Financing department.

Matthew Cloud is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2007. Outside of financial services, he has been involved with DJ Matty C Entertainment since 2014. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Matthew Acevedo is a financial advisor with Ameriprise in Wilmington, DE, holding a Series 66 designation and five years of industry experience. He has worked at Ameriprise since 2019 and previously held positions at Klondike Kates and Chesapeake Inn. Outside of Ameriprise, he advises clients through Kimberlee M. O. LLC. Ameriprise Financial Services serves individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written recommendation reports and ongoing advice focused on dependable income sources, tax-aware withdrawal strategies, and incorporates proprietary investment research and third-party data.

James Demars is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Outside of his role at Ameriprise, he is co-owner of Point to Point Wealth Planning, an advisory business he manages alongside his primary employment. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, using a centralized consulting team to deliver customized, non-discretionary recommendations focused on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic tools to support its advisory approach.

Michael Saunders is a financial advisor with Mass Mutual Investors Services in Wilmington, Delaware. He holds the Series 63 and Series 66 designations and has 16 years of industry experience. He has worked at MML Investors Services LLC and MassMutual/Greater Philadelphia since 2016. Outside of his financial advisory role, he owns and operates a residential and commercial painting business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, offering collaborative, annual planning engagements that emphasize investment strategies without discretionary management.

Eric Cella is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has five years of industry experience. His prior work includes roles at Diamond State Financial Group and involvement in non-financial ventures such as Homegrown Cafe and Buddy's Burgers. He has also been affiliated with the University of Delaware for ten years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Frank Dowling is a financial advisor with Primerica Advisors in Wilmington, Delaware, holding Series 65 and Series 63 licenses and with 27 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 1998. His other business activities include the sale of investment-related products and home-related services through affiliated companies such as Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm offers advisory services through a large network of advisors and relies on model-delivery strategies managed by unaffiliated asset managers, with custody and trade execution supported by BNY Mellon Advisors and Pershing.

Steven Shimp Jr. is a financial advisor with Ameriprise who holds a Series 66 designation and has 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he co-owns Truecore LLC, a business managing his Ameriprise advisory practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Maria Merced is a Series 66-licensed financial advisor with Ameriprise in Wilmington, Delaware, and has 18 years of industry experience. She has been with Ameriprise and its affiliated entity since 2011. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis in a structured program delivered through a centralized consulting team alongside client advisors.

Jason Betz is a financial advisor with Ameriprise in Aston, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Ameriprise and its affiliates since 1998. Outside of his advisory work, he is involved in live music performance through a separate company, JEB Productions. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered in partnership with the advisor. The firm serves a broad institutional client base and offers a wide range of advisory, brokerage, and insurance solutions.

Peter Mayer is a Financial Consultant currently working at Fidelity Investments, where he has been employed since 2019. In this role, he collaborates with clients and their families to define financial goals and assist in creating sustainable financial plans. Prior to his current position, he served as a Planning Consultant at Fidelity Investments from 2019 to 2023. Before joining Fidelity, Peter worked as a Financial Analyst at Independence Square Advisors from 2016 to 2019. His professional experience spans financial analysis, planning, and consulting, enabling him to support clients in achieving their financial objectives. Outside of his professional work, Peter has interests in cooking and baking, fitness, golf, hiking, outdoor adventures, and reading.

Katherine Orth is a Series 66-licensed financial advisor with Ameriprise in Wilmington, DE, and has nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Outside of her advisory role, she is co-owner of Family First Legacy LLC and is involved with KMO LLC as a franchise advisor. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service focused on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports tailored to clients’ income planning needs.

Marc Wilson is a financial advisor with Primerica Advisors in Newark, Delaware, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with Primerica Advisors since 2021 and has worked in related roles at Primerica Financial Services since 2020. Outside of his advisory work, he has been involved with Imhotep Institute Charter High School since 2001. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Julia Williams is a financial advisor with Fidelity Investments in Greenville, DE, holding Series 66 and Series 63 licenses and having three years of industry experience. Prior to joining Fidelity in 2025, she worked at Wells Fargo Clearing and Wells Fargo Bank, N.A., as well as The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including multi-manager and fund-of-funds structures. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and supports delegated management by sub-advisers.

Robert Billings is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 10 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously held positions at Morgan Stanley and Morgan Stanley Private Bank. He serves as a local board member for the Selective Service Administration. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering advisory services on a non-discretionary basis.