Philip Desilus is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked exclusively at Citizens Securities since 2016. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program, while also operating as a broker-dealer and insurance agency.

Angel Reyes is a financial advisor with Citizens Securities, Inc. in Johnston, RI. He holds the Series 66 designation and has one year of industry experience. Prior to joining Citizens Securities, Reyes worked at Bank of America for two years and held roles in other sectors including parking solutions and retail. He serves as the Director of Student Affairs for ALPFA Boston, coordinating professional development opportunities for student chapters across the Northeast region. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory, brokerage, and insurance services. The firm provides both discretionary managed accounts and a digital advisory program that uses proprietary algorithms to recommend ETF-based portfolios.

Meghan Forrester is a financial advisor with Citizens Securities, Inc. in East Providence, RI, holding Series 63 and Series 65 licenses and nine years of industry experience. Her prior work includes roles at Raymond James Financial Services, Boston Harbor Wealth Advisors, and Santander Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm features a digital advisory program with ETF-based portfolios and a Managed Account program, operating as both a broker-dealer and insurance agency.

Brian Drohan is a financial advisor with Eagle Strategies (NY Life) in Johnston, RI, holding the ChFC® and Series 63 designations. He has nine years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers tailored advice and solutions across multiple program types, primarily managing non-discretionary assets and working with diverse client categories, including defined contribution and defined benefit plans.

Timothy Igo is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Mass Mutual Investors Services, MassMutual Life Insurance Co, Jillson Company, Inc., KGI Consultants, Mahoney Publishing, and Blue Ribbon Barbecue. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Erin Alves is a financial advisor with TIAA-CREF in Providence, RI, holding Series 63 and Series 65 licenses and having 13 years of industry experience. Her career includes positions at Morgan Stanley, Oppenheimer & Co. Inc, and multiple tenures at TIAA-CREF and its affiliated entities. Outside of her advisory work, she works as a server at a full-service pub. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered retirement plans, as well as to trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through various model and customized strategies within a vertically integrated structure.

Rui Pacheco is a financial advisor at Citizens Securities, Inc. with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citizens Securities since 2014. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Victor Contente is a financial advisor with TD Private Client Wealth LLC in Providence, RI, holding a Series 66 designation and 14 years of industry experience. His professional background includes roles at TD Bank N.A., Charles Schwab Bank SSB, Charles Schwab, and TD Ameritrade. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail customers, utilizing a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.

Robert Surprenant Jr. is a financial advisor with Commonwealth Financial Network in Warwick, RI, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Prior to joining Commonwealth in 2021, he worked at Santander Securities, LLC and Santander Bank, NA for a combined ten years. He is also engaged in fixed insurance sales as part of his business activities. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers both discretionary model portfolios and customizable program options, supported by a substantial clearing and custody relationship with National Financial Services LLC.

Daniel Jara is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors, Tigress Financial Partners, and Porsche. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program and managed account services, supported by its status as a broker-dealer and insurance agency.

Beren Anderson is a financial advisor at PlanMember Securities Corporation with 22 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Lincoln Financial Advisors and Prudential Insurance Company of America. Anderson is also the owner and CEO of BSA Wealth Advisors, LLC, an investment-related firm offering securities and insurance services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework to manage unitized, risk-based mutual-fund portfolios and offers education and support services to plan sponsors and participants.

Amilcar Giraldo is a financial advisor at Citizens Securities, Inc. with 21 years of industry experience. He holds the Series 63 and Series 65 credentials. Prior to his current role, he worked at Prudential Insurance Company of America, Pruco Securities LLC, and Voya Financial. Outside of finance, he owns NuTec Heating and Cooling, a business specializing in minisplit installations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering advisory programs as well as brokerage and insurance services. The firm uses proprietary algorithms in its digital advisory program and operates as both a broker-dealer and insurance agency.

Thomas Cxypoliski is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. He also serves as executor of his mother’s estate. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory program and a managed account program while functioning as a broker-dealer and insurance agency.

Brian Mcnamara is a financial advisor at Citizens Securities, Inc. with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citizens Securities since 2002. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm employs a variety of advisory approaches, including a digital advisory program and managed accounts, while operating as a broker-dealer and insurance agency.

James Joly is a financial advisor with Primerica Advisors in Cranston, RI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior work includes roles at Guardian Life Insurance Company, Park Avenue Securities, Cambridge Investment Research Advisors, Cantella & Co., Inc., Voya Financial Advisors, Morgan Stanley, and LPL Financial. Outside of advising, he is the sole owner of Greenwich Bay Wealth Management, LLC, and is involved with the band Good N' You!. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors as well as charitable and corporate clients. The firm offers both brokerage and advisory services, employing a range of proprietary and third-party investment strategies and platforms.

Helio Sousa Erazo Jr. is a Series 66 licensed financial advisor with Citizens Securities, Inc. He has one year of industry experience and has previously worked at Loomis Sayles, Northwestern Mutual, and Bull Transport & Logistics LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, with a range of advisory offerings including a digital advisory program and a Managed Account program.

Kadeem Wright is a CFP® professional with five years of industry experience, currently affiliated with Citizens Securities, Inc. He has held roles at Fidelity Investments, Equitable Advisors, and Bank of America. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program using ETF-based portfolios guided by proprietary algorithms, as well as a Managed Account program.

Jake Generazzo is a Series 66 credentialed advisor at OSAIC Institutions, INC. with experience beginning in 2024. Prior to his current roles, he worked at Dicks Sporting Goods from 2021 to 2024. Outside of his advisory work, he owns and operates Fore the Save, an affordable golf blog. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services including financial planning, ERISA plan services, and access to alternative investments. The firm’s approach combines fundamental and technical analysis with asset allocation, and it features a predominantly non-discretionary asset base alongside extensive banking and lending partnerships.

Michael Bianco is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Fidelity Investments, Edward Jones, and Keenan Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program with ETF-based portfolios and a managed account program, operating as both a broker-dealer and insurance agency.

Peter Cuddy is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2015 to 2019. Outside of his advisory role, he is an agent for Hotel Wiskey LLC, a property in Wakefield, RI. Citizens Securities serves individual and high-net-worth investors and offers both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while it also operates as a broker-dealer and insurance agency.