Sean Ryan is a financial advisor at Citizens Securities, Inc. with 14 years of industry experience. He holds the Series 66 designation and has worked at Citizens Securities and Citizens Bank since 2017, following previous roles at Wells Fargo entities. Outside of his advisory work, he serves as a notary, notarizing documents for a few hours each month. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as retirement plans, offering a range of investment advisory programs, brokerage, and insurance services. The firm manages both discretionary and non-discretionary assets and operates under the ownership of Citizens Bank, N.A.

Brian Sullivan is a financial advisor at Citizens Securities, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Santander Securities, LLC, Santander Bank, NA, and Bay State Breakers. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program and managed account services while operating as a broker-dealer and insurance agency.

Paramjit Singh is a financial advisor with Citizens Securities, Inc. and holds a Series 66 designation. He has five years of industry experience, including prior roles at Merrill and Bank of America. Outside of his advisory work, he is a silent partner and officer in several small private businesses. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates a digital advisory program with ETF-based portfolios and also conducts commission-based brokerage and non-discretionary business.

Sarah Kennedy is a Series 66-licensed financial advisor at Janney Montgomery Scott with six years of industry experience. Her prior work includes roles at Sheeley & Partners Wealth Management, Johnson & Wales University, and LAZ Parking. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional sponsors, offering brokerage, financial planning, consulting, and advisory services through in-house and third-party portfolio management.

Courtney Fenton is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked within Citizens Securities and Citizens Bank since 2016. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Louis Delorenzo is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes multiple tenures at TIAA-CREF and Citizens Securities, Inc. Outside of his advisory work, Delorenzo is also involved in sports photography. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and institutional clients, often those connected through TIAA-administered retirement plans. The firm offers a range of advisory services including customized portfolio management and acts as adviser to a donor-advised fund within a vertically integrated group.

Kevin Gates is a financial advisor with Eagle Strategies (NY Life) based in Providence, RI. He holds Series 63 and Series 66 licenses and has 22 years of industry experience, working with NYLIFE Securities Inc. and New York Life Insurance Company since 2003. Outside of his advisory work, he serves as the recording secretary for the Knights of Columbus Council 3563, a charitable and religious fraternal organization. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, defined contribution and defined benefit plans, and charitable and corporate entities. The firm offers multiple program types and principally manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Rashid Mahmood is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. He holds Series 63 and Series 65 credentials and has worked exclusively within the Citizens organization since 2014. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program utilizing proprietary algorithms and a managed account program, while also operating as a broker-dealer and insurance agency.

Daniel Dudemaine is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked extensively with Citizens Securities and Citizens Bank, as well as J.P. Morgan Securities and JPMorgan Chase Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory program and managed account offerings while functioning as a broker-dealer and insurance agency.

Daniel Estes is a Series 66-credentialed financial advisor with four years of industry experience. He is currently with Citizens Securities, Inc. and has prior experience at The Prudential Insurance Company of America and Pruco Securities LLC. Citizens Securities serves a diverse retail client base, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program that constructs ETF-based portfolios using proprietary algorithms and client risk assessments.

Thomas Worsley is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. He previously worked at JP Morgan Securities, JP Morgan Chase Bank, TD Ameritrade Investment Management, TD Ameritrade, and Merrill. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Dana Sherman is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Commonwealth and Bank Rhode Island since 2003. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operational, compliance, and practice-management resources to its affiliated advisors.

Kelley Mcsparren is a financial advisor at Citizens Securities, Inc. with two years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at firms including Fidelity Investments and Venning Advisors. Outside of her advisory role, she operates a taco cart catering business called Island Time Catering Co. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program with ETF-based portfolios and a managed account program, operating as a full-service broker-dealer and insurance agency.

Ryan Horner is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and with eight years of industry experience. His career has been primarily with Citizens Securities and Citizens Bank, including roles spanning from 2015 to the present. He is also a Notary Public, performing document notarizations on a regular basis. Citizens Securities serves retail clients, including individuals, high-net-worth investors, and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides digital advisory solutions and managed accounts while operating as both a broker-dealer and insurance agency.

Scott Kluge is a financial advisor at Citizens Securities, Inc. with 9 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Citizens Securities, he worked at Merrill, Bank of America, Santander Bank, and Massachusetts Mutual Life Insurance Company. He serves as treasurer for Temple Emunah Inc., a nonprofit religious organization. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm employs a mix of digital advisory solutions and traditional brokerage to meet diverse client needs.

Troy Brosseau is a financial advisor with Citizens Securities, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining Citizens Securities, he worked at Mercer and held various roles in the hospitality and education sectors. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm provides a range of advisory offerings, including a digital advisory program and a Managed Account program, and operates as a broker-dealer and insurance agency.

Jennifer Santoro is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her career includes multiple roles within Citizens Securities and Citizens Bank dating back to 2016. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, supporting both discretionary and non-discretionary client options.

Chancellor Harkins is a CFP® and Series 65-registered advisor with seven years of industry experience. He has worked with Harkins Wealth Management and Commonwealth Financial Network since 2018 and previously spent two years at Liberty Mutual Insurance. Outside of his advisory role, he is a co-owner of Nightshade, LLC, a bar and restaurant located in Providence, RI. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 affiliated advisors. The firm offers managed-account programs, access to third-party asset managers, retirement consulting, and custody services, serving both individual and institutional clients.

Stephen Mansi is a Certified Financial Planner (CFP®) with six years of industry experience. He is affiliated with AE Wealth Management, LLC and Massey & Associates, Inc., where he provides financial advising and insurance services. Prior to his current roles, Mansi worked at Combined Insurance Company, Healthcare Solutions Team, PepsiCo, and operated the Mansi Insurance Agency. AE Wealth Management, LLC offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a range of investment strategies, managing approximately $49.8 billion for over 127,000 clients through a platform-focused approach.

Christopher Ethier is a CFP® with 13 years of industry experience and has been with Citizens Securities, Inc. since 2014. He holds Series 63 and Series 65 licenses. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program with ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.