Matthew Di Sandro is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill, and United Parking LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory options include a digital advisory program managed with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Richard Longueil is a financial advisor at Citizens Securities, Inc. with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Santander Securities, LLC and Santander Bank, NA. Citizens Securities, Inc. serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Angelica Andreotti is a financial advisor with Citizens Securities, Inc., holding Series 63 and Series 65 credentials and 14 years of industry experience. Her career includes roles at Bank of America, Merrill, E*TRADE Securities, and Citizens Bank. Outside of her advisory work, she creates cat-related content through a sole proprietorship called Meta. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors, offering advisory programs, brokerage, and insurance services. The firm’s offerings include a digital advisory program and managed accounts, operating as a broker-dealer and insurance agency with a proprietary bank deposit sweep program.

Ryan Vernon is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has previously worked at Charles Schwab Bank, Charles Schwab and Co., TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with a business model supported by its status as a broker-dealer and insurance agency.

Richard Bergeron is a CFP® professional with 28 years of industry experience, currently affiliated with Commonwealth Financial Network. He previously held roles at Bank Rhode Island Investment Services, Infinex Investments, Bluestone Bank, and Mansfield Cooperative Bank. Bergeron also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing advisory programs, investment management, and practice-management support. The firm offers a range of program structures and discretionary model portfolios, positioning itself as a comprehensive platform provider for affiliated advisors.

Camilo Betancur is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and having eight years of industry experience. His career includes roles at Santander Securities, LLC, Santander Bank, NA, Commonwealth Financial Network, and multiple positions within Citizens Securities and Citizens Bank. Outside of finance, he has experience working at Ideal Cleaning. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both discretionary and non-discretionary business models, including a digital advisory platform managed in partnership with SigFig.

Paul Bernardi is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Citizens Securities since 2004. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Lisa Burke is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at MetLife Investors Distribution Company and MetLife. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm operates both a digital advisory platform and managed account programs, and is wholly owned by Citizens Bank, N.A.

Cole Fuller is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab Bank SSB, Charles Schwab, and Dell/EMC. Outside of his advisory role, Fuller is involved in property management as a multi-family home owner and landlord. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory platform and managed account programs, operating as a broker-dealer and insurance agency.

Brian Dunphy is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Citizens Securities, Inc., where he has worked since 2020. His prior experience includes roles at FedEx, MML Investors Services, Mass Mutual Life Insurance Company, and Valic Financial Advisors. Outside of his advisory work, he has worked as an Uber driver. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include both a digital advisory program and a managed account program.

Daniel St. Aubyn is a financial advisor with Citizens Securities, Inc. holding a Series 66 designation and four years of industry experience. He has worked at Citizens Securities since 2017, with prior experience at Axelon Services Corporation and the Community College of Rhode Island. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory program alongside managed accounts and operates as both a broker-dealer and insurance agency.

Mark Dextradeur is a financial advisor at Citizens Securities, Inc. with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citizens Securities since 2013. Outside of his advisory role, he serves as a youth lacrosse coach on a volunteer basis. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. Its advisory offerings include a digital advisory program and a Managed Account program, while the firm operates as a broker-dealer and insurance agency.

Carl Ostergaard Jr. is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at UBS Financial Services Inc. and Fidelity Investments, as well as active duty training service with the U.S. Air Force Reserve. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with a combined approach that incorporates both discretionary and non-discretionary business.

Jonathan Bridgman is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program based on proprietary algorithms and a Managed Account program.

Stephen Connaughton is a financial advisor with Oppenheimer in Providence, RI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Oppenheimer & Co. since 2004. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Edward Pegram IV is a financial advisor at Allworth Financial, L.P. with 45 years of industry experience. He holds the Series 63 designation and has previously worked at City National Bank, RBC Capital Markets, Bank of America, and Merrill. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary asset management and financial planning, employing a mix of model strategies and third-party sub-advisers, and is notable for its ownership structure and specialized service divisions.

Harry Carver is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with Citizens Securities, Inc., where he has worked since 2019. Prior to that, he held roles at Granite Financial Partners LLC and Ten Broeck Insurance Group. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Roy Yehuda is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds the CFP® and ChFC® designations as well as the Series 66 license. Prior to joining Citizens Securities in 2022, he worked at Park Avenue Securities, Guardian Life Insurance Company, and Bulfinch Group, and spent 20 years at EMC (Dell EMC). Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Jared Greenberg is a Series 66-licensed financial advisor at Citizens Securities, Inc. with two years of industry experience. His prior work includes roles outside the financial sector, such as positions at Trio Restaurant and Chelos. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program employing ETF-based portfolios guided by proprietary algorithms and client risk profiles, alongside other managed account services.

Kevin Vieira is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 26 years of industry experience. He has worked at Commonwealth Financial Network and Bank of Rhode Island since 2020 and was previously with LPL Financial from 2011 to 2020. Outside of advising, he is involved in fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and support services including investment management, technology, and compliance. The firm offers various program structures and discretionary model portfolios designed by its Investment Management and Research team.