Fearghal O'riain is a CFP® professional with 27 years of industry experience, currently serving at Edelman Financial Engines. He has worked with affiliated firms since 2014, including Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Outside of advising, he is a co-owner of rental properties. Edelman Financial Engines provides technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, focusing on diversified portfolios, periodic rebalancing, and long-term investment strategies.

Joshua Lebson is a financial advisor with Fidelity, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Santander Securities, Santander Bank, and USAA Financial Advisors. Outside of his advisory work, he operates an independent travel agency, The Travelling Mouse Company, assisting clients with vacation planning and bookings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a research-driven, algorithmic approach to construct model portfolios composed of mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Edward Turnbull is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since 1996, he has been dedicated to serving the wealth management needs of families, professionals, business owners, and executives in the greater New England area. He leads The TDM Group, a team of financial professionals based in Providence, RI, focused on providing comprehensive financial planning and investment services to corporate employees, executives, business owners, and affluent families. Edward's expertise encompasses executive compensation, corporate benefits, stock and option planning, cash flow management, retirement planning, portfolio management, estate planning, insurance planning, and debt structuring. His approach prioritizes client goals categorized into essential, important, and aspirational, aligning asset mixes accordingly while considering risk appetite and liquidity needs. This methodology supports clients in making informed financial decisions throughout their financial life cycles. He holds a bachelor's degree from Syracuse University and achieved his CERTIFIED FINANCIAL PLANNER4 certification in 2011. Edward also holds the designations of Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Beyond his professional role, he serves on the Board of Directors of Big Brothers Big Sisters of Rhode Island and participates in community initiatives including Big Brothers Big Sisters of RI and the RI Community Food Bank.

Ayah Attal is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, she worked in various educational roles from 2017 to 2023. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Mark Read is a financial advisor with Fidelity Investments, holding Series 63, Series 65, and Series 66 licenses and bringing 11 years of industry experience. His prior roles include four years with John Hancock Distributors LLC and five years at John Hancock. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

John Kerr is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 52 years of industry experience. He has worked at LPL Financial since 2004 and previously spent 36 years at Bay Financial Advisors, Inc. Kerr provides case development support for advisors affiliated with Peachtree Wealth Strategies LLC, a non-OSJ branch associated with his LPL branch. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Bryan Sweezy is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked in various capacities within Fidelity and its affiliates since 2012. Since 2026, he has been with Strategic Advisers, LLC, a Fidelity Investments company. Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts and offers model portfolios through intermediary platforms.

Max Carchidi is a financial advisor at Fidelity with five years of industry experience. He holds the Series 66 designation and has held positions at Merrill, Bank of America, and Concord Wealth Management. Outside of finance, he worked at The Pilot House Restaurant and Lounge while attending Bryant University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, with involvement in commodity pool operations and formal advisory roles for multiple registered investment companies.

Angelina Dicarlo is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and one year of industry experience. Her prior roles include various positions outside of finance, such as work at Qlook Bridal Boutique and the University of Massachusetts Amherst. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Andrew Castagliuolo is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has held roles at Superior Marine and Stonehill College prior to joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Javier Jackson Jr. is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His work history includes roles at Fidelity Investments and prior experience in education and various other sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios including mutual funds, ETFs, and ETPs.

Ryan O’Neill is a financial advisor with Fidelity who holds Series 63 and Series 66 credentials and has two years of industry experience. Prior to joining Fidelity, he worked at CVS Health and was employed at Garden Hills Fruit & Deli. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolios constructed using proprietary research, quantitative analysis, and algorithmic methods.

Michael O'Connor is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Merrill since 2016 and previously worked at Bank of America N.A. From his location in Norwood, MA, he serves clients within Merrill's managed account platform. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Benjamin Vincent is a CFP® with 18 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated investment products through a nationwide network of financial advisors and branch offices.

Alfred Drouin is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized retirement-income consulting team.

Joseph Duffey is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Fidelity, he spent ten years at Environmental Solutions Inc., a company that is no longer operational. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, model portfolios, and fund advisory services.

Gregory Houghton is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. His prior roles include positions at The Goose Hummock, Stonewood Products, and the University of Rhode Island. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, employing algorithmic methodologies and maintaining oversight of delegated sub-advisers.

Jesse Behling is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 registrations and has been affiliated with various Fidelity divisions since 2012. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its CFTC registration as a commodity pool operator and advisory role to multiple registered investment companies.

Thomas Lionetti is an Investment Solutions Representative III at Fidelity Investments, where he works with clients to develop comprehensive financial plans tailored to their individual goals. He emphasizes building trust-based relationships to support clients in making financial decisions with confidence and comfort. Since joining Fidelity Investments in 2023, Thomas has progressed through various roles including Customer Relationship Advocate and Investment Solutions Representative I and II. His approach centers on understanding each client's specific circumstances and concerns to ensure they feel heard and understood throughout the financial planning process. Outside of his professional role, Thomas has interests in baseball, comedy, family activities, golf, movies, and reading.

Joseph Gizzarelli is a financial advisor at Fidelity with the Series 66 designation and four years of industry experience. He previously worked at Merrill from 2014 to 2022 before joining Fidelity. Outside of his advisory role, he owns and operates an online arts and crafts store specializing in drawing and printmaking. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm combines fundamental research with quantitative and algorithmic portfolio construction, managing a variety of portfolios including fund-of-funds and model portfolios for intermediary platforms.