Derek Delzer is a Planning Consultant at Fidelity Investments, where he collaborates with clients to create and manage customized financial plans. He has been with Fidelity Investments since 2023, progressing through roles as a Financial Representative and Relationship Manager before his current position starting in 2026. Throughout his tenure at Fidelity Investments, Derek has developed expertise in client relationship management and financial planning. His professional experience encompasses working directly with clients to address their financial needs and goals. Outside of his professional responsibilities, Derek enjoys family activities, fitness, exploring culinary experiences, football, and traveling.

Dylan Bernache is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and four years of industry experience. He has been affiliated with Cambridge since 2020 and is also an independent insurance agent at Aegis Insurance Agency. Bernache serves as a board member of the Rockland Education Foundation and presents educational sessions on personal insurance to financial professionals. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers a range of investment solutions through independent financial professionals, utilizing proprietary models and third-party strategies across multiple platform arrangements.

Najada Lako is a financial advisor with Ameriprise in Medfield, MA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Outside of her advisory role, she is a condominium owner in Medfield. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a large institutional platform offering advisory, brokerage, and insurance solutions.

Michelle Hill is a financial advisor at Stifel with 22 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Stifel since 2007, with a brief period at Holidays for Heroes and Sierra Delta Inc from 2017 to 2020. She serves as Vice President on the Board of Directors for Figawi Charities Inc., a nonprofit supporting competitive sailing for all ages. Stifel serves a broad client base, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses that support client decision-making.

Jane Ricardi is a CFP® professional with 27 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2005. She has a background as an independent insurance agent specializing in long-term care and term life insurance products. Ricardi also serves as a trustee board member for the Pilgrim Hall Museum in Plymouth, MA. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing proprietary and third-party models with multiple custody and platform arrangements.

Laura Glennon is a financial advisor at Morgan Stanley with six years of industry experience. She previously worked at Focus Partners Wealth, LLC for three years and spent eleven years in homemaking prior to her financial career. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Timothy Herlihy is a Certified Financial Planner (CFP®) with 25 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory work, he serves as a USA Ice Hockey official. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Suzanne Crociati is a financial advisor with Ameriprise in Plymouth, MA, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She previously worked at Janney Montgomery Scott from 2003 to 2020 before joining Ameriprise. Outside of her advisory role, she is part owner of a family-run brewery and serves as a sorority advisor and founder of a women's initiative team. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations.

Jeffrey Wheeler is a financial advisor with Ameriprise in Concord, MA, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His career includes roles at Edward Jones, New York Life Insurance, and NYLife Securities. He has been with Ameriprise since 2020. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Matthew O'Connell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating customized, goal-based wealth management plans for individuals, families, and small businesses. His approach focuses on understanding each client's unique priorities through one-on-one conversations to build tailored financial strategies. Since 2014, Matthew has developed expertise in areas such as tax minimization, executive compensation, legacy planning, and retirement income. He leverages Merrill Lynch research to construct portfolios aimed at preserving and growing client wealth through varying market conditions, with attention to low costs and risk-managed returns. Matthew holds a bachelor's degree in finance from Bentley University. He maintains various professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Marshfield, Massachusetts, he enjoys spending time with his family and partaking in activities such as boating, golfing, skiing, and ice hockey.

Jeremy Dalidowitz is a financial advisor at Ameriprise Financial Services with 20 years of industry experience. His prior positions include roles at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, and Metlife Securities. He is licensed as a Series 66 advisor and engages in referring clients for property and casualty insurance services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies through its Premier Retirement Income service.

Jay Irving is a financial advisor with LPL Financial in Rockland, MA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides various advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Jeffrey Schreiber is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and 33 years of industry experience. His prior roles include positions at Barrett Capital Partners, Prime Pensions, Inc., The Retirement Advantage, MML Distributors, LLC, and Mass Mutual Financial Group. He is also a commissioned Notary Public in Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs and financial planning services, including model portfolios and retirement plan consulting.

Andrew Cratty is a CFP®-designated financial advisor with Ameriprise, based in Hingham, MA. He has three years of industry experience, including prior work at Stifel, Nicolaus & Co., and has been affiliated with Ameriprise in various capacities since 2022. Outside of financial advising, he has held a role at Harmon Golf Course. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Kelly Mackenzie is a Series 66-licensed financial advisor with Morgan Stanley, based in Norwell, MA, and has one year of industry experience. Prior to joining Morgan Stanley, Mackenzie held roles at J.B. Hunt and Gentle Giant Moving Company. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets and offering planning services supported by firm‑approved tools and methodologies.

Denise Comeau is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2015, with a brief period at UBS Financial Services. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers plans both directly to individuals and through Corporate Financial Planning agreements.

Jonathan Rogers is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His prior roles include positions at Abbey Capital Financial Management, Cetera Advisors LLC, Abbey Capital LLC, and Investors Capital Corp. In addition to his advisory work, he is the owner and president of Abbey Capital Financial Management and serves as a spokesperson for The Friends of St. Francis X. Cabrini, a religious organization. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a large nationwide network of over 10,000 advisors.

Thomas Zamagni is a financial advisor at LPL Financial with 46 years of industry experience. He holds the ChFC® and Series 63 designations and has worked with firms including Royal Alliance Associates, Centinel, Sii, and John Hancock Mutual Life Insurance Company. He is also involved in selling non-variable life insurance and property and casualty insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and various investment strategies.

Nicholas Nannicelli is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services for six years. Outside of his advisory role, he volunteers with Wings For Widows, an educational nonprofit. Morgan Stanley Wealth Management provides a wide range of advisory services to individuals and institutional clients, focusing on tailored financial planning and utilizing structured discovery conversations and firm-approved planning tools.

Naromie Saint Clair is a Financial Advisor at Merrill Lynch Wealth Management, dedicated to connecting clients with tailored financial plans that align with their unique ambitions. She specializes in assisting individuals, families, and business owners in pursuing financial goals through personalized planning and strategic approaches. With a focus on building lasting relationships based on trust, integrity, and clear communication, Naromie brings strong leadership, strategic problem-solving, and decision-making skills to her role. She is adept at managing multiple priorities in fast-paced environments and is committed to delivering exceptional service and meaningful solutions. Naromie holds a Bachelor's Degree from Nova Southeastern University and is designated as a Personal Investment Advisor (PIA). She is proficient in both English and French.