Ivette Hernandez is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside brokerage, distribution, and investment management capabilities through a non-discretionary program.

Sarah Cunningham is a financial advisor at Merrill with 25 years of industry experience. She holds the Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 1998 and Bank of America, NA since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dustin Misorski is a financial advisor with Cetera holding a Series 66 designation. He has been with Cetera and its affiliated entities since 2022. Prior to his career in finance, his experience includes roles at Ford Motor Company and various service industry positions. He is also involved with DigitalToolProducts, a separate business venture. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across multiple program structures and custodial relationships.

Steven Burgett is a financial advisor with Ameriprise in Trenton, MI, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Raymond James & Associates, BD Ops, and Goodman Acker. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning advice using an internal committee’s research and algorithmic tools. The firm’s approach includes restrictive enrollment criteria and incorporates assets managed within its affiliated product ecosystem.

Neil Sawicki serves as a Resident Director and Wealth Management Advisor at Merrill. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Neil works with families and small business owners to proactively develop their financial needs and goals, creating strategies to help achieve them. Before joining Merrill, Neil served four years in the U.S. Army in the Judge Advocate General's Corps and practiced as an attorney for over 20 years. His experience as a small business owner and legal advisor informs his approach to understanding clients' priorities and providing competent, timely, and professional financial guidance. Neil emphasizes a personalized planning process centered on clients' life priorities beyond markets and returns. Neil earned a Bachelor's Degree from Michigan State University and a Juris Doctorate Degree from the University of Detroit School of Law. He is a member of the American Legion and involved in community activities including children's schools. In his personal time, Neil enjoys chess, football, golfing, hunting, and spending time with his family.

Erin Chevrette is a financial advisor with Edward Jones in Northville, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, she worked for General Motors from 2009 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

Kimberly Gagne is a financial advisor affiliated with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and with 12 years of industry experience. She has worked at Raymond James since 2016 and has also held roles at New World Financial and Center Street Wealth Strategies. Outside of advisory work, she serves as an independent contractor providing client service and paraplanning support at New World Financial. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports implementation through its advisory programs or other providers.

Matthew O'Brien is a financial advisor with Edward Jones in Farmington, MI, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked at MacLean Fogg and Master Automatic. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and is notable for its extensive network of financial advisors and branch offices.

Rachel Freyre is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has worked at several firms including Wells Fargo Bank and Key Bank prior to joining J.P. Morgan. Outside of her advisory role, she has been involved in property management as an owner of a rental property. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Angela Braswell is a financial advisor with Primerica Advisors in Southfield, MI, holding Series 65 and Series 63 licenses and has 10 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2016. Outside of her advisory role, she has experience as a homemaker and is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors is an institutional firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-driven strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Austin Mallery is a financial advisor with OSAIC, holding a Series 66 designation and one year of industry experience. He previously worked at Secure Financial Corp and Ventura Oaks Ventures, among other roles. Outside of advisory work, he owns Very Good Financial and Tax Services LLC, which provides tax preparation and bookkeeping services. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a variety of investment tools and platforms to construct diversified portfolios tailored to client needs.

Carson Mamo is a financial advisor at Thrivent Investment Management with two years of industry experience. He holds Series 65 and Series 63 licenses. Prior to his current role, he worked at Financial Architects, Inc. and operated a landscaping business, Mamo's Landscape Solutions, from 2023 to 2024. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial planning without discretionary trading authority. The firm’s approach includes periodic reviews and the option to combine planning with managed accounts through its WealthPlan program.

Victor Harris is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has previously worked at Sigma Financial Corp and NYLIFE Securities LLC. Outside of financial services, he was involved with Aqua Tots Swim Schools for four years. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and has over 10,000 advisors managing more than $256 billion in assets.

Thomas Valade III is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the Orchards Architectural Review Committee, a neighborhood committee that reviews exterior modification plans. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement-income recommendation reports and ongoing planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Paul Schmidt is a CFP® professional with 27 years of experience in the financial services industry, currently affiliated with LPL Financial in Livonia, MI. His prior experience includes roles at Fidelity Investments, Cetera Advisor Networks, and managing his own financial planning firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, research, and various technology-driven investment options.

Jeffrey Husak is a financial advisor with LPL Financial and holds the Series 63 and Series 66 licenses. He has 19 years of industry experience, with prior roles at OSAIC, Fsc Securities Corp, and Next Financial Group, Inc. In addition to his advisory work, he is a partner at The Wealth Advantage Group, where he oversees client accounts and daily operations, and also acts as an insurance agent offering life insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs with discretionary and non-discretionary management, supported by research and various model portfolios.

Thomas Julien is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior roles include positions at Raymond James Financial Services, Inc. and First Financial Strategies. He is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Steven Lundquist is a financial advisor with J.P. Morgan Securities and holds a Series 66 credential. He has one year of industry experience and a background that includes service in the United States Marine Corps and work with the Oakland County Sheriff's Office. Prior to joining J.P. Morgan, he was briefly employed at Fidelity Investments and Macy’s. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment solutions.

Dan Mihaescu is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Mihaescu serves on the Board of Directors for Tuesday Musicale of Detroit and performs as an opera singer. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored retirement planning through a centralized consulting team.

Steven Schrader is a financial advisor with LPL Financial in Livonia, MI, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 1997. LPL Financial serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, and brokerage services. The firm provides both discretionary and non-discretionary management, utilizing model portfolios and research from multiple sources.