Mark Clarke II is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 11 years of industry experience. He has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management for individual investors and households, combining nondiscretionary goals-based planning with discretionary portfolio management using proprietary mutual funds and ETFs.

Ricardo Espejo is a financial advisor with HSBC Securities (USA) Inc. based in Buffalo, NY, holding Series 66 and Series 63 licenses and bringing 14 years of industry experience. He has been with HSBC Securities since 2015 and also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of his firm, where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers, distinguishing itself with a range of program types including an Offshore Spectrum program for non-resident aliens.

Theresa Smith is a financial advisor with Key Investment Services LLC in Hamburg, NY, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. She has been with Key Investment Services LLC since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment choices supported by ongoing monitoring and due diligence, and operates within the KeyCorp group with affiliations to KeyBank and KeyBanc Capital Markets.

Diana Lougen is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Her career includes roles at M&T Securities and LPL Financial prior to joining Private Advisor Group in 2017. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering a range of portfolio management, financial planning, and consulting services through both proprietary and third-party asset management programs.

Kevin Roche is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 15 years of industry experience. He previously worked at Key Bank NA for seven years before joining Key Investment Services in 2015. Outside of his advisory role, Roche serves on the board of Amherst Youth Basketball, where he is also a coordinator and head coach for multiple girls’ age groups. Key Investment Services LLC provides a range of advisory programs and investment solutions to individuals, trusts, estates, small businesses, and corporate clients. The firm emphasizes client-directed model selection and ongoing portfolio monitoring while offering access to third-party discretionary managers and operates within the KeyCorp group, working closely with affiliate entities across banking and capital markets.

Dominic Pellicano is a financial advisor with Principal Financial Services based in Amherst, NY. He holds a Series 63 designation and has 32 years of industry experience. His work history includes roles at Principal Securities Inc., Wealth Management Services LLC, and Principal Life Insurance Company. Outside of his advisory work, he serves on the board of directors for the Buffalo Launch Club and is a co-owner of an LLC established to support a family member's flower business. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, direct advisory programs, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Ryan Laschinger is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, LLC and Hunt Real Estate. Outside of his advisory role, he has experience working in the fitness industry at Crunch Fitness, providing customer service and training new employees. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach includes a range of client-directed and discretionary programs, using strategic and tactical asset allocation supported by global asset management and fund due diligence.

Matthew Richert is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 designations. He has seven years of industry experience, including prior roles at Key Investment Services, LLC, and Northwestern Mutual. Richert also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, where he engages in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary investment options. The firm’s investment process incorporates strategic and tactical asset allocation with due diligence from affiliated providers and includes offerings tailored to private bank clients and qualified non-resident aliens.

Anthony Van Dette is a financial advisor at Transamerica Retirement Advisors, LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles within Transamerica and Citizens Bank entities since 2015. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education focused on asset allocation, contribution rates, and retirement age guidance. The firm relies on Morningstar Investment Management for portfolio construction and oversight and operates with a large client base primarily utilizing non-discretionary investment programs.

Edmund Haspett is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked with HSBC entities since 2008 and was previously with TIAA-CREF from 2022 to 2025. In addition to his advisory role, he serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment approach combines strategic and tactical asset allocation supported by affiliated global asset management and fund due diligence providers, with an emphasis on client-directed, non-discretionary portfolios.

Colin Pratt is a CFP® professional with four years of industry experience, currently affiliated with Private Advisor Group, LLC. He has been providing investment advice through his own business, Pratt Collard Advisory Partners LLC, since 2012. Mr. Pratt operates under the business name Pratt Collard Buck Advisory Group within Private Advisor Group. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering a range of portfolio management, financial planning, and retirement consulting services.

Charles Noonan is a financial advisor with Private Advisor Group, LLC, holding a Series 65 designation and three years of industry experience. He operates under the business name Pratt Collard Buck Advisory Group within Private Advisor Group. His prior experience includes roles at the University at Buffalo and St. Joseph's Collegiate Institute. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to third-party asset management programs.

David Bush is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 15 years of industry experience, including ten years with New York Life Insurance Company and NYLIFE Securities LLC, and ten years at PNC. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations across multiple program types and primarily manages assets on a non-discretionary basis.

Matthew Slovick is a financial advisor with Principal Financial Services based in Amherst, NY. He holds Series 63 and Series 66 licenses and has 13 years of industry experience. His prior roles include positions at LPL Financial, Northwest Bank, and KeyBank. In addition to his advisory work, he is involved in the sale of life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance products. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm provides financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Joseph Masino is a financial advisor with Kestra Advisory Services, holding a Series 66 designation and four years of industry experience. His prior roles include positions at JFG Family Office, Pennington Partners & Co., Rios Partners, and JPMorgan. Masino is based in Williamsville, NY. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional, and individual investors. The firm offers fiduciary services, plan design, compliance testing, and access to multiple management platforms and third-party solutions, serving a range of clients from large institutional investors to sovereign wealth funds.

Derek Bock is a financial advisor at Hightower Advisors with 26 years of industry experience. He has held roles at Hightower Advisors and HighTower Securities since 2017 and previously worked at Wells Fargo Advisors Financial Network LLC for eight years. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, pension and profit-sharing plans, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a range of portfolio management and financial planning services.

Donald Armstrong is a financial advisor at Key Investment Services LLC with 20 years of industry experience. He holds a Series 66 designation and previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and M and T Securities. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, managed accounts, and affiliated brokerage and insurance products. The firm emphasizes client-directed model selection supported by non-binding recommendations and ongoing monitoring, while providing access to third-party discretionary managers and supervisory oversight.

Robert Lucarelli is a financial advisor at Key Investment Services LLC with 35 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Key Investment Services since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection combined with non-binding recommendations and ongoing monitoring, and operates within the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

Robert Benshadle is a financial advisor with Principal Financial Services, holding a Series 63 designation and 37 years of industry experience. His prior roles include positions at LPL Financial, Cadaret, Grant & Co., and United Insurance Agency. He serves as an alumni board member for Hilbert College. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Mark Jacobs is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. Prior to joining HSBC Securities in 2022, he worked at HSBC Bank USA, N.A. from 2018 to 2021 and served in a corporate role at FPPF Chemical Co. Inc. from 2015 to 2018. Outside of his financial advisory role, he manages a condominium property on behalf of an individual client. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary portfolio options. The firm uses diversified asset-allocation strategies supported by HSBC Global Asset Management and third-party due diligence providers, offering programs that range from Conservative to Aggressive risk profiles.