Kristopher Marin is a financial advisor with Wells Fargo Advisors in Grand Rapids, MI, holding Series 63 and Series 66 licenses and having 14 years of industry experience. He previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. from 2011 to 2026 before joining Wells Fargo Financial Network and Wells Fargo Clearing in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services including retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.

Dennis Joppe is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked with LPL Financial since 2009. Outside of his advisory role, he is also a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and technologies such as machine learning to support various investment strategies.

Ryan Sullivan is a financial advisor at LPL Financial holding a Series 66 designation. He has one year of industry experience and has previously held roles at Growtrust Partners, TMR Business Ventures, and Metal Tech, among others. Ryan has also spent several years involved with Hope College and East Grand Rapids High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources to support various investment strategies.

Kristin Carstensen is a financial advisor with Ameriprise in Belding, MI, holding Series 63 and Series 66 designations and 23 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2002. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to tailor non-discretionary advice, primarily for clients maintaining significant assets in Ameriprise Managed Accounts.

Matthew Gillette is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. He has previously worked at Academy Wealth Management and Flagstar Bank and has a background in education with roles at Hope College and Rockford Public Schools. He serves as a board member of the Historic Ottawa Beach Society. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Daniel Dillard is a financial advisor at Morgan Stanley in Grand Rapids, MI, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, National Association, Morgan Stanley, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process utilizes firm-approved tools and modeling techniques and includes a range of retail and institutional investment services.

Courtney Wesley is a financial advisor at Morgan Stanley with one year of experience in the industry and holds a Series 66 designation. Prior to joining Morgan Stanley in 2026, Wesley worked at LPL Financial for four years and has held positions in various service and retail roles. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and methodologies to support client goals.

Kimberly Bolker is a financial advisor at LPL Financial with 22 years of industry experience. She holds the CFP® and Series 63 designations and previously worked at Sigma Planning Corporation and Sigma Financial Corp. Bolker is also involved in insurance sales, offering life, health, disability, long-term care, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and investment management solutions supported by research and model portfolios.

Randall Murphy is a financial advisor at LPL Financial with 19 years of industry experience. He holds the CFP® and Series 63 designations. His prior roles include positions at TurboTax - Intuit and Cetera Financial Specialists LLC, among others. He also operates a tax preparation and accounting service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing diversified investment strategies supported by LPL Research and third-party subadvisors.

Bradley Kaminski is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding the CFP® designation along with Series 65 and Series 66 licenses. He has 25 years of industry experience, having worked at Raymond James since 2017 and Oppenheimer & Co since 2006. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management options.

Dane Sexton is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and with 24 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he is a silent partner in a craft microbrewery and owns a charter business for salmon fishing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and market research.

Matthew Walla is a financial advisor with LPL Enterprise and holds the Series 66 designation. He has been with LPL Enterprise since 2026 and has prior experience in the food and beverage distribution industry, including roles at Alliance Beverage Distribution, Jet's Pizza, Little Caesars, and Buddys Pizza. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of services such as financial planning, model wealth portfolios, third-party asset management, and access to brokerage and insurance products through an integrated platform.

Rachel Laug is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and having 24 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory role, she is a partner in a hair salon business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and investment modeling.

Thomas Wall is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2012, with prior experience at Soave Financial Partners LLC and Raymond James Financial Services, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds through a nationwide network of more than 23,700 financial advisors.

Colby Green is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, he was involved with Manna Development Group, LLC for 17 years. Fidelity’s Strategic Advisers LLC, where Green is based, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, including AI and large language models, to create model portfolios that are delivered to intermediary platforms.

Tyler Staples is a CFP® professional with 19 years of industry experience, currently affiliated with Raymond James & Associates since 2017. Prior to this, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He holds the Series 66 designation and is based in Grand Rapids, MI. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Katie Rozen is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds the CFP® designation and the Series 66 license. Rozen has worked at Wells Fargo Clearing since 2016, with prior experience at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, retirement plan consulting, and combines research from Wells Fargo Investment Institute with third-party databases to support its investment process.

Benjamin Balbach is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding Series 63 and Series 65 licenses. He has 37 years of industry experience, including roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and analytical tools, serving a broad range of retail and institutional investors.

Michael Behrens is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 33 years of industry experience. He has been with Cetera and its affiliated entities since 2013. Behrens also owns and operates Behrens Wealth Management and is active as an insurance agent, selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management strategies and program options, supported by a large nationwide network of independent advisors.

Jim Jarvis is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2013. He has been working in the financial advisory field since 2010, with prior experience as a Financial Advisor at Morgan Stanley from 2010 to 2012 and at Fifth Third Securities from 2012 to 2013. Jim's approach centers on listening and collaborating with clients to build effective financial plans tailored to their goals. His business beliefs and values focus on supporting clients in working toward their financial objectives.