Jon Law is a CFP® and ChFC® with 46 years of industry experience. He currently works at LPL Financial and previously held positions at Cadaret, Grant & Co., Inc. and Mutual of Omaha. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a variety of management approaches and access to model portfolios and research.

Eric Brown is a Certified Financial Planner (CFP®) with 27 years of industry experience, currently affiliated with Morgan Stanley in Syracuse, NY. He has been with Morgan Stanley and its related entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, Brown serves on the boards of the Crouse Community Center and Elmcrest Children’s Center, participating in their finance and investment committees. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that integrate a structured planning process without providing individual security recommendations as part of standalone plans.

Matthew Champion is a CFP® professional with 21 years of industry experience. He is currently an advisor at OSAIC and has prior experience with Sagepoint Financial, The Prudential Insurance Company of America, and Pruco Securities. Outside his advisory role, he owns a sole proprietorship involved in selling insurance products, including Medicare, and serves as president of Excelsior Wealth Partners. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple platforms. The firm provides integrated brokerage and investment advisory services, incorporating asset-allocation tools and third-party money managers to construct diversified portfolios tailored to client needs.

Ronald Case is a CFP® professional with 23 years of experience in the financial industry, currently advising at LPL Financial since 2015. He holds Series 63 and Series 65 licenses and operates out of Syracuse, NY. In addition to his advisory role, he is involved in retirement consulting and holds a non-variable insurance license as a licensed agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by comprehensive research, model portfolios, and technological tools.

Giselle Neu is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their priorities and develop strategies to pursue their short-, mid-, and long-term financial goals. Her responsibilities include providing guidance on investing, retirement planning, and saving for unexpected events, with access to additional specialists in banking, credit, home financing, and small business solutions through Bank of America. Giselle specializes in helping clients manage competing financial demands, such as buying a home, funding college education, caregiving, and healthcare planning. She offers personalized portfolio strategies that adapt as clients' needs evolve, delivering ongoing advice and support. Giselle holds a Bachelor's degree from the University of Texas System and maintains professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is a member of the National Association of Women Business Owners and communicates with clients in both English and Spanish.

Dominick Sageer is a financial advisor with LPL Financial in Syracuse, NY, holding a Series 63 designation and 37 years of industry experience. He has worked with LPL Financial since 2004 and previously has been associated with Community BANK since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.

Mary O'Malley is a CFP® professional affiliated with LPL Enterprise, with 11 years of industry experience. She previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, Equitable Advisors, and Axa Advisors, LLC. Mary serves as a board member of the Cazenovia Lion Club Foundation, a nonprofit organization based in Cazenovia, NY. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a range of brokerage and insurance products.

David Powers is a Series 66-licensed financial advisor with eight years of industry experience, currently practicing at Stifel Nicolaus & Co Inc in Skaneateles, NY. His prior experience includes a short tenure at Legg Mason LLC. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Daniel Cuddy is a CFP® with 33 years of industry experience, currently affiliated with Cetera since 2025. He has operated Cuddy Financial Services since 2003 and owns Daniel R. Cuddy, CPA, LLC, providing tax preparation and accounting services. Cuddy serves as Secretary and a board member of Champions for Life, a nonprofit focused on character development for children through sports. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform including discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Timothy Morgan is a financial advisor with Equitable Advisors in Camillus, NY, holding a Series 66 designation and 25 years of industry experience. He has worked at Equitable Advisors since 2000 and previously spent eight years at Planning Sense, Inc. Outside of his advisory role, Morgan serves as a volunteer Scoutmaster and board member for the Boy Scouts of America in Mattydale, NY, and is a trustee for Father 12/2024. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Michael Fasulo Jr. is a financial advisor with Equitable Advisors in Syracuse, NY, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2006 following his tenure at Axa Advisors, LLC. Outside of his advisory role, he is an owner of BAMFFH, LLC, a business based in Manlius, NY. Equitable Advisors serves a diverse range of clients, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer.

Daniel Hennigan is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he has ownership interests in a gaming business and manages rental properties, including one operated via Airbnb. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory.

William Maffei is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1986 and brings over 40 years of experience in the investment business. William specializes in individual equities and fixed income, providing custom-designed portfolios tailored to meet each client's goals. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the State University of New York at Cortland. William is based in Central New York and focuses on delivering a comprehensive wealth management strategy by working closely with clients to address their individual needs and assist them in making informed financial decisions.

Cole Henderson is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 40 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and committee-based investment estimates.

Edward Rulison is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated Private Bank since 2009 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients. The firm offers tailored financial planning supported by structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Cameron Hovater is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, he held positions at Fastenal, Keuka College, and Kless Myers Golf Management, among others. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating through a combination of advisory and brokerage solutions with a focus on LPL-sponsored programs and endorsed third-party managers.

Marion Whitfield is a financial advisor with LPL Enterprise, holding a Series 63 designation and 12 years of industry experience. Prior to joining LPL Enterprise in 2024, Whitfield worked at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to advisory work, Whitfield is licensed as an agent for life and health insurance products. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment and insurance products through an integrated platform that combines advisory programs with active sales of financial products.

Thomas Repass is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior firms include Cadaret, Grant & Co., Inc., Woodbury Financial Services Inc, and National Planning Corporation. Outside of advisory work, he operates Thomas W Repass PLLC, providing mortgage, real estate, and non-variable insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to proprietary and third-party research.

Solomon Massey is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has held multiple roles within the financial and insurance sectors, including ownership of Massey Doctors Insurance Specialists and the Solomon Massey Insurance Agency. His activities extend to fixed insurance product sales and life settlements. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment management options through a multi-manager platform with discretionary and non-discretionary authority across various program structures.

Nichole Moles is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage arrangements.