Richard Cote Jr. is a financial advisor at Mass Mutual Investors Services with 35 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at Mass Mutual Life Insurance Company and MetLife Securities Inc. Outside of his advisory role, he and his wife run Spruce Hill Farm LLC as an Airbnb operation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Stephen Weston II is a financial advisor with LPL Financial based in North Syracuse, NY. He holds Series 63, Series 65, and Series 66 licenses and has five years of industry experience. Prior to joining LPL Financial, he worked at CFCU Community Credit Union and TIAA-CREF. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools.

Michelle Johnston is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jacob Kopek is a financial advisor with Equitable Advisors in Syracuse, NY, holding a Series 66 credential and two years of industry experience. Prior to joining Equitable Advisors, he worked in various roles including at Rapid Response Monitoring and The Cheesecake Factory, where he continues to work part-time as a designated trainer. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement consulting, and asset-management programs. The firm utilizes a range of advisory models implemented through third-party managers and delivers services via a network of Investment Adviser Representatives.

Deborah Fix is a financial advisor at Morgan Stanley with 28 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Matthew Hesse is a financial advisor at Equitable Advisors with a Series 66 designation and four years of industry experience. Prior to joining Equitable Advisors in 2021, he held roles at Siena Food Services, Nike, and Siena College. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a combination of proprietary programs and third-party asset managers, offering investment solutions that include mutual funds, ETFs, separately managed accounts, and select alternative investments.

Teresa Marriner is a CFP® professional with 40 years of industry experience, currently affiliated with Raymond James Financial in Syracuse, NY. She has worked at Raymond James since 1999 and previously was involved with TDJ Home Enterprises LLC. Outside of her advisory role, she is an agent for Planned Results, Inc., a non-variable insurance business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports both advisory programs and institutional portfolio management.

Steven Horyl is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 66 designation and has previously worked at AmeriCU Credit Union, CUNA Brokerage Services, M&T Securities, M&T Bank, and RBC Capital Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management solutions.

Brian Conboy is a financial advisor with Mass Mutual Investors Services in Syracuse, NY. He holds a Series 63 designation and has 13 years of industry experience. Since 2015, he has been with MML Investors Services and MassMutual. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Giovanni Vitale is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked with firms including Securities America Advisors and Cadaret, Grant & Co., Inc. Vitale is also involved in owning a dry cleaning business that his wife primarily operates. OSAIC Wealth serves a diverse range of clients, including individual investors, retirement plans, charities, and corporations, offering both brokerage and advisory services supported by a model-based investment process focused on asset allocation and portfolio optimization.

Gregory Perry is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with the firm since 1989, providing financial guidance and wealth management services. Greg's work focuses on helping clients develop strategic and personalized wealth management plans using a Goal Based Approach to Wealth Management. Greg holds a bachelor's degree in Political Science and Economics from the University of Rochester, earned in 1987. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Through Merrill Lynch, Greg offers his clients a range of financial services such as retirement planning, investment portfolio planning, and college planning. Greg resides in Manlius, New York, with his wife Jane and their four children.

Justin Jones is a financial advisor with Equitable Advisors in Syracuse, NY, holding a Series 66 credential and one year of industry experience. His work history includes roles at Equitable Advisors and various organizations such as Utica University and several small businesses in food and beverage and abstract services. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm emphasizes matching clients to program models or discretionary managers, often leveraging third-party sponsors and a range of investment options including mutual funds, ETFs, and ERISA fiduciary services.

Mark Worden is a financial advisor with UBS Financial Services in Syracuse, NY, holding a Series 66 designation and 23 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, he serves on the Board of Directors for the Crouse Hospital Foundation, contributing to policy oversight and community outreach. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor strategies to client goals. The firm combines wealth management services with institutional trading capabilities and offers a broad range of capital markets and banking services.

Benjamin Loder is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at United Financial Services, Cadaret Grant & Co., Inc., and M&T Bank. In addition to his advisory work, he is involved in tax preparation and accounting services through United Wealth & Tax Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research and operational tools.

Laurence Schnall is a CFP® professional operating with LPL Financial, bringing 35 years of industry experience. His prior roles include positions at Cadaret Grant & Co., Inc., Key Investment Services LLC, and KeyBanc Capital Markets Inc. He is also involved with Meridian Wealth Management in East Syracuse, NY, focusing on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research tools and extensive non-advisory financial activities.

Edward Shanahan is a financial advisor with Equitable Advisors in Syracuse, NY, holding the Series 66 designation and having one year of industry experience. His prior roles include positions at Grow Wealth Partners, Macko Financial, and Wells Fargo Advisors Financial Network. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm emphasizes risk assessment and program matching, utilizing third-party asset managers and advisory models without sponsoring its own wrap fee program.

James Sleeper is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Cadaret, Grant & Co., Inc. for 14 years and Capital Strategy Group Ltd for 33 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a network of over 22,000 advisors.

Brian Grooms is a financial advisor with Morgan Stanley in Syracuse, NY, holding Series 63, 65, and 66 licenses and having 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery processes and advanced modeling techniques.

Paul Rubacka is a CFP® professional with 22 years of industry experience, currently serving at Edelman Financial Engines in East Syracuse, NY. His prior experience includes roles at Financial Engines Advisors L.L.C., Cuna Brokerage Services, Northwestern Mutual Investment Management, and Merrill. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios with periodic rebalancing and a long-term investment orientation.

Jeffrey Moro is a CFP® professional with 15 years of experience in financial services. He is currently associated with RBC Capital Markets and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.